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Printing checks should take a few minutes, not several days. If your team still waits on vendors to ship pre-printed stock, there is a faster and cheaper way to handle it.
KEY TAKEAWAYS
- Traditional check vendors make you wait 3-5 business days before you can pay anyone.
- Pre-printed checks become useless the moment your address or bank account changes.
- Printing checks in your office can cut costs by up to 80% compared to vendor orders.
- OnlineCheckWriter.com lets you print on blank check stock or plain paper with any standard printer.
- You can manage multiple bank accounts and entities from one platform.
- Built-in Positive Pay helps protect every check you print from fraud.
Printing checks is something thousands of businesses do every week. Yet most still rely on a slow, expensive process that has not changed in decades. Your accounts payable team places an order, waits nearly a week for delivery, and then finds the stack of pre-printed checks has the wrong address. OnlineCheckWriter.com – Powered by Zil Money removes that friction entirely. The platform lets you design, customize, and start printing checks the same day – using the printer you already have in your office.
The Real Problems with Traditional Check Printing
Most businesses hit the same wall. Here are the five most common frustrations.
- Long wait times delay your payments. Pre-printed check orders typically take 3 to 5 business days to arrive. Meanwhile, vendor invoices are due, payroll cannot wait, and your AP team is stuck. One delayed checkbook should not hold up a week of payments – but it often does.
- High vendor costs quietly drain your budget. Pre-printed checks come with setup fees, design charges, and per-order costs that rarely get a second look. Over a full year, those fees add up fast – especially for businesses that cut dozens or hundreds of checks each month.
- Pre-printed checks go out of date. Your business moves to a new office. You open a second bank account. Suddenly, the box of pre-printed checks in the drawer is worthless. Every change means a reorder, more fees, and more waiting.
- Errors are hard to catch before they print. With a traditional vendor, what you approve on a screen is not always what shows up in the mail. A wrong routing number or a misaligned MICR line means returning the order and starting over – at full cost.
- Limited flexibility makes multi-entity work complicated. Pre-printed checks lock you into one format, one account, and one design. Businesses with multiple entities or departments end up juggling several checkbooks. That is a lot of drawers and a lot of confusion.
“A check you can print in two minutes at your desk is worth more than one you have to wait five days to receive.”
How OnlineCheckWriter.com Solves These Problems
Each fix below maps directly to a problem above – not to a feature list.
- Print immediately, on demand. With OnlineCheckWriter.com, printing checks starts the moment you log in. Enter the payee details, load your printer with blank check stock or plain paper, and print. No delivery window, no vendor timeline. Payments go out on your schedule. Visit the printing check page to see how it works.
- Cut costs by up to 80%. Because you use blank stock instead of vendor-printed checks, you eliminate setup fees, design charges, and reorder costs. The check printing software handles everything the vendor used to charge for – at a fraction of the cost.
- Update templates in seconds. Changed your address? Open a new account? Update your check design on the platform and print the corrected version right away. No wasted stock and no reorder fees.
- Preview every detail before you print. The platform shows you an exact preview before anything goes to the printer. Review the MICR line alignment, routing numbers, and payee name before printing. Then you print checks with confidence.
- Manage multiple accounts in one place. You can store multiple bank accounts, payers, and check designs inside a single platform. Each entity gets its own template. Switching between them takes seconds.
- Protect payments with Positive Pay. Every check you issue can be cross-referenced with your bank using Positive Pay. Any check that does not match your issued records gets flagged before funds leave your account. This step helps reduce exposure to counterfeit or altered checks.
Print Your First Check Today.
Set up an account, link a bank, and print on blank stock or plain paper – no vendor delays, no pre-printed boxes to manage.
Why Printing Checks Still Matters for American Businesses
Paper checks have not gone away. In fact, the Federal Reserve recorded 3.1 billion commercial check transactions in 2023 – with an average check value of nearly $2,700 (Federal Reserve, Commercial Check Collection Annual Data). Industries like construction, healthcare, real estate, and government still rely on checks as a required payment format. For these businesses, the question is not whether to keep printing checks. The question is whether to do it the slow, expensive, outdated way – or a smarter way.
Businesses that switch to on-demand check printing stop tying up hours in supply management. Instead, they control their entire payment process from one screen. OnlineCheckWriter.com works on iOS and Android, connects with your accounting software, and keeps a full record of every check you issue. Whether you print 5 checks a week or 500, the platform handles it without adding friction.
Moreover, on-demand printing check workflows reduce the risk of errors. Every check is a deliberate, verified action – not a pull from a pre-made stack with outdated information. As a result, fewer checks come back because of routing errors or wrong account numbers.
Sign up today and see how much time returns to your week when the checkbook is no longer the bottleneck.
Frequently Asked Questions
What is printing check, and how does it work?
Do I need special equipment to start printing checks?
Is printing checks on plain paper legal?
How much can a business save by printing checks in-house?
How does the platform help prevent check fraud?
OnlineCheckWriter.com, Powered by Zil Money, is a financial technology company and not a bank. Banking services are provided by our partner bank, Member FDIC. FDIC insurance applies only to eligible products associated with those that have funds held in accounts at the partner bank, subject to applicable limits and requirements.