How to Write a Check?

How to write a check? Checks are one of the most used transaction methods in the United States. According to the recent Federal Reserve figures, Americans are writing an average of 37 checks per month. As per the report, Americans wrote 14.5 billion checks with a value of $25.80 trillion with an average of $1,179 in 2018. However, considering this report, it is clear that checks play an integral part in day-to-day transactions. So, it is essential for everyone that to know how to write a check.

In this tutorial, we will show you how to fill out a check correctly with no errors. Let’s go over it step by step.

Online Check Writer

Key figures

1M

Users

4,000+

New Customers a Week

50,000+

Transactions per Week

How To Fill out a Check?

Step 1: Date Field

Write the date on the upper-hand corner of the check. It will help you and your recipient to keep an accurate record of it.

Step 2: Pay To Line

Fill outline that says “Pay to the order of” write the name of the person or organization you are paying. In this case, if you don’t know the exact name of the person or organization, you can also write “cash.” However, be aware that this can be risky if the check is ever lost or stolen. Anyone can cash or deposit a check made out to “cash.”

Step 3: Amount Box

Write the amount in numeric form in the small box on the right-hand side. Start as far over to the left as possible to keep someone from sneaking a number upfront. For instance, If your payment is for $100.15, then the ‘1’ should be right up against the left-hand border of the dollar box to prevent fraud.

Step 4: Amount Line

Spell up the numbers and write the cents as a fraction. Write out the amounts using words to avoid fraud and confusion. The amount you write in words will be legally considered as the number of your checks. Also, use all capital letters, which are harder to alter. Finally, draw a line after the amount to fill up the rest of the space to keep someone adding text.

For example, to spell up $100.15 as ‘ONE HUNDRED AND 15/100.’

Step 5: Memo Line

Fill out the line that says “Memo” with a note. This step is optional and will not affect how businesses process your checks. A memo line is a good place to add a reminder about why you wrote a check. Also, it can be good to know in the future or for your tax records, like giving to a charity.

Step 6: Signature

This step is essential, and the check will not be valid without a signature. Sign the check legibly on the line in the bottom right corner. Significantly, use the same name and signature that you have on the file at your bank.

Write Your Checks Online

Write a check online is a safe and secure way to compare pre-printed paper checks. It can eliminate check writing errors by the automatic entry of your bank details and amount.

Nowadays, several online check printing software helps you print checks instantly on-demand using a regular printer. Online Check Writer is one of the best in the industry, with one million users and a quarter million business customers.

FREQUENTLY ASKED QUESTIONS

How to fill out a check?

Step 1: Date Field
Write the date on the upper-hand corner of the check
Step 2: Pay To Line
Fill outline that says "Pay to the order of" write the name of the person or organization you are paying.
Step 3: Amount Box
Write the amount in numeric form in the small box on the right-hand side.
Step 4: Amount Line
Spell up the numbers and write the cents as a fraction ($100.15 as 'ONE HUNDRED AND 15/100.)
Step 5: Memo Line
Fill out the line that says "Memo" with a note. This step is optional.
Step 6: Signature
Sign the check legibly on the line at the bottom right corner.

Can I design checks?

Design checks yourself instantly at your office desk and customizes it on demand. Also, our platform offers you a Drag-and-Drop design for a hassle-free check designing experience. Add your logo, font styles, and further details to print interactive checks by design.

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland