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Quick answer: Deluxe checks are personal and business checks ordered online through Deluxe Corporation and mailed to you. OnlineCheckWriter.com is an independent, unaffiliated service that lets you design and print your own checks on blank check stock instead of waiting on a mailed order.
Key Takeaways
How Do Deluxe Checks Work?
Deluxe Corporation has been printing checks for individuals and businesses in the US for decades and is one of the largest suppliers of checks and check-related products in the country. Deluxe is a trademark of Deluxe Corporation and/or its affiliates, used here for identification purposes only. This article is not affiliated with, sponsored by, or endorsed by Deluxe Corporation; it describes OnlineCheckWriter.com as a separate, independent way to design and print checks yourself. To order, you pick a check design on Deluxe’s site, enter your bank routing and account numbers online, and the checks are produced and mailed to your address.
What Information Do You Need to Order Checks From Deluxe?
Ordering checks from Deluxe, or from almost any check vendor, asks for the same core details: your bank’s routing number, your account number, the check number you want the order to start with, and your name and address exactly as they appear on the account. A design built around your own logo typically needs extra setup time before it goes into production, since the layout has to be built and approved before printing can start.
How Much Do Deluxe Checks Cost, and How Long Does Delivery Take?
According to OnlineCheckWriter.com’s own comparison page, Deluxe checks are priced per check, plus a separate shipping charge per order, and that page describes typical delivery delays of 5 to 10 days, as of July 2026. Pricing and shipping timelines at any check vendor can change, so confirm the current figures before you order.
Based on publicly available information about Deluxe’s shipping process, as of July 2026, a plain reorder of an existing design generally begins production within a few working days, with standard shipping adding several more days on top before it reaches your mailbox. An order that includes a new logo or custom design needs roughly ten working days of setup and production before it ships at all.
How to Switch From Ordering Deluxe Checks to Printing Your Own
- Create your OnlineCheckWriter.com account. Setup typically takes a couple of minutes and does not require a credit card; actual time depends on how quickly you have your bank details on hand.
- Link the same checking account you would otherwise hand a routing and account number to for a mailed order.
- Open the check designer, add your business logo, and pick a font style for the layout.
- Order blank check stock once if you don’t already have some on hand. After that first supply, you won’t need to reorder for a while.
- Load the check stock into your regular inkjet or laser printer and print a check whenever you need one, with no mailed order to wait on.
- If you would still rather have a check delivered, send it through OnlineCheckWriter.com by FedEx or USPS instead of printing and handing it over yourself.
Ready to Print a Check Today?
See how OnlineCheckWriter.com’s check printing compares to ordering from Deluxe, then set up your account and print your first check.
Will My Bank Accept a Check I Print Myself?
A check you print yourself, carrying the standard fields a bank expects and printed clearly on compliant check stock with an accurate MICR line along the bottom, generally clears the same way as one mailed to you pre-printed by Deluxe, since funds availability follows the same federal timing rules either way. See the Federal Reserve’s guide to Regulation CC for how that process works. A bank can still place a longer hold if it has reason to question a specific check, regardless of who printed it, and final acceptance of any printed check is still up to your bank’s own review.
What Does OnlineCheckWriter.com Cost Compared to Ordering From Deluxe?
OnlineCheckWriter.com’s pay-as-you-go plan has no fixed monthly fee, just a small per-check fee, as shown on its comparison page, and blank check stock used with the platform costs meaningfully less per check than Deluxe’s per-check price range before shipping. This comparison covers cost per printed check only; it leaves out the cost of ink or toner for either method, since that varies by printer. Mailing a check through OnlineCheckWriter.com instead of printing and handing it over costs a separate small per-check fee.
Frequently Asked Questions
Is OnlineCheckWriter.com affiliated with Deluxe?
No. OnlineCheckWriter.com is an independent company and is not affiliated with, sponsored by, or endorsed by Deluxe Corporation. It is a separate way to design and print checks yourself.
Is it safe to share my routing and account number with a check vendor online?
Reputable check vendors, including Deluxe and OnlineCheckWriter.com, collect this information through an encrypted form, the same way your bank’s own website does. The bigger risk with a pre-printed check order is usually what happens to the physical checks once they arrive and sit in a drawer or a mailbox.
What happens to leftover Deluxe checks if I switch to printing my own?
Any unused checks from a prior Deluxe order still work until you use them up or close that account. You can keep them on hand for occasional use alongside checks you print yourself, as long as you never reuse the same check number twice.
Do I have to close my Deluxe account before I start printing my own checks?
No. Ordering from Deluxe and printing your own checks both draw from the same underlying bank account rather than a separate account held with Deluxe. You can start printing your own checks without canceling anything with Deluxe first.
What if I need checks faster than Deluxe’s new-design setup allows?
Printing your own is the faster option in that situation. Once your account, bank link, and check design are set up, there is no design-approval queue left to wait through for the next check you need.
Do I need special paper to print a check at home?
Blank check stock keeps the printed result consistent and easier for a bank to process. Beyond that, any standard inkjet or laser printer you already own will do the job.
Can I still get a check mailed if I do not want to print it myself?
OnlineCheckWriter.com can mail a check for you through FedEx or USPS for a fee, or send it as an eCheck by email, if you would rather not print and hand one over yourself.
Will switching away from Deluxe affect the check numbers I’ve already used?
Your check numbering is tied to your bank account, not to Deluxe. When you set up printing on OnlineCheckWriter.com, you enter the next check number in that same sequence, so there is no gap or overlap with checks you already used.
Before you commit to a full batch, print one check first, check the MICR line for a clean read, and confirm your bank accepts it without issue. After that first test, reordering blank check stock is the only lead time you will wait on again, no ten-day design setup, no shipping charge on top.
OnlineCheckWriter.com – Powered by Zil Money, is a financial technology company and not a bank. Banking services are provided by our partner bank, Member FDIC. FDIC insurance applies only to eligible products associated with those that have funds held in accounts at the partner bank, subject to applicable limits and requirements.