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Many US bank are using Optical check reader (OCR) today which can scan the checks printed on blank stock with regular office/home laser printers. After Check 21 Law (The Check Clearing for the 21st Century Act (Check 21) Checks are allowed to replace by image (Substitute Checks) for faster Processing through images. By creating a digital check image, it is able to fast-track processing using the “Check 21” system already in use by most banks.    Most of the banks today have updated scanning technology and do not require the MICR after Check21 Act. There are Many Banks and check cashing places still keep MICR Reader, Have not replaced yet to OCR Reader. Be that as it may, Atm Deposits and Mobile Deposits and all officially through OCR perusing and VIA Image process