90%
Lower Costs vs Cards
2-3
Days to Settlement
$295
Avg. Savings per $10K
The Real Problems You’re Facing
Traditional payment methods are costing you time and money. Here’s how an ACH payment gateway solves each problem.
Credit Card Fees Are Killing Profits
You pay 2-3% on every credit card transaction. For a $10,000 payment, that’s $300 gone.
ACH Solution
ACH payments cost $1-$5 per transaction. Same $10,000 payment = only $5 in fees. You save $295 instantly.
Paper Checks Waste Time
Writing checks, buying stamps, driving to the post office—it all adds up. Plus checks get lost or stolen.
ACH Solution
Send payments in seconds from your computer. Process 100 payments in the time it took to write 10 checks. No paper, no postage, no trips.
Wire Transfers Are Too Expensive
Paying $25-$45 per wire transfer for regular vendor payments adds up to hundreds wasted annually.
ACH Solution
Get bank-to-bank transfers at 90% less cost. Perfect for regular payments to suppliers and contractors.
No Payment Visibility
Did the payment arrive? When will it clear? You’re left guessing and making phone calls.
ACH Solution
Track every payment in real-time. Know exactly when payments are sent, received, and cleared—all in one dashboard.
Manual Recurring Payments
You have to manually pay the same vendors every month. It’s repetitive and error-prone.
ACH Solution
Send payments in seconds from your computer. Process 100 payments in the time it took to write 10 checks. No paper, no postage, no trips.
Slow Customer Payments
Customers pay directly from their bank in 2-3 days. Faster payments = better cash flow for your business.
ACH Solution
Get bank-to-bank transfers at 90% less cost. Perfect for regular payments to suppliers and contractors.
Key Benefits of Using an ACH Payment Gateway
Lower Transaction Costs
ACH payments typically cost far less than card processing and wire transfers, helping businesses reduce payment expenses.
Direct Bank-to-Bank Payments
Funds move securely between bank accounts without card networks or unnecessary intermediaries.
Better Cash Flow Control
Schedule payments, manage timing, and reduce dependency on expensive payment rails.
Automation for AP and AR
Send one-time or recurring payments without manual processing or paper checks.
Clear Payment Tracking
Monitor payment status and transaction history from a centralized dashboard.
How OnlineCheckWriter.com’s ACH Payment Gateway Works
OnlineCheckWriter.com offers a straightforward ACH payment gateway built for everyday business use.
Create an Account
Sign up and connect your business bank account.
Verify Bank Details
Secure verification ensures accurate and authorized transactions.
Send or Receive ACH Payments
Pay vendors, collect customer payments, or schedule recurring transactions directly from your account.
ACH Payment Gateway for Vendors and Contractors
OnlineCheckWriter’s ACH payment gateway makes it easy to pay vendors and contractors directly from your bank account. This reduces delays, eliminates check handling, and provides clear payment records for accounting and reconciliation.
Vendors receive funds reliably, and businesses maintain better control over outgoing payments.
Use Cases
Vendor and Supplier Payments
Pay vendors directly from your bank account
Contractor Payments
Send ACH payments to contractors securely and on schedule.
Accounts Payable
Centralize outgoing payments and reduce processing delays.
What Is an ACH Payment Gateway?
An ACH payment gateway is a system that enables businesses to send and receive electronic payments through the U.S. ACH network. It connects business bank accounts with vendors, customers, and partners to process payments securely and efficiently.
Unlike cards or wires, ACH payments are designed for recurring, high-volume, and cost-sensitive transactions.
ACH Payment Gateway vs Credit Cards vs Wires
For most routine business payments, an ACH payment gateway offers the best balance of cost, efficiency, and control.
Benefit
Description
ACH Payment Gateway
Lower cost per transaction
Ideal for recurring & high-volume
Bank-to-bank transfers
Credit Cards
Useful for short-term cash flexibility
Wire Transfers
Best for urgent, high-value transfers
Transparent Pricing
OnlineCheckWriter.com offers simple, pay-as-you-go pricing for its ACH payment gateway.
Standard ACH
1%
per transaction, capped at $5
For businesses with higher transaction volumes, custom pricing options are available.