Help & FAQs

General

Instant visa virtual cards can transform your company's payment strategy by giving you a powerful edge in controlling spending and protecting your assets. By creating a unique card number for every transaction, virtual cards protect your assets and give you real-time visibility into spending. Take your business to the next level with this powerful payment solution.
Instant Business Cards on OnlineCheckWriter.com – Powered by Zil Money are virtual cards that can be issued immediately for employees, contractors, or subscriptions. They provide businesses with full control over spending, including the ability to set budgets, transaction limits, and vendor restrictions.
You can easily set granular spend controls, including transaction limits, budgets, location restrictions, and even time-of-day rules on virtual cards issued by OnlineCheckWriter.com – Powered by Zil Money. This ensures that employees or contractors only use the card within the set guidelines.
After a purchase, your employee receives an automated SMS or app notification prompting them to upload the receipt. This ensures that all transactions are documented and tracked for easy reconciliation through OnlineCheckWriter.com – Powered by Zil Money.
Virtual cards give you greater control by allowing you to set transaction limits, location restrictions, and even freeze cards instantly. Physical cards offer basic control, often limited to spending limits and require more manual tracking. For businesses looking to customize and manage card usage more effectively, virtual cards are the better option.

Payments & Transfers

ACH transfers through OnlineCheckWriter.com - Powered by Zil Money typically process within 1-3 business days for standard transfers. We also offer same-day ACH processing for urgent payments, allowing you to send funds faster when needed. All ACH transfers are processed securely through the platform with real-time tracking, so you can monitor payment status and receive confirmation once funds are delivered to the recipient's account.
OnlineCheckWriter.com - Powered by Zil Money supports multiple payment methods including ACH bank transfers, wire transfers, printed checks, eChecks, and virtual cards. You can choose the most cost-effective method for each vendor - ACH transfers for regular payments, wire transfers for urgent international payments, or virtual cards for subscription services. The platform automatically suggests the best payment method based on the recipient and amount to help you save on transaction fees.
OnlineCheckWriter.com - Powered by Zil Money offers competitive, transparent pricing for business payment processing with no hidden fees. We provide cost-effective rates for ACH transfers, check printing, wire transfers, and virtual card transactions. The pricing structure is designed to help businesses save money compared to traditional banking fees. For current pricing details and volume discounts, please visit the pricing page or contact the platform support team for a customized quote based on your business payment volume.
Yes, OnlineCheckWriter.com - Powered by Zil Money allows you to set up automated recurring payments for vendors, employees, rent, utilities, and other regular expenses. You can schedule payments weekly, bi-weekly, monthly, or on custom dates. The platform system automatically processes these payments and sends confirmation emails to both you and recipients. This feature helps eliminate late payments, reduces manual work, and ensures consistent cash flow management for your business.
OnlineCheckWriter.com - Powered by Zil Money provides comprehensive payment tracking with real-time status updates, detailed transaction history, and automated reconciliation tools. Every payment includes a digital receipt, and you can export transaction data to Excel or integrate directly with QuickBooks, Xero, and other accounting software. The platform dashboard shows pending, processed, and failed payments with search and filter options to quickly find specific transactions for easy bookkeeping and audit trails.
OnlineCheckWriter.com - Powered by Zil Money uses bank-level security including 256-bit SSL encryption, two-factor authentication, and fraud monitoring for all transactions. We're SOC 2 compliant and use secure data centers with 24/7 monitoring. All payment data is encrypted and tokenized, and we never store sensitive banking information on the servers. Additionally, the platform includes spending controls, approval workflows, and real-time alerts to help prevent unauthorized transactions and maintain complete control over your business finances.

Check Services

Yes. OnlineCheckWriter.com offers a drag‑and‑drop design tool that lets you add your business logo, digital signature and choose fonts, so you can personalize each check and give it a professional look.
When mailing checks through OnlineCheckWriter.com - Powered by Zil Money, standard First‑Class mail usually arrives in about 2–5 business days; Priority mail takes roughly 1–3 days; and expedited options like FedEx or overnight shipping can deliver the next day.
An eCheck (electronic check) is a digital version of a paper check. You can create checks instantly and email them to your payee on-demand as a one-time printable PDF once you authorize the transaction, processed through OnlineCheckWriter.com - Powered by Zil Money.
Yes. OnlineCheckWriter.com - Powered by Zil Money allows you to deliver eChecks electronically via email or SMS. The recipient receives a printable PDF version of the check that they can print and deposit just like a traditional paper check.
Absolutely. OnlineCheckWriter.com - Powered by Zil Money uses encryption and fraud‑detection measures to keep eChecks secure. Whether you’re sending, printing or mailing a check, this cloud‑based platform provides a reliable and secure way for businesses to move money.

