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ACH Payment

ACH payment processing is now free with Online Check Writer. You can make online ACH payments one time or recurring using OCW. Log in to our platform and add your bank account for free and Pay and Get paid by ACH transfers. In addition, businesses can make or accept ACH payments anytime from anywhere through computers, tablets, or smartphones.

Our cloud-based platform also offers Pay and Get paid by printable checks, e-Checks, Direct Deposit, or RTP and $1 check mailing services in our all-in-one platform without any transaction fees.

No More Ach Payment Processing Fees

Online Check Writer

Key figures

1M

Users

4,000+

New Customers a Week

50,000+

Transactions per Week

ACH payment definition

ACH (Automated Clearing House) payments are electronic payments that are debited directly from the customer’s checking, or savings account for bill payment. It is directed by a network from one financial institution to another through a secured system run by NACHA ( National Automated Clearing House). The Automated Clearing House Network acts as an economic hub to help people move money from one bank to another.

What is ACH

FEATURE AP/AR

Check Printing

Create and print business checks at your office desk with a drag and drop design.

ACH / RTP

Pay or get paid one-time or recurring ACH/RTP without any transaction fees.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Digital Checks

Digitize your paper checks and make your payments via emails or text.

Check Mailing

Check mailing without leaving your desk for $1. We print and mail it by USPS.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.

Get Paid Button/Link

Create a HTML form or link to receive payments.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

Bill Pay / Vendor

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Invoicing

Create invoice to your customer and send link through email.

User / Approver

Give access to accountant or clients with a role based user and approval process.

API / White Label

Interactive developer-friendly API. Complete white label solution.

NACHA Membership

Free ACH Transaction

Online Check Writer is now offering free processing of ACH to increase the use of networks among small and medium-sized business enterprises in the US. Usually, banks might charge a transaction fee of around 3$ for an ACH transaction.

FREQUENTLY ASKED QUESTIONS

What is ACH payment?

ACH payments are electronic payments bank-to-bank that go through the ACH network (automated clearing house). Funds move from one bank to another with the help of a centralized system that directs funds to their destination. It is run by the National Automated Clearing House Association (NACHA). It may support both credit transfers and direct debits. The system is designed to process batches of payments containing numerous transactions and typically charges fees for usage to the Business or vendor receiving ACH payments. With Automated Clearing House, funds are electronically deposited in financial institutions, and payments are made online. In addition, ACH is free at Online Check Writer. No ACH fees.

How does ACH payment processing work?

ACH payment processing is processed in two ways: debit and credit and an electronic request sent to the bank for any payment transaction. A third-party processor provides the tools to businesses to make this possible. The vendor receiving the funds gets authorization for the ACH transaction from the purchaser. Moreover, the ACH payments operator (FED) receives electronic entries and debits/credits from respective banks. Then the purchaser's bank records the transaction on the purchaser's account. In addition, ACH is easy and free with Online Check Writer.

How to set up ACH payments?

Set up ACH by first identifying your bank account and routing number. Once you have identified the two numbers, communicate them to the appropriate billing department. Set up FREE ACH payments with Online Check Writer today.

How to send ACH payment?

Send ACH payment using your bank account online service by selecting the ACH option and setting up a one-time or recurring. Send FREE ACH payments with Online Check Writer. Online Check Writer makes it easy.

ACH Payment vs Wire

Wire transfers cost money, while ACH is free or costs very little. Wire transfers are initiated and processed by banks, while Automated Clearing House is processed through a clearinghouse.

ACH Payment vs Credit Card

ACH is guaranteed to go through once processed completed, which can take days but is free or low cost. Meanwhile, credit cards go through a credit card network to verify limits and incur interest charges.

ACH Payment vs EFT

ACH and EFTs are both electronic payments. EFTs refer to all digital payments, while ACH is a specific EFT that moves from bank to bank through an automated clearing house (ACH).

ACH Payment vs Check

ACH is typically faster than Checks. It is guaranteed, reliable, and accurate comparing Checks. And also more convenient that it can be completely automated, just like a utility bill. So the tenant doesn’t have to remember to drop a check every time.

Online Check Writer - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland