Looking for a Costco Checks Alternative? Here’s a Smarter Way to Handle Business Payments

Jul 8, 2025 | Costco Checks Alternative

OnlineCheckWriter.com- Powered by Zil Money is a financial technology company, not a bank. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

Thanks to modern check printing software, business owners today can skip the delays, costs, and hassle that used to come with ordering checks. Instead of waiting days or even weeks for a new checkbook to arrive, checks can now be created instantly, right from a home or office printer. While many small businesses still rely on providers like Costco Checks, there’s a growing shift toward faster, on-demand options that provide more flexibility and savings.

Click Here For Interactive Demo ⬇

Tradition vs Technology: What Slows Businesses Down?

Old Way (Ordering Checks)  New Way (On-Demand Printing)
Waiting on delivery times from third parties  Print checks instantly at home or office
Reordering costs and delivery charges Pay only for blank stock paper and printing
Limited customization options Add logos, choose layout formats, and edit anytime
Risk of running out during critical payments Create checks anytime, from anywhere
Managing multiple payment platforms Use one platform for all payment types

Simpler, Smarter, and Fully in Control

OnlineCheckWriter.com – Powered by Zil Money lets small business owners print checks instantly from anywhere using blank stock paper and any standard printer. Skip shipping delays and ditch the hassle of managing physical checkbooks.

Whether it’s personal, business, or payroll checks, everything happens in one place. Just enter the details, pick a layout and print. Need to mail it? The $1.25 check mailing service handles that too—fast, flexible, and built for real business demands.

Check Features from the Platform That Makes a Difference

  • Pre-printed vs Custom Formats 

Customizing checks used to require expensive reprints. Now, business owners can easily design checks with logos, change layouts, and choose fonts without additional cost. It helps make checks look more professional and tailored.

  • Delivery Waits vs Instant Access

Instead of waiting days for new check orders, business owners can print checks instantly when needed. This is especially helpful during payroll week or urgent payments.

  • High-Cost vs Budget-Friendly

Ordering checks from third parties adds up over time. Printing on blank stock paper can save up to 80% on check expenses. That’s real money small businesses can redirect toward growth.

  • Limited Payment Methods vs Flexible Options

The cloud-based platform allows ACH, wire transfers, printable checks, and eChecks—all from one place. This makes managing vendor and payroll payments easier and more consistent.

A Market That’s Only Getting Bigger

The online check printing software market in North America was valued at around $309 million in 2025 and is projected to grow steadily with a 7.4% CAGR. This trend is expected to continue through 2033, showing that small businesses are rapidly shifting from traditional ordering to software-based solutions that provide speed, customization, and flexibility.

This growth is driven by:

  • Rising demand for real-time financial tools
  • Cost-saving alternatives to ordering checks
  • Preference for platforms that offer multiple payment options in one space

Real Use Cases Across Industries

Retail and eCommerce
Send checks to vendors and process refunds quickly without dealing with paper checkbooks.

Freelancers and Agencies
Create and print personalized checks for client payments and project-based invoicing.

Property Managers
Issue checks for repairs, deposits, and monthly contractor services without delays.

Thought Leadership: Reframing How Payments Work

Small business owners today often ask:

  1. How can I save time and still manage payments professionally?
  2. How do I avoid waiting for checks and save money?
  3. Can I reduce my admin work without compromising security?

On-demand check printing offers an answer to all three. It’s not just about replacing paper checks—it’s about shifting to a smarter way of managing outgoing payments. A solution that doesn’t just work but adapts to the rhythm of small business life.

Time to Stop Waiting

If check ordering still holds up business operations, it’s time to make a simple switch. With platforms like OnlineCheckWriter.com – Powered by Zil Money, business owners can print, mail, or process payments directly from one secure space.

Smarter check handling means faster business decisions. It’s not just convenient—it’s a competitive edge.

Frequently Asked Questions

Frequently Asked Questions (FAQ)

What is on-demand check printing?

On-demand check printing lets users create checks instantly using blank paper and a regular printer—no waiting for delivery.

Can I use this platform from anywhere?

Yes. The platform is cloud-based and works from a desktop, tablet, or smartphone.

Is any special paper required?

Just blank stock check paper, which is widely available and cost-effective.

Can I customize the check layout?

Yes. You can print checks in top, middle, bottom, or wallet format with added logos and styling.

What if I need to mail a check?

The platform offers a $1.25 check mailing service via USPS/FedEx.

Get in Touch

(408) 775-7720

Make a call directly to our customer support team to get assistance instantly.

support@onlinecheckwriter.com

Email us to resolve any queries you have about OnlineCheckWriter.com.

111 N Market St, San Jose, CA 95113

PO Box 6543, Tyler TX 75711

You May Also Like…