☰ ON THIS PAGE
5 min read

Share or save for later - this guide is updated as content evolves.

● What's New

OnlineCheckWriter Wallet Funding: ACH, Wire, and Card Payment Options

You cannot fund your OnlineCheckWriter wallet with a debit or credit card. Fund your wallet from a bank account using ACH or wire transfer.

Sabeer Nelli

CEO of Zil Money
Published on Aug 25, 2021
Fund your wallet using your debit card or credit card
Read summarized version with:
ChatGPT Claude Grok Perplexity Gemini

You cannot fund your OnlineCheckWriter wallet with a debit or credit card. You fund your wallet from a bank account, using ACH or wire transfer.

More than 1.5 million business accounts use OnlineCheckWriter, and the platform has processed over 22.48 million checks totaling more than $120 billion to date.

How to Fund Your Wallet From Your Bank Account

  1. Log in to your OnlineCheckWriter account.
  2. Add and verify a bank account.
  3. Go to your wallet and choose to add funds.
  4. Select ACH or wire transfer as the funding method.
  5. Enter the amount and confirm the transfer.

See how ACH wallet funding works for more detail on that method.

What You Can Do With Wallet Funds

If a Bank Transfer Fails

  • Confirm your bank account is added and verified in OnlineCheckWriter.
  • Check that you have sufficient funds in your bank account.
  • Contact OnlineCheckWriter support if the transfer does not complete.

Fund Your Wallet With ACH or Wire

Add your bank account once, then move money into your OnlineCheckWriter wallet with ACH or wire transfer whenever you need it.
See ACH WalletGet Started

Frequently Asked Questions

Can I fund my wallet with a credit or debit card?

No. You fund your OnlineCheckWriter wallet from a bank account using ACH or wire transfer, not a card.

How do I fund my wallet?

Add and verify a bank account in OnlineCheckWriter, then transfer money into your wallet using ACH or wire.

Can I still use a credit or debit card to pay someone through OnlineCheckWriter?

Card-funded payments work differently from wallet funding. See paying a vendor with a card or wallet for that option.
OnlineCheckWriter.com – Powered by Zil Money, is a financial technology company and not a bank. Banking services are provided by our partner bank, Member FDIC. FDIC insurance applies only to eligible products associated with those that have funds held in accounts at the partner bank, subject to applicable limits and requirements.

Online Check Writer

Key figures

1M+

online business accounts

88B+

transaction volume

16M+

checks processed

You may also like

Check Printing & Mailing for Omaha Property Managers

Sep 3, 2026 |

Reviewed September 2026 Quick answer: An Omaha property manager prints owner-disbursement and vendor checks from one dashboard, drawing on multiple property and trust accounts. Print in-house on blank check stock with a standard printer, or let OnlineCheckWriter.com...

Check Printing & Mailing for Albuquerque Landscapers

Sep 3, 2026 |

Reviewed September 2026 Quick answer: An Albuquerque landscaping company can print vendor and crew checks in-house on blank check stock using any standard printer, inkjet or laser, or have OnlineCheckWriter.com mail them with trackable status instead. Neither option...