Deluxe Checks: 5 Reasons to Print Your Own Instead

Deluxe checks are pre-printed checks you order and wait to receive. Printing your own on demand is another option worth weighing. Here is how they compare.

Deluxe checks are a common way to order pre-printed business checks. You pick a design, place an order, and wait for the boxes to arrive. That works, yet it ties you to reorders, storage, and lead time. There is another option to consider. With OnlineCheckWriter.com, powered by Zil Money, you print your own checks on demand instead of ordering them ahead. OnlineCheckWriter.com is not affiliated with, endorsed by, or sponsored by Deluxe. Deluxe is a trademark of its respective owner.

The Real Problems With Ordering Pre-Printed Checks

Ordering pre-printed checks, from any provider, comes with the same handful of trade-offs. Here are the ones teams notice most.

• You wait for delivery: Ordering means lead time and shipping. So a payment due before the boxes arrive leaves you stuck.
• You buy in fixed quantities: Pre-printed checks come in set amounts. You order boxes and store the surplus, whether you use it or not.
• Reprints when details change: A new address or account means a new order. Meanwhile, the old stock becomes waste.
• Stored checks are a target for theft: A drawer of pre-printed checks already carries your bank details. That exposure sits in your office all year.
• Running out stops payments: When you use the last check, a reorder gap can hold up a payment run until the next box arrives.

Checks are still everywhere. In fact, 75% of organizations still use paper checks, according to PYMNTS Intelligence. So how you get your checks is worth a second look.

How OnlineCheckWriter.com Compares to Ordering Deluxe Checks

Here is how printing your own compares to ordering pre-printed checks like Deluxe checks. Each point is about what the platform does, not a claim about any other provider.

• Print on demand, no reorders: You print each check when you need it. Because there is no pre-printed inventory, there is nothing to reorder or store. See the alternative to ordering Deluxe checks.
• Print on blank stock: You print checks on plain blank paper, with the bank line and MICR included. So there are no boxes to buy ahead.
• The same standard check format: Your printed check carries the routing number, account number, and MICR line a bank expects. It works like any other check.
• A digital record of every check: Each check is logged, and you can add Positive Pay to help your bank flag a mismatch.
• Add mailing when you need it: When a payee wants a physical check, the platform can print and mail it for you, so you are not tied to one method.

What to Weigh When Choosing How to Get Your Checks

Ordering pre-printed checks like Deluxe checks can suit a business that wants a set design delivered in boxes. The trade-off is lead time, storage, and reorders. Printing your own flips that: you keep blank stock on hand and print only what a given day needs.

Both paths produce a standard check. The difference is timing and control. On-demand printing removes the reorder gap, cuts stored inventory, and gives you a record of each check you create.

For many teams, that flexibility is the deciding factor. You get the same familiar check, without waiting on a delivery. OnlineCheckWriter.com is not affiliated with or endorsed by Deluxe, and Deluxe is a trademark of its respective owner. Sign up today to see how printing your own fits your workflow.

Frequently Asked Questions

OnlineCheckWriter.com, powered by Zil Money, is a financial technology company and not a bank. Banking services are provided by our partner bank, Member FDIC. FDIC insurance applies only to eligible products associated with those that have funds held in accounts at the partner bank, subject to applicable limits and requirements.