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Prohibited Countries, Products & Services

 

Prohibited Countries/Jurisdictions

Online Check Writer will not originate accounts, send/receive payments or issue cards to persons or businesses from the countries/jurisdictions below:

  • Albania
  • Bosnia-Herzegovina
  • Belarus
  • Burundi
  • Central African Republic
  • Croatia
  • Cuba
  • Cyprus
  • Democratic People’s Republic of Korea
  • Democratic Republic of the Congo
  • Iran
  • Iraq
  • Lebanon
  • Libya
  • Macedonia
  • Montenegro
  • Nigeria
  • Pakistan
  • Russian Federation
  • Serbia
  • Slovenia
  • Somalia
  • South Sudan
  • Sudan and Darfur
  • Syria
  • Turkey
  • Ukraine including Luhansk and Donetsk
  • Venezuela
  • Yemen
  • Zimbabwe

    High/Medium Risk Countries/Jurisdictions

    Online Check Writer will require enhanced due diligence (EDD), to originate accounts, send/receive payments or issue cards to persons or businesses from the countries/jurisdictions below:

    • Afghanistan
    • Algeria
    • Angola
    • Antigua and Barbuda
    • Argentina
    • Armenia
    • Azerbaijan
    • Bahamas
    • Bangladesh
    • Barbados
    • Belize
    • Benin
    • Bolivia
    • Botswana
    • Brazil
    • Burkina Faso
    • Burma
    • Cambodia
    • Cayman Islands
    • China
    • Colombia
    • Cote D’Ivoire
    • Ecuador
    • Gaza
    • Ghana
    • Guinea Bissau
    • Haiti 
    • Hong Kong
    • Jamaica
    • Jordon
    • Kazakhstan
    • Kenya
    • Lao People’s Democratic Republic
    • Liberia
    • Macau
    • Mali
    • Malta
    • Mauritius
    • Mexico
    • Mongolia
    • Morocco
    • Mozambique
    • Myanmar
    • Nicaragua
    • Panama
    • Paraguay
    • Philippines
    • Republic of South Africa (RSA)
    • Senegal
    • Sierra Leone
    • Tajikistan
    • Tanzania
    • Thailand
    • Trinidad & Tobago
    • Tunisia
    • United Arab Emirates
    • Uganda
    • West Bank
    • Western Sahara

      BANNED Industries

      These industries are prohibited from using the Online Check Writer platform. A customer identified with a Banned NAICS or MCC code will be blocked at onboarding. A Compliance Officer can override this block with direct communication to the CCO and COO.

      Industry Category NAICS Code(s) MCC(s)
      Money Services Businesses (MSBs) 522291, 522320, 522390, 523160 6010, 6011, 6012, 6050, 6051, 6211
      Cannabis-Related Businesses 111419, 111998, 459991 N/A
      Cryptocurrency / Virtual Currency 523130, 523160, 522320 6051
      Gambling & Gaming 713210, 713290, 721120 7995, 5816
      Adult Entertainment 512290, 711190 5967, 7273
      Third-Party Payment Processors 522320 6012