Business Tools

OnlineCheckWriter.com – Powered by Zil Money supports multiple payment options including ACH transfers, wire transfers, printed checks, eChecks, checks by mail, virtual card and credit card payments. You can send professional invoices with embedded payment links, allowing customers to pay via their preferred method. This flexibility typically results in faster payment collection and improved cash flow.
You can easily schedule recurring payments through your dashboard by selecting the "Recurring" option when creating a check or ACH transfer. Set the frequency (weekly, bi-weekly, monthly, etc.), specify the end date or number of payments, and the system will automatically process payments according to your schedule. You'll receive notifications before each payment is processed.
You can connect multiple bank accounts to your OnlineCheckWriter.com – Powered by Zil Money dashboard and easily switch between them when creating payments. Each account can be labeled (e.g., "Operating Account," "Payroll Account") and you can set different user permissions for each account if you have team members who should only access specific accounts.
Yes, OnlineCheckWriter.com – Powered by Zil Money integrates seamlessly with popular accounting systems including QuickBooks, Xero, and other major platforms. This integration allows you to sync your financial data, automatically import payee information, and maintain accurate records across all your business applications without duplicate data entry.
Document Mailing Service prints and mails your PDFs (invoices, contracts, letters, etc.) via USPS or FedEx—no printers, envelopes, or post office trips needed.  Choose a delivery option like First Class, Priority, Express or even international options. Upload your file, add addresses, review, and it's mailed the same day. All documents are processed securely with encryption and optional HIPAA‑compliance.
There are no cancellation fees or early termination charges. Users are not tied to any contracts and can cancel the service anytime without any penalty. Additionally, no setup fees are required to start using the platform. This makes OnlineCheckWriter.com – Powered by Zil Money a flexible solution for businesses of all sizes.

Integrations

Instant visa virtual cards can transform your company's payment strategy by giving you a powerful edge in controlling spending and protecting your assets. By creating a unique card number for every transaction, virtual cards protect your assets and give you real-time visibility into spending. Take your business to the next level with this powerful payment solution.
Instant Business Cards on OnlineCheckWriter.com – Powered by Zil Money are virtual cards that can be issued immediately for employees, contractors, or subscriptions. They provide businesses with full control over spending, including the ability to set budgets, transaction limits, and vendor restrictions.
You can easily set granular spend controls, including transaction limits, budgets, location restrictions, and even time-of-day rules on virtual cards issued by OnlineCheckWriter.com – Powered by Zil Money. This ensures that employees or contractors only use the card within the set guidelines.
After a purchase, your employee receives an automated SMS or app notification prompting them to upload the receipt. This ensures that all transactions are documented and tracked for easy reconciliation through OnlineCheckWriter.com – Powered by Zil Money.
Virtual cards give you greater control by allowing you to set transaction limits, location restrictions, and even freeze cards instantly. Physical cards offer basic control, often limited to spending limits and require more manual tracking. For businesses looking to customize and manage card usage more effectively, virtual cards are the better option.

Security & Compliance

Instant visa virtual cards can transform your company's payment strategy by giving you a powerful edge in controlling spending and protecting your assets. By creating a unique card number for every transaction, virtual cards protect your assets and give you real-time visibility into spending. Take your business to the next level with this powerful payment solution.
Instant Business Cards on OnlineCheckWriter.com – Powered by Zil Money are virtual cards that can be issued immediately for employees, contractors, or subscriptions. They provide businesses with full control over spending, including the ability to set budgets, transaction limits, and vendor restrictions.
You can easily set granular spend controls, including transaction limits, budgets, location restrictions, and even time-of-day rules on virtual cards issued by OnlineCheckWriter.com – Powered by Zil Money. This ensures that employees or contractors only use the card within the set guidelines.
After a purchase, your employee receives an automated SMS or app notification prompting them to upload the receipt. This ensures that all transactions are documented and tracked for easy reconciliation through OnlineCheckWriter.com – Powered by Zil Money.
Virtual cards give you greater control by allowing you to set transaction limits, location restrictions, and even freeze cards instantly. Physical cards offer basic control, often limited to spending limits and require more manual tracking. For businesses looking to customize and manage card usage more effectively, virtual cards are the better option.