Online Check Writer

ACH Transactions

ACH Transactions made simple with the cloud-based check printing platform. You can process your transactions at low transaction cost easily. Log in to the platform, add your bank account for free, pay using ACH transfers, and receive payments. Businesses may send or accept ACH payments anytime, anywhere, using PCs, tablets, or smartphones, thanks to our ACH payment processor! The platform also offers Wire transfer, eChecks, Printable checks, Payment links, and check by mail.

OnlineCheckWriter.com- powered by Zil Money is a financial technology company, not a bank or an FDIC member. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks Silicon Valley Bank, Texas National Bank, and East-West Bank.

TRUSTED BY MILLION PLUS USERS

1M+

happy customers

5000+

new customers per week

22K+

transactions per week

What is ACH?

Automated Clearing House, or ACH, is a network used for electronic funds transactions between U.S. bank accounts. It will let you digitally transfer funds between your bank account and a vendor or employee bank account. It’s also easy to implement ACH transactions for your small business. ACH transactions through OnlineCheckWriter.com are cost efficient than payment mode. 

What is ACH?

Our Features AP/AR

OnlineCheckWriter.com - Powered by Zil Money offers a wide range of banking features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.

Check Printing

Create and print business checks at your office desk with a drag and drop design.

ACH

Pay or get paid one-time or recurring ACH/RTP with low transaction fees.

Integration

Integrate with the top third-party applications.

Pay Bill

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Payments by Credit Card

Now pay by credit card even if they don't accept them.

Wire Transfer

Transfer money electronically from one financial institution to other.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.

Invoicing

Create invoice to your customer and send link through email.

Cloud Bank

Open an online bank account with no hidden charges.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Payment Link

Create an HTML form or link to receive payments.

User/Approver

Give access to accountant or clients with a role based user and approval process.

Check Mailing

Check mailing without leaving your desk for $1.25. We print and mail it by USPS/FedEx.

Digital Checks

Digitize your paper checks and make your payments via email or text.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

API/White Label

Interactive developer-friendly API. Complete white label solution.

NACHA Membership

NACHA Membership

ACH transactions, also known as direct payments, are electronic bill payments that are debited straight from the customer’s checking account or savings account. The money is transferred from one bank account to another without using paper checks, credit card networks, wire transfers, or cash. ACH transfers are routed from one financial institution to another over a network through a secure system run by National Automated Clearing House Association (NACHA), which regulates these types of transfers.

Send Payments From Mobile App

OnlineCheckWriter.com makes it easier to use by adding a fast and easy way to send payments through a mobile app. Users can now easily handle their money while they’re on the go, right from their phones. This new feature makes creating checks even easier and faster, and it lets you send money quickly and safely with just a few taps. The mobile app has all the same features as the web version so that you can be sure of a smooth and consistent experience.

What is ACH?

Easy To Access

Instant access to your account anywhere, anytime.

High Security

Secured with Encryption, Fraud Detection, and Infrastructure.

Easy Payment

Efficiently transfer funds to where they're needed.

NACHA Membership

Same Day ACH

OnlineCheckWriter.com offers Same Day ACH, which changes how people and businesses transfer money. With Same Day ACH, you can get your money immediately instead of waiting for days. Users can make quick and safe same-day ACH payments for a small fee, which guarantees a quick and easy transaction process.

FREQUENTLY ASKED QUESTIONS

What is an ACH transaction?

ACH transactions are electronic payments debited directly from your checking account and are used for bill payments. The ACH network is run by NACHA (National Automated Clearing House), which helps transfer money from one bank account to another. With the cloud-based check printing platform, you can pay and get paid easily.

How does ACH payment processing work?

Debit and credit are the two ways ACH transactions are processed. When a customer authorizes the merchant to make an electronic transaction, it is called ACH debit. On the other hand, when money gets deposited into the receiver’s account, it is called ACH credit. You can do easier and faster ACH transactions with OnlineCheckWriter.com.

What is needed for an ACH transaction?

ACH allows users to pay money electronically through the Automated Clearing House network, regulated by NACHA. You can now send and receive ACH payments easily using OnlineCheckWriter.com.

ACH Payments vs Wire Transfer

ACH transactions are completed through a clearing house electronically and are used to make direct deposits. They are processed with low transaction fees. A bank makes wire transfers with a fee deduction for every international/national money transfer you make. Using OnlineCheckWriter.com, you can process both ACH and Wire transfer at low transaction fees.

Online Check Writer - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland