Billing Service

  • Billing services can now create, send, and track payments—all in one place.
  • Automate invoices, schedule recurring billing, and collect payments faster.
  • Accept payments via card, ACH, and more—your way, your rules.
  • Track every invoice in real time with smart insights.
Email Input with Button

OnlineCheckWriter.com- Powered by Zil Money is a financial technology company, not a bank. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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TRUSTED BY MILLION PLUS USERS

Smart Invoicing, Automated Billing

  • Auto-generate detailed, professional invoices in seconds.
  • Set up recurring billing and get paid like clockwork.
Bill and Invoice

Our Features AP/AR

OnlineCheckWriter.com - Powered by Zil Money offers a wide range of payment features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.

Check Printing

Create and print business checks at your office desk with a drag and drop design.

ACH

Pay or get paid one-time or recurring ACH/RTP with low transaction fees.

Integration

Integrate with the top third-party applications.

Pay Bill

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Payments by Credit Card

Now pay by credit card even if they don't accept them.

Wire Transfer

Transfer money electronically from one financial institution to other.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.

Invoicing

Create invoice to your customer and send link through email.

Cloud Bank

Open an online checking account with no hidden charges.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Payment Link

Create an HTML form or link to receive payments.

User/Approver

Give access to accountant or clients with a role based user and approval process.

Overnight Check Mailing

Overnight Check mailing without leaving your desk. We print and mail it by FedEx.

Digital Checks

Digitize your paper checks and make your payments via email or text.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

API/White Label

Interactive developer-friendly API. Complete white label solution.

Save Time And Money

Easy Ways to Get Paid

  • Send secure payment links via SMS or email—clients pay by credit card or bank account.
  • Accept virtual cards or print check drafts instantly from any printer.

Easy To Access

Instant access to your account anywhere, anytime.

High Security

Secured with Encryption, Fraud Detection, and Infrastructure.

Easy Payment

Efficiently transfer funds to where they're needed.

Multiple Payment Methods for You

  • Pay via ACH, wire transfers, virtual cards, or credit cards.
  • Let the platform mail checks for you—or print them in-house anytime.
Mobile App

MULTIPLE FEATURES, ONE PLATFORM

    

CONNECT ANY BANK, PREVENT FORGERIES

    

OPEN A MODERN CHECKING ACCOUNT WITH ZIL US

    

One Stop Solution

Total Control Over Finances

  • Track invoices, payments, and balances with real-time analytics.
  • View complete billing history and prevent check fraud with Positive Pay.

FREQUENTLY ASKED QUESTIONS

Can I automate my entire billing and payment collection process?

Yes! OnlineCheckWriter.com – Powered by Zil Money lets you auto-generate invoices, set up recurring billing, and send payment links to clients via SMS or email. You get paid faster with less effort—and everything’s tracked in real-time from one clean dashboard.

How do I accept payments from clients who prefer different methods?

OnlineCheckWriter.com – Powered by Zil Money gives you total flexibility. Accept credit cards, ACH, virtual cards, or even let clients pay through a secure payment link. You can also create check drafts and print them on the spot—no delays, no excuses.

Can I still send checks to clients or vendors if needed?

Absolutely. Either print checks on blank stock paper using a regular printer or let the platform mail them for you for just $1.25—all printing, postage, and handling included. It’s perfect for clients who still prefer paper checks.

Invoicing software vs OnlineCheckWriter.com – Powered by Zil Money?

Basic tools stop at invoices—but OnlineCheckWriter.com – Powered by Zil Money goes further. It combines smart invoicing, automated billing, multiple payment methods, and real-time analytics—plus fraud protection with Positive Pay. You’re not just sending bills—you’re taking full control of your cash flow.

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland