This blog will tell you why online check mailing is necessary for insurance companies.
It’s 2025, and somehow, insurance companies are still mailing paper checks. Sounds crazy, right? With all the talk about digital wallets, instant payments, and online transfers, you’d think checks would have disappeared by now. But here’s the reality—they haven’t.
In fact, more than half of all insurance payments (55%) are still made using checks. It’s not because insurance companies are old-fashioned or unwilling to change. There are real, practical reasons why checks still dominate this space.
But let’s be honest—handling checks the old-fashioned way is a nightmare. Writing them, signing them, stuffing them into envelopes, finding stamps, mailing them, tracking them—it’s a time-consuming, money-wasting mess.
That’s where OnlineCheckWriter.com – Powered by Zil Money comes in. They handle the entire check mailing process for you, so you can focus on running your insurance business instead of playing postal worker.
So, let’s talk about:
✅ Why insurance companies still rely on checks.
✅ The headaches of mailing checks manually.
✅ How OnlineCheckWriter.com – Powered by Zil Money, makes check mailing easy.
✅ Other smart alternatives like check printing and eChecks.
Click Here For Interactive Demo ⬇
Why Do Insurance Companies Still Use Checks?
Insurance isn’t like other industries where digital payments took over. There are a few reasons checks are still the king of insurance payments:
📌Legal & Compliance Rules – Some laws require certain payouts (like settlements and annuities) to be made via paper check for record-keeping.
📌Old-School Customers – Many policyholders, especially older clients, prefer a physical check over digital payments. They trust it.
📌Security Concerns – Some insurers believe checks are safer than digital payments.
📌Accounting Systems – Many insurance companies have legacy systems designed for checks, and changing everything isn’t simple.
The bottom line? Checks aren’t going anywhere soon. But that doesn’t mean you should waste hours printing, signing, and mailing them yourself.
The Problem with Mailing Checks Manually
Look, nobody enjoys writing and mailing checks. It’s slow, expensive, and full of annoying problems:
❌Processing Delays – Checks take weeks to reach the recipient, clear the bank, and settle.
❌High Costs – The cost of processing a single check ranges from $4 to $20 (printing, postage, envelopes, labor).
❌Risk of Errors & Fraud – A mistyped number ruins a payment, and checks are still vulnerable to forgery and theft.
❌Storage & Paperwork Hassles – Physical checks mean filing cabinets, security concerns, and compliance headaches.
So, what’s the solution? Outsource check mailing to software that can do it cheaper, faster, and better than you ever could.
Why Insurance Companies Should Use OnlineCheckWriter.com – Powered by Zil Money
Instead of dealing with printing, stuffing, and mailing checks yourself, why not let someone else do it for you?
How It Works (Super Simple)
👉 Enter the check details into the platform, or you can directly import the checks from your accounting software to eliminate errors.
👉 The platform will print the check on high-security paper, stuff it in an envelope, label it, and mail it via USPS or FedEx.
👉 The recipient gets their check—without you lifting a finger.
That’s it. You don’t touch a printer, don’t deal with envelopes, don’t make a post office run. Everything happens automatically.
Why This is a Game-Changer for Insurance Companies
✔️Claim Payouts Get Sent Faster – No more delays! Give policyholders their money ASAP.
✔️Huge Cost Savings – Processing checks yourself costs $4–$20 each. The platform slashes that.
✔️Security & Compliance Covered – Digital tracking means checks don’t get lost or stolen.
✔️Bulk Check Mailing? No Problem. – Need to send hundreds of checks at once? Done.
✔️Less Paperwork, Less Stress – No more dealing with storage, lost checks, or accounting headaches.
Other Payment Options for Insurance Companies
If you’re not ready to completely outsource check mailing, OnlineCheckWriter.com – Powered byZil Money offers two more smart options:
Print Checks Yourself with Check Printing Software
Prefer to keep check writing in-house? The platform’s check printing feature lets you:
✔️ Print business checks on blank stock paper.
✔️ Use any regular printer—no special ink needed.
✔️ Customize checks with your company logo and security features.
💡Why Insurance Companies Love It:
- Print checks instantly instead of waiting for pre-printed checkbooks.
- Save money on bulk check orders.
- Issue checks on demand without delays.
Send eChecks for Instant Payments
If you want a faster alternative to physical checks, eChecks are the perfect middle ground.
✔️ Send checks digitally via email.
✔️ Recipients print and deposit them like regular checks.
✔️ No mailing costs, no waiting for postal delays.
💡Why It’s Great for Insurance Companies:
- Perfect for policyholder refunds & claim payments.
- Cuts down processing time without forcing clients into full digital banking.
- Safe, secure, and trackable to prevent fraud.
The Future of Check Payments in Insurance
Look, we all know checks aren’t going away overnight. But that doesn’t mean insurance companies should stick with slow, outdated methods.
Check payments are still necessary—but there’s no reason to process them manually anymore.
Outsourcing check mailing saves time, money, and effort.
The platform’s check printing and eChecks offer even more flexibility.
Want to stop wasting time on check payments?
👉Sign up on OnlineCheckWriter.com – Powered by Zil Money today and take the headache out of check mailing!
