Check Printing Software That Cuts Costs and Saves You Time

Print professional business checks on blank stock paper using any standard printer – on demand, for up to 80% less than pre-printed checks. There are no orders to place, no delays to wait out, and no special hardware to buy.

OnlineCheckWriter.com- Powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National.

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Why Check Printing Costs Businesses More Than They Realize

Managing payments gets complicated quickly – especially when your tools don’t keep pace with your volume. These are the pain points most small business finance teams deal with regularly.

Running Out Stalls Your Payments

When pre-printed checks run out, payments stop until a new order arrives. That means late vendor payments, delayed payroll, and unnecessary pressure on your accounts payable team.

Pre-Printed Checks Are Expensive

A box of pre-printed checks typically costs $50 to $100. For businesses that issue payments frequently, that expense adds up to thousands per year – before accounting for the time spent managing stock. In fact, most teams don’t realize the full cost until they track it.

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Manual Writing Creates Errors

Writing checks by hand takes time and mistakes happen. For example, a wrong amount or misread payee name can result in returned payments, bank fees, and hours spent correcting the problem after the fact.

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No Visibility Once a Check Is Sent

When checks go out without tracking, it’s difficult to confirm whether a payment was received or lost. That creates reconciliation headaches and delays your ability to close the books on time.

How OnlineCheckWriter.com Solves This With Check Printing Software

One platform to create, customize, and print checks – without pre-printed stock, special hardware, or long onboarding. Here is how it works for you.

Print on Blank Stock Paper

Print checks on standard blank check stock with any laser or inkjet printer you already own. As a result, most businesses save up to 80% on check printing costs from day one – without changing how they pay.

Design Checks Your Way

A drag-and-drop check designer lets you add your business logo, choose font styles, and customize the layout in minutes. As a result, every check looks professional and on-brand without needing a designer.

Print Payroll Checks in Bulk

The payroll check printing feature lets you create and print employee paychecks for your entire team in one run. Instead of writing each check manually, you handle the full payroll in minutes.

Mail Checks Without Leaving Your Desk

When printing isn’t practical, the check mailing service handles it. OnlineCheckWriter.com prints, envelopes, and ships via USPS or FedEx – same business day, no post office trips required.

How It Works – Three Simple Steps to Get Started

Getting up and running with check printing software takes minutes, not days. No technical setup required.

Create Your Free Account

Sign up at OnlineCheckWriter.com in minutes – no contracts, no setup fees. Once inside, connect your existing bank account and the platform is ready to use right away.

Set Up Your Check Template

Use the drag-and-drop designer to build your check layout. Add your logo, company name, and banking details. In addition, your template is saved for every future check – so setup only happens once.

Print or Send

Enter the payee and amount, then click print – or use the mailing service and skip the printer entirely. Your check is ready in seconds.

Key Features That Make a Difference

OnlineCheckWriter.com goes beyond basic check printing to give your business a complete payment toolkit.

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Works With Any Standard Printer

No special hardware required. In fact, OnlineCheckWriter.com works with any laser or inkjet printer you already own. Simply load blank stock paper and start printing from day one.

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Integrates With QuickBooks and Accounting Tools

Connect with QuickBooks Online, Xero, Zoho Books, FreshBooks, and other leading platforms. As a result, check data populates automatically – reducing double entry and reconciliation errors.

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Multi-User Access With Approval Controls

Add team members and assign role-based permissions. An accountant prepares checks while a manager approves them before printing – keeping your workflow organized and secure.

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eCheck and ACH Payments Alongside Check Printing

Send payments digitally via eCheck, ACH, or wire transfer when a printed check is not practical. Specifically, all payment types are managed from one dashboard, without switching between tools.

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Positive Pay Fraud Protection

Register issued checks with your bank before they clear. When an unauthorized or altered check is presented, the bank flags it for review before the funds leave your account. That layer of protection is especially useful for businesses with high check volumes.

Common Questions

What is check printing software, and how does it work?

Check printing software lets you create and print business or personal checks using blank stock paper and any standard printer. You enter the payee details and amount, then the software formats the check - including the MICR line - and sends it to your printer. OnlineCheckWriter.com is a cloud-based platform that also supports payroll, ACH transfers, and check mailing from the same account.

Is check printing software free to use?

OnlineCheckWriter.com offers a free plan that includes core check printing tools. Paid plans unlock features like bulk printing, advanced integrations, and additional users. There are no contracts and no setup fees on any plan.

Can I print payroll checks using check printing software?

Yes. The payroll check printing feature lets you create and print employee paychecks in bulk - including recurring payroll runs. You can also pay employees via ACH direct deposit from the same platform, depending on what works best for your team.

What kind of paper do I need for check printing software?

OnlineCheckWriter.com works with standard blank check stock paper, available at most office supply stores like Office Depot or Staples. You do not need pre-printed checks with your bank details already on them. The software prints everything - including the MICR line - directly onto the blank stock.

Is online check printing software secure?

OnlineCheckWriter.com uses bank-level encryption, multi-factor authentication, and Positive Pay fraud protection on every account. The platform is ISO 27001 certified and HIPAA-compliant, making it suitable for businesses in healthcare, legal services, real estate, and other regulated industries..

Your Business Deserves a Simpler Way to Handle Payments

Print checks, pay vendors, and run payroll – all from one platform, without the cost of pre-printed stock.

Real Stories, Real Results

Experience fast, secure, and cost-effective international transfers

Karla C.

"The best online software"

Save time

Chansa Catherine

"overall it was a good experience, loved the mobile app, came in handy when on the move out of the office"

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Money arrives in minutes

Danylo

"I use Online Check Writer daily and I am satisfied that I selected that product"

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