Online Check Writer

ACH Payment

ACH Payment online offers the flexibility of one-time or recurring transactions at a minimal cost. You can easily link your bank account for no charge and use it to make ACH payment online. With the ACH online payment processing system, businesses have the convenience to send ACH payment or receive ACH payment seamlessly, whether they are using computers, tablets, or smartphones from any location.

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Our cloud-based platform also offers Pay and Get paid by printable checks, eChecks, Direct Deposit, or RTP, and $1.25 check mailing services in our all-in-one platform at low transaction fees. powered by Zil Money is a financial technology company, not a bank or an FDIC member. offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

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Advantages of ACH Payment

ACH online is a digital payment system within the United States that enables seamless fund transfers between bank accounts. This system offers swiftness and cost-efficiency, with generally lower fees than alternative methods. incorporates firm encryption measures to safeguard your data, ensuring a secure, hassle-free experience for automatic payments and direct deposits. Additionally, it contributes to environmental conservation by diminishing the need for paper transactions. ACH payment online enjoys widespread acceptance and are closely monitored by NACHA to maintain a seamless operation.

ACH Payment

What Is ACH Payment?

ACH (Automated Clearing House) transfer is an electronic money movement between banks through an automated clearing network. It includes external fund transfers, individual payments, bill payments, employer direct deposits, and government benefit programs. Many transfer providers use the Automated Clearing House Network to send money.

Easy To Access

Instant access to your account anywhere, anytime.

High Security

Secured with Encryption, Fraud Detection, and Infrastructure.

Easy Payment

Efficiently transfer funds to where they're needed.

All-In-One Solution

All-In-One Solution is a versatile financial management platform that simplifies fund handling for both businesses and individuals. It seamlessly integrates with banks and accounting applications, ensuring effortless financial management. Its user-friendly interface allows users to efficiently manage their finances, including payroll, expense tracking, check creation and printing, and account reconciliation. The platform also supports recurring payments, secure eCheck transactions, mobile check scanning for deposits, and other features to streamline financial operations, making it a convenient, all-in-one solution for fund management.







Integration with Banks and Accounting Software seamlessly integrates with 22,000+ banks and financial institutions in the USA and Canada, allowing you to effortlessly link multiple bank accounts to your business and match the bank data within the software. It offers the convenience of printing checks from various banks, including Bank of America and Chase. The platform integrates with popular accounting and financial applications such as QuickBooks, Gusto, Bill, FreshBooks, and more.

ACH vs Wire
Online Check Writer - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month


What is ACH payment?

ACH payment online are electronic bank-to-bank payments through the ACH network (Automated Clearing House). Funds move from one bank to another with the help of a centralized system that directs funds to their destination. It is run by the National Automated Clearing House Association (NACHA) and supports credit transfers and direct debits. The system is designed to process batch payments containing numerous transactions and typically charges fees for usage to the business or vendor who receive ACH payment. You can send ACH payments with low transaction fees using

How to make an ACH payment?

ACH online payment is processed in debit and credit. Make ACH payment online to ensure your account is ACH-enabled and gather the recipient's precise banking details: their account and routing numbers. Choose a payment method like online banking, mobile apps, or ACH payment software. Enter the recipient information and review it carefully. Authenticate the payment through your bank and send ACH payment, which usually take a few business days to process. Keep a transaction record, monitor your account for confirmation, and confirm with the recipient. ACH payment is easy and secure with

How long does ACH payment take?

ACH payments can take two to three business days to process. With, you can make ACH payment online with utmost ease and security. You can also go for the same-day ACH feature, which lets you process the payment on the same day.

ACH Payment vs Wire

The wire transfer process starts and ends with banks. At the same time, the ACH uses a clearinghouse as its middleman between parties, which reduces the risk for both sides since all transactions go through one entity rather than being handled manually in different locations. Send ACH payment and receive ACH payment with comparatively less expense. With, you can enjoy hassle-free ACH payment and Wire transfer.


Zil Money's payment processing system offers efficiency, security, and ease of use. It streamlines transactions, ensures timely payments, and provides robust encryption for data security. Additionally, its user-friendly interface simplifies the process for both businesses and clients, enhancing overall satisfaction.




Zil Money makes it easy for us to keep track of bills that are due and paid for our small business. We have several different checking accounts to pay from and switching back and forth is very easy. Some of our vendors still require checks for payment and printing them is straightforward as well. We don't use some of the other features yet but may look into them in the future as our business grows.




User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency.




Ease of deployment and use. Normally, a switch like this is both time-consuming and confusing, but in this case, it was super easy.




The dashboard and the customer support are amazing! Never has a company been there like Zil Money and answered all my questions before letting me go. Thank you.




I love that I am able to process payments and do ACH transfers very easily.




I like that I can use multiple payment methods and that my data is always secure.




Easy to use, friendly customer support team.