Send a Payment Link. Get Paid the Same Day.
You did the work. You sent the invoice. Now you’re waiting – again. There’s a better way.
With payment links from OnlineCheckWriter.com, you create a simple link, text or email it to your customer, and they pay online in under a minute. No chasing. No waiting. No phone calls asking when the check is coming.
OnlineCheckWriter.com- Powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.
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Getting Paid Shouldn’t Be This Hard
Here’s what most small business owners deal with every week:
You finish a job and email an invoice. Days go by. Nothing.
You send a reminder. Awkward. Still nothing.
The check finally shows up – but it’s late, and now your cash flow is off.
Some customers say they don’t know how to pay online. Others just ignore it.
You’re spending more time chasing money than actually making it.
The problem isn’t your customers. The problem is that you’re making it too hard for them to pay – even when they want to.
Most people today pay for everything on their phone. They tap, they pay, they move on. But if you’re still sending PDF invoices and hoping for a check in the mail, you’re asking your customers to do something that feels outdated and inconvenient.
Payment links fix this. You send one link. They click it. They pay. Done.
What Is a Payment Link – and How Does It Work?
A payment link is a web address – like any other link – that you send to someone so they can pay you online. When your customer clicks it, they land on a secure payment page. They enter their card details or bank info, hit pay, and the money goes straight to your account. The whole thing takes less than 60 seconds on their end.
You don’t need a website. You don’t need a shopping cart. You don’t need any technical setup. You just need OnlineCheckWriter.com and 2 minutes to create your first link.
Sign Up Free
Create your account in about 2 minutes.
Create Your Link
Enter the amount and a short note – like “Website project deposit.”
Send It
Email, text, or any messaging app – however you communicate with your customer.
Get Paid
You’re notified the moment payment goes through. Money is in your account.
How to Create a Payment Link in 4 Simple Steps
This is genuinely fast. Here’s all you do:
Sign up for free at OnlineCheckWriter.com
It takes about 2 minutes. No credit card required to get started.
Go to Payment Links in your dashboard and click "Create New Link"
The form is short and simple – no technical knowledge needed.
Enter the amount and a short note
Like “Plumbing repair 3/15” or “Graphic design – final payment.” This helps your customer know exactly what they’re paying for.
Copy the link and send it
Email, text, WhatsApp – your choice. Your customer clicks the link and pays. You get a notification the moment it goes through.
You can create as many payment links as you want – one per customer, one per project, or one general link you reuse. Whatever works for your business.
Everything You Get With Payment Links on OnlineCheckWriter.com
Customers Can Pay However They Want
Credit card, debit card, or ACH direct bank transfer. You’re not forcing them into one method – the easier you make it, the faster they pay.
Send Links Inside Your Invoices
Attach a payment link directly inside a professional invoice. Your customer gets one email with everything – what they owe and a button to pay right now.
Get Paid by Text or Email
Send your payment link however your customer prefers – text, email, or any messaging app – directly from inside the platform.
Track Every Payment in One Place
See every link you’ve created, whether it’s been opened, paid, and when. You always know who to follow up with – no guessing, no spreadsheets.
Bank-Level Security on Every Transaction
Every payment is encrypted and secure. PCI DSS certified, SOC 2 and ISO 27001 compliant. Your customers’ payment data is protected at every step.
Payment Links Are Included - No Extra Fee
Creating and sending payment links is part of your plan. No per-link charges, no surprise fees built into the platform.
One Platform – Not Five Separate Tools
Most businesses end up juggling separate apps for invoices, payments, checks, and ACH. OnlineCheckWriter.com puts everything in one place. Payment links are built into the core – not a bolt-on feature.
Print checks from your computer on blank check stock
Mail checks via USPS or FedEx from the platform
Send ACH bank transfers and eChecks
Create and send professional invoices
Manage multiple bank accounts in one dashboard
Connect to QuickBooks, Xero, Zoho, Wave, FreshBooks
Payment Links Work for Every Type of Business
Payment links work for any business that collects money from customers or clients. Here’s who uses them most:
Contractors & Tradespeople
Plumbers, electricians, roofers, and landscapers who want to get paid on the spot after a job – not three weeks later.
Freelancers
Designers, writers, developers, and photographers who bill per project and want clients to pay the moment work is delivered.
Medical & Dental Offices
Collect copays and balances by text so patients pay without needing a billing phone call.
Law Firms
Send payment links for retainers or invoices and get paid before work begins.
Nonprofits
Share payment links for donations by email or social media – no donation page setup needed.
Real Estate
Collect application fees, deposits, and rent payments without handling physical checks.
Retailers with Custom Orders
Request a deposit or full payment before starting a custom product.
Coaches & Consultants
Get paid for sessions or programs without complicated checkout software.
If you ever find yourself saying “I’ll send you an invoice” – payment links will make that process five times faster.
Why OnlineCheckWriter.com – Not Just Any Payment Link Tool
There are apps out there that let you create a payment link. But most of them are single-purpose tools. You get the link feature, and that’s it.
OnlineCheckWriter.com is built for businesses that have real, day-to-day payment needs – not just occasional transactions.
Print and mail checks directly from your computer
Send ACH transfers and eChecks from the same account
Create professional invoices with payment links built in
Manage multiple bank accounts in one dashboard
Integrates with QuickBooks, Xero, Zoho, Wave, FreshBooks
FREQUENTLY ASKED QUESTIONS
What exactly is a payment link?
A payment link is a simple web address you send to someone so they can pay you online. They click it, land on a secure checkout page, enter their payment info, and pay. It works the same way as buying something from an online store - but you created the link yourself, in seconds, without building a website.
Do my customers need to create an account to pay?
No. Your customer doesn't need to sign up for anything or download any app. They just click the link you send them, enter their card or bank details on the secure payment page, and hit pay. That's all.
What if I don't have a website?
You don't need one. Payment links work completely independently of any website. You create the link on OnlineCheckWriter.com, copy it, and send it directly to your customer by text, email, or any messaging app. No website, no shopping cart, no developer needed.
What payment methods can my customers use?
When your customer clicks the payment link, they can pay with a credit card or bank account through the platform. Most businesses find that offering both cards and bank transfer covers 100% of what their customers want to use.
Are payment links safe for my customers?
Yes. The checkout page your customer sees is encrypted and fully secure. OnlineCheckWriter.com is PCI DSS certified, SOC 2 compliant, ISO 27001 certified, and HIPAA compliant. Your customers' card and bank details are protected at every step. You never see their full card number - the payment processor handles all of that.
How fast do I get paid after someone clicks the link?
It depends on the payment method. Credit card payments typically process within 1 to 2 business days. Bank transfers usually arrive within 1 to 3 business days. You get a notification the moment your customer pays, so you always know exactly where things stand.
Can I send a payment link inside an invoice?
Yes, and this is one of the most useful things you can do. Inside OnlineCheckWriter.com, you can create a professional invoice and embed your payment link right inside it. Your customer gets one email with the invoice details and a pay-now button. They don't have to look up how to pay. Everything is right there.
How much does it cost to create payment links?
Creating and sending payment links is included in your OnlineCheckWriter.com plan. There's no extra fee just to use the payment link feature - it's part of the platform alongside check printing, ACH transfers, invoicing, and everything else.
What's the difference between a payment link and a payment request?
A payment request sends your customer a formal notification asking them to pay a specific amount. A payment link is a URL your customer uses to complete that payment. On OnlineCheckWriter.com, you can do both - send a payment request that includes a payment link built into it.
Can I use payment links for recurring customers?
Yes. You can create a new payment link for each transaction, or create a general payment link that you reuse. Many businesses - especially service providers with regular clients - keep a saved payment link and send it at the end of every month with the updated amount.
Stop Waiting to Get Paid. Start Using Payment Links Today.
Every week you spend chasing payments is a week your cash flow is suffering. Payment links don’t just make it easier for your customers to pay – they make it easier for you to run your business.
Real Stories, Real Results
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