Send and Receive ACH for Free! Learn More. Call us for instant ACH approval: (408) 775-7720

ACH

ACH transfers are now free without paying unnecessary fees every time you accept ACH or make an ACH payment. Online Check Writer has officially introduced no fees for Processing ACH. Now businesses can make instant ACH transfers for one-time or recurring using OCW.

Free ACH Transfer

Online Check Writer

Key figures

1M

Users

4,000+

New Customers a Week

50,000+

Transactions per Week

What is ACH?

ACH (Automated Clearing House) transfer is an electronic movement of money between banks through an automated clearing network. ACH transfers include external fund transfers, individual payments, bill payments, direct deposits from employers, and government benefit programs. (Business-to-business payments are another.) Many transfer providers use the Automated Clearing House Network to send money to friends and family, including banks, Zelle, and third-party applications like PayPal and Venmo.

What is ACH transfer

YOUR PERFECT ACCOUNTING SOLUTION

  • Cutting Cost by Allowing Businesses to use Blank Check Stock over Pre-Printed Checks.
  • A single platform to connect all your bank accounts.
  • Accept Payments by Phone, Email, Fax & more.
  • Detecting Fraudulent Checks
  • Send Checks via Postal Service.
  • Managing Payrolls.
NACHA Membership

NACHA Membership

Online Check Writer is now offering free processing of ACH to increase the use of networks among small and medium-sized business enterprises in the US. Usually, banks might charge a transaction fee of around 3$ for an ACH transaction.

FREQUENTLY ASKED QUESTIONS

What ACH means in banking?

An ACH payment is a type of electronic bank-to-bank payment in the US. Payments via ACH are made through the Automated Clearing House network rather than through card networks such as Visa or Mastercard. An ACH payment is also commonly referred to as an ACH transfer or ACH transaction.

What is ACH payment?

ACH stands for Automated Clearing House, a U.S. financial institution used for electronic payments and money transfers. Also known as "direct payments, " it transfers money from one bank account to another without credit card networks, paper checks, wire transfers, or cash.

What does ACH stand for?

Automated Clearing House. It is an electronic movement of money between banks through an automated clearing network.

What is an ACH transfer?

ACH transfer is an electronic movement of money between banks through an automated clearing network. It includes external fund transfers, individual payments, bill payments, direct deposits from employers, and government benefit programs. (Business-to-business payments are another.) Many transfer providers use the Automated Clearing House Network to send money to friends and family, including banks, Zelle, and third-party applications like PayPal and Venmo.

ACH vs Wire transfer

An ACH transfer sends funds from one bank to another using the Automated Clearing House network. A request has to be made from the payor's bank account to process an ACH transfer. Then, the payor's bank will send the funds through the Automated Clearing House network to a recipient's bank account. Wire transfers are interbank electronic payments used to transfer funds directly from one entity's bank account to another. The wire instructions include the bank account number and ABA bank routing number for the payer receiving the money.

ACH vs EFT

An ACH transfer sends funds from one bank to another using the Automated Clearing House network. A request has to be made from the payor's bank account to process an ACH transfer. Then, the payor's bank will send the funds through the Automated Clearing House network to a recipient's bank account. EFT is an electronic fund transfer that includes all electronic payments and ACH payments. EFT transactions transfer money between or among banks, giving businesses and customers flexibility in making or receiving payments.

Online Check Writer - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland