Online Check Writer

Transfer Money

Transfer Money in a way that suits you with the cloud-based banking platform. You can transfer money online via ACH/Direct deposit, wire transfers, and eChecks. Make regular direct deposits to your payees or collect direct payments from clients before due dates with our recurring ACH facility.

Log in to our platform, add your bank account for free, and pay and get paid anytime, anywhere through computers, tablets, or smartphones.

OnlineCheckWriter.com- powered by Zil Money is a financial technology company, not a bank or an FDIC member. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks Silicon Valley Bank, Texas National Bank, and East-West Bank.

Online Check Writer

Key figures

1M

Users

4,000+

New Customers a Week

50,000+

Transactions per Week

Open a US Bank Account Anywhere in the World

Grow your business faster in the US by remotely setting up a US bank account. A US bank account allows you to accept US dollars without losing any exchange rate. Additionally, you can offer your customers a variety of payment methods to transfer money.

Open a US Bank Account Anywhere in the World

FEATURE AP/AR

Check Printing

Create and print business checks at your office desk with a drag and drop design.

Pay By Credit Card

Now pay by credit card even if they don't accept them.

Cloud Bank

Open an online bank account with no hidden charges.

Check Mailing

Check mailing without leaving your desk for $1.25. We print and mail it by USPS/FedEx.

ACH / RTP

Pay or get paid one-time or recurring ACH/RTP with low transaction fees.

Wire Transfer

Transfer money electronically from one financial institution to other.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Digital Checks

Digitize your paper checks and make your payments via emails or text.

Integration

Integrate with the top third-party applications.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.

Payment Link

Create a HTML form or link to receive payments.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

Bill Pay / Vendor

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Invoicing

Create invoice to your customer and send link through email.

User / Approver

Give access to accountant or clients with a role based user and approval process.

API / White Label

Interactive developer-friendly API. Complete white label solution.

Why OnlineCheckWriter.com?

Why OnlineCheckWriter.com?

OnlineCheckWriter.com’s cloud-based banking platform is a one-stop solution for small businesses, freelancers, and start-ups to scale their businesses with a complete online banking solution. Open a US bank account online for your business in minutes with zero monthly or minimum balance fee. You can transfer money via printable checks, eChecks, ACH, or Wire on our platform.

Easy To Access

Instant access to your account anywhere, anytime.

High Security

Secured with Encryption, Fraud Detection, and Infrastructure.

Easy Payment

Efficiently transfer funds to where they're needed.

Transfer Money Internationally

OnlineCheckWriter.com makes international money transfers easy. Users may safely send money worldwide using its international money transfer tool, saving time and avoiding banking hassles. Secure electronic payments enable cross-border transactions at OnlineCheckWriter.com. The website lets users enter the recipient information, currency options, and payment amounts for international payments. Users may relax since the system assures transfer correctness and security.

Transfer Money Internationally
All In One Mobile App

All In One Mobile App

OnlineCheckWriter.com has a great all-in-one smartphone app for money management. This unique tool lets users generate, design, print, and manage checks on demand. The OnlineCheckWriter.com mobile app handles payroll, vendor payments, and personal transactions. The app’s easy layout makes entering check data, customizing designs, and accessing financial features easy. The software also protects critical data and verifies checks with advanced security. The OnlineCheckWriter.com mobile app lets customers manage their finances on their favorite mobile devices and improve productivity.

FREQUENTLY ASKED QUESTIONS

What is ACH transfer?

ACH transfers are electronic bank-to-bank payments in the United States that go through the ACH network (Automated Clearing House). Funds move from one bank to another with the help of a centralized system that directs funds to their destination. The National Automated Clearing House Association (NACHA) controls ACH transfers. With the recurring ACH facility on OnlineCheckWriter.com’s cloud-based banking platform, you can make regular payments to your payees or collect payments from clients before due dates.

How to do a wire transfer?

You can initiate a wire transfer in person at your bank or from an online bank account by providing the recipient's name, bank account details, and amount. Move funds by Wire online on OnlineCheckWriter.com’s cloud-based banking platform, a faster, more convenient way to send and receive wire transfers online through your Smartphone or computer.

Do same-day Wire transactions have a cut-off time?

Yes. Here are the cut-off times for originating Wire Transactions on the same day.
Domestic Wire: 1:00 PM PST
International Wire: 6:00 AM PST

ACH Transfer vs Wire

The main difference between ACH and wire transfer is that wire transfer can only push money. At the same time, ACH is used to both push and pull money. ACH typically takes longer to credit than a wire transfer, which transfers bigger sums of money. Wire transfer has a higher transaction fee percentage than ACH. According to your business deal and cash flow needs, pay & get paid in your way by ACH, direct deposit, printable check, or international wire transfer with OnlineCheckWriter.com’s cloud-based banking platform.

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland