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Draft Check: How to Get Paid Faster Without a Signature

Aug 6, 2026 | Check Basics

Quick answer: A draft check, also called a check draft, is a check you create for a customer using their bank account and routing number instead of waiting for their signature. It’s not a post-dated check. Your customer authorizes the payment by phone, text,...

Draft Check: How to Get Paid Faster Without a Signature

A draft check lets you collect payment by phone or email authorization instead of waiting on a mailed, signed check. See how to set one up safely.

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