3.ONLINECHECKWRITER.COM Account Eligibility
Use of ONLINECHECKWRITER.COM and registration to be a Member of ONLINECHECKWRITER.COM (“Membership”) is void where prohibited. In order to use the Site’s services and social features, you must create a ONLINECHECKWRITER.COM Account (an “Account”). In order to create an Account and in consideration for the use of the Site, you must:
a. Provide ONLINECHECKWRITER.COM with a valid email address and create a valid password for Account access;
b. Be a United States Citizen or legal resident;
c. Be at least thirteen years of age, or have the consent of a parent/guardian to use the Site.
Your account may be deleted and your Membership may be terminated without warning, if we believe that you are under 13 years of age and do not have the consent of a parent/guardian. We reserve the right, at our sole discretion, to reject any application for an Account at any time.
By using ONLINECHECKWRITER.COM, you represent and warrant that:
a. All your registration information is truthful and accurate;
b. Your mandatory Account information (name and email) is up to date;
c. You are the customer who registered for the services;
d. You are using the services only for permitted purposes;
e. Your use of ONLINECHECKWRITER.COM does not violate any applicable law;
4. Password and Account Security
You are entirely responsible for maintaining the confidentiality of your Account password. You agree not to use the account, username, email address or password of another Member at any time or to disclose your password to any third-party. You agree to notify ONLINECHECKWRITER.COM immediately if you suspect any unauthorized use of your account or access to your password. You are solely responsible for any and all use of your account.
6. Ownership of the Site; Restrictions on Use
All pages within the Site and materials made available for download are the property of ONLINECHECKWRITER. The Site is protected by United States and international copyright, trademark, and patent laws. The contents of the Site, including without limitation the files, documents, text, photographs, images, audio, video, location data, and any materials accessed through or made available for use or download through the Site (“Content”) may not be copied, distributed, modified, reproduced, published or used, in whole or in part, except for purposes authorized or approved by ONLINECHECKWRITER, including the provision of services or products to ONLINECHECKWRITER, or in connection with a business relationship with ONLINECHECKWRITER. You may not frame, utilize framing techniques to enclose, or deep link to, any name, trademark, logo, Content, or other proprietary information (including images, text, page layout, or form) of ONLINECHECKWRITER without ONLINECHECKWRITER’s express written consent.
You may not use automated systems (e.g., robots, spiders, etc.) to access or “harvest” information from the Site. You agree not to collect personally identifiable information of other users of the Site or to sell or otherwise exploit that information. You agree not to use the Site in any manner that could damage, disable, overburden, or impair the Site.
7. Confidential Information
You acknowledge that the Site and Content include information which is confidential and proprietary to ONLINECHECKWRITER (“Confidential Information”). Confidential Information includes Content or information marked as “Confidential” or with a similar label, as well as any other Content or other information which you know, or reasonably should know, is confidential or proprietary to ONLINECHECKWRITER. If you are not sure whether Content is Confidential Information, contact an authorized ONLINECHECKWRITER employee for clarification and do not disclose such Content to any third party until you receive such clarification. You agree to keep all such Confidential Information strictly confidential and to not disclose any such Confidential Information to any third party without the advance written consent of ONLINECHECKWRITER. You agree to treat all Confidential Information with the same care and caution as you would treat your own Confidential Information.
8. Accuracy and Integrity of Information
Although ONLINECHECKWRITER attempts to ensure the integrity and accurateness of the Site, it makes no representations, warranties, or guarantees whatsoever as to the correctness or accuracy of the Site and Content thereon. It is possible that the Site could include typographical errors, inaccuracies, or other errors, and that unauthorized additions, deletions, and alterations could be made to the Site by third parties. In the event that an inaccuracy arises, please inform ONLINECHECKWRITER so that it can be corrected. Any information, Content, service, function, or feature contained on the Site may be discontinued, changed, or updated at any time with or without notice. Additionally, ONLINECHECKWRITER shall have no responsibility or liability for information or Content posted to the Site from any third party.
9. Access to Site
10. Fees and Subscriptions
11. ONLINECHECKWRITER does not provide Financial Planning, Brokering, Legal, or Tax Advice
ONLINECHECKWRITER is not a financial planner, broker, legal advisor, or tax advisor. Neither ONLINECHECKWRITER nor this Site’s services are intended to provide any financial planning, legal, or tax advice. ONLINECHECKWRITER and the Site’s services are only intended to assist you in managing your personal finances.
12. ONLINECHECKWRITER is not liable for your financial decisions
You acknowledge and agree that financial decisions entail risk, and that any financial decisions that you make are beyond the scope of the services that ONLINECHECKWRITER and the Site provide. You agree not to hold ONLINECHECKWRITER liable for any loss or damage that may occur because of your financial decisions. Additionally, you agree not to hold ONLINECHECKWRITER liable for any loss or damage that may occur because of your use of third-party services, including but not limited to services provided by any financial institutions that you use.
13. Submissions / Uploads to the Site
If you submit, upload, post, or transmit any information or Content to the Site (“Submissions”), you agree not to submit, upload, post, or transmit (a) anything that is defamatory, abusive, libelous, unlawful, obscene, threatening, harassing, fraudulent, pornographic, harmful, or that could encourage criminal or unethical behavior; (b) anything that violates the intellectual property rights of any person or entity; or (c) a virus or any other harmful component.
ONLINECHECKWRITER and its affiliates shall have the perpetual sublicensable right and license to use, copy, display, perform, distribute, modify, adapt, abridge, exploit, and promote Submissions in any way and in any commercial or non-commercial medium or form without charge. You are responsible for making sure all Submissions that you originate or require are properly backed up so you have ready access thereto in the event of loss, corruption, or interruption. You agree to defend, indemnify, and hold ONLINECHECKWRITER harmless from and against all third party claims, damages, and expenses (including reasonable attorneys’ fees) against or incurred by ONLINECHECKWRITER arising out of any Submissions you submit, upload, post, transmit, or allow to be posted to the Site.
14. Activities Prohibited
The following are examples of the kind of activity (Prohibited Activity) that is illegal or prohibited on the Site. We reserve the right to investigate and take appropriate legal action against anyone who, in our sole discretion, violates this provision, including, without limitation, terminating your Membership and/or reporting such activity to law enforcement authorities. Prohibited Activity includes, but is not limited to:
a. criminal or tortious activity including child pornography, fraud, trafficking in obscene material, drug dealing, gambling, harassment, defamation, stalking, spamming, spimming, sending of viruses or other harmful files, copyright infringement, patent infringement, or theft of trade secrets;
c. circumventing or modifying, attempting to circumvent or modify, or encouraging or assisting any other person in circumventing or modifying any security technology or software that is part of the Site;
d. activity that involves the use of viruses, bots, worms, or any other computer code, files or programs that interrupt, destroy or limit the functionality of any computer software or hardware, or otherwise permit the unauthorized use of or access to a computer or a computer network;
e. modifying, copying, distributing, downloading, scraping or transmitting in any form or by any means, in whole or in part, any Content from the Site other than your Content which you legally post on or in connection with the Site;
f. providing or using “tracking” or monitoring functionality in connection with the Site including identifying other Users’ views, actions or other activities;
g. covering or obscuring the banner advertisements and/or safety features any the Site page via HTML/CSS or any other means;
h. any automated use of the system, such as using scripts to add friends or send comments, messages, status or mood updates, blogs or bulletins;
i. interfering with, disrupting, or creating an undue burden on the Site or the networks or services connected with the Site;
j. impersonating or attempting to impersonate the Site or a Site employee, administrator or moderator, another Member, or person or entity (including, without limitation, the use of email addresses of or associated with any of the foregoing);
k. using the account, username, or password of another Member at any time or disclosing your password to any third-party or permitting any third-party to access your account;
l. using or distributing any information obtained from the Site in order to harass, abuse, or harm another person or entity, or attempting to do the same;
m. displaying an unauthorized commercial advertisement on your profile, or accepting payment or anything of value from a third person in exchange for your performing any commercial activity through the unauthorized or impermissible use of the Site on behalf of that person, such as placing commercial content on your profile, links to e-commerce sites not authorized by us, or sending messages with a commercial purpose;
n. relaying email from a third-party's mail servers without the permission of that third-party;
o. using invalid or forged headers to disguise the origin of any Content transmitted to or through our computer systems, or otherwise misrepresenting yourself or the source of any Message or Content;
p. using any automated system, including, but not limited to, scripts or bots in order to harvest email addresses or other data from the Site for the purposes of sending unsolicited or unauthorized material;
q. engaging in, either directly or indirectly, or encouraging others to engage in, click-throughs generated in any manner that could be reasonably interpreted as coercive, incentivized, misleading, malicious, or otherwise fraudulent; or
r. using the Site in a manner inconsistent with any and all applicable law.
15. No Duty to Monitor
You agree that ONLINECHECKWRITER is not liable for Content that is provided by others. ONLINECHECKWRITER has no duty to screen or monitor Content that you or other users may submit, upload, post, transmit, or allow to be posted, but ONLINECHECKWRITER does have the right to refuse to post or edit submitted Content. ONLINECHECKWRITER reserves the right to remove any Content for any reason at any time.
16. Infringement Notices
As provided in the Digital Millennium Copyright Act (DMCA), ONLINECHECKWRITER has designated the following individual for notification of potential copyright infringement regarding the Site:
If you believe any content available through the Site infringes a copyright, please provide the following information to the person identified above (17 U.S.C. § 512):
a. a physical or electronic signature of the copyright owner or authorized agent;
b. identification of the copyrighted work(s) claimed to have been infringed;
c. identification of the material that is claimed to be infringing or to be the subject of the infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
d. information regarding how ONLINECHECKWRITER may contact you (e.g., mailing address, telephone number, e-mail address);
e. a statement that the copyright owner or its authorized agent has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
f. a statement that the information in the notification is accurate and made under penalty of perjury, and, if an agent is providing the notification, a statement that the agent is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
17. Disclaimer of Warranties
ONLINECHECKWRITER DOES NOT WARRANT THAT ACCESS TO OR USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR FREE OR THAT DEFECTS IN THE SITE WILL BE CORRECTED. THE SITE, INCLUDING ANY CONTENT OR INFORMATION CONTAINED WITHIN IT, OR ANY SITE-RELATED SERVICE, IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS, WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUALITY OF INFORMATION, QUIET ENJOYMENT, TITLE/NON-INFRINGEMENT, OR ANY IMPLIED WARRANTIES ARISING OUT OF A COURSE OF PERFORMANCE, DEALING, OR TRADE USAGE. COMPANY SPECIFICALLY DISCLAIMS ALL LIABILITY FOR ERRORS OR OMISSIONS IN, OR THE MISUSE OR MISINTERPRETATION OF, ANY INFORMATION OBTAINED THROUGH THE SITE. COMPANY DOES NOT WARRANT THE ACCURACY, COMPLETENESS, TIMELINESS, OR AVAILABILITY OF THE INFORMATION OBTAINED THROUGH THE SITE. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND HYPERLINKED WEBSITES. COMPANY DOES NOT WARRANT THAT CONTENT OR INFORMATION CONTAINED WITHIN THE SITE WILL BE FREE OF VIRUSES, WORMS, TROJAN HORSES, OR OTHER DESTRUCTIVE PROGRAMMING. YOU ARE RESPONSIBLE FOR IMPLEMENTING PROCEDURES SUFFICIENT TO SATISFY YOUR NEEDS FOR DATA BACK UP AND SECURITY. YOU AGREE THAT COMPANY SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING DIRECTLY OR INDIRECTLY FROM YOUR USE OF THE SITE, CONTENT, OR INFORMATION CONTAINED WITHIN THE SITE. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND OF THE INTERNET.
18. Limitation of Liability Regarding Use of Site
ONLINECHECKWRITER AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OWNERS, AFFILIATES, VENDORS, LICENSORS, DEALERS, AND ANY THIRD PARTIES MENTIONED ON THE SITE ARE NEITHER RESPONSIBLE NOR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION) ARISING OUT OF OR RELATING IN ANY WAY TO THE SITE, CONTENT, OR INFORMATION CONTAINED WITHIN THE SITE, AND ANY HYPERLINKED WEBSITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE, SITE-RELATED SERVICES, AND HYPERLINKED WEBSITES IS TO STOP USING THE SITE AND THOSE SERVICES. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.
19. Links to Other Sites
ONLINECHECKWRITER makes no representations whatsoever about any other website that you may access through the Site. When you access a non-ONLINECHECKWRITER website, please understand that it is independent from ONLINECHECKWRITER, and that ONLINECHECKWRITER has no control over the content on that website. In addition, a hyperlink to a non-ONLINECHECKWRITER website does not mean that ONLINECHECKWRITER endorses or accepts any responsibility for the content or the use of the linked website. It is up to you to take precautions to ensure that whatever you select for your use or download is free of viruses, worms, Trojan horses, and other destructive programming. If you decide to use or access any of the third party websites linked to the Site, you do this entirely at your own risk.
20. Age of Users
21. Electronic Delivery Statement and Your Consent
You agree that ONLINECHECKWRITER may provide to you notices and other information concerning ONLINECHECKWRITER or the Site electronically, including notice to any e-mail address that you may provide.
22. International Use
ONLINECHECKWRITER makes no representation that Content on the Site is appropriate or available for use in locations outside the United States. If you choose to access the Site from a location outside the U.S., you do so on your own initiative and you are responsible for compliance with local laws.