Manual Invoicing vs Instant Payouts: Why It’s Time to Manage Payment Links Smarter

Jul 15, 2025 | Payment Link

OnlineCheckWriter.com- Powered by Zil Money is a financial technology company, not a bank. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

Today’s digital tools have made getting paid quicker and easier—especially for small business owners. No more chasing checks or sending reminders. One helpful solution is the ability to manage payment links, which lets businesses send secure links to clients and get paid fast.

But it wasn’t always this way.

Before using modern tools, handling client payments meant dealing with messy emails, PDF invoices, and a lot of waiting. Businesses had to create invoices by hand, hope clients paid on time, and constantly follow up. It lacked clarity and options, and it took up too much time.

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Pain Points Before Digital Payment Links Took Over

  • Processing delays from traditional methods made cash flow unpredictable.
  • Limited payment options often result in back-and-forth between the business and the client.

According to the 2025 U.S. Faster Payments Barometer, 67% of businesses now consider faster payments a top priority for improving their financial operations.

As client expectations evolved, faster payment options entered the market. And that change is happening rapidly.

Here’s why this shift is changing the way payment links are used:

• Faster responses

• Fewer errors

• Smoother experience

All-in-One Convenience = Real Cash Flow Control

That’s where OnlineCheckWriter.com – Powered by Zil Money, delivers meaningful impact. Instead of jumping between tools and hoping clients follow up, the cloud-based platform allows small business owners to send out tailored payment links directly through SMS or email. When a client receives a payment link, they can complete the transaction in minutes by paying through their credit card or directly from their account—whichever they prefer.

Unlike old systems that need manual work or extra tools, everything happens on one dashboard. From making the invoice to getting paid, each step is quick and clear—no confusion or delay.

Look at how the modern platform simplifies things:

1. Custom Links = Personalized Payment Requests

Users can create unique links for each transaction or client. Instead of sending generic payment requests, every link includes the client’s name, the amount, and the reference—making it easier for them to respond promptly.

2. Multiple Methods = Flexible Payment Options 

Not every client prefers the same method. Some want to pay via credit card, while others prefer different options. When a secure payment link is sent, clients can simply click and choose the method that works best for them—making the process fast, flexible, and easy to complete.

3. Credit Card Payments = Instant Transfers 

When clients receive payment links and choose to pay by credit card, the funds are deposited directly into the business’s wallet on the platform. There’s no waiting or authorization delay—just fast, reliable collections.

4. Payout Choice = Check Print or Direct Deposit  

When you receive payments from clients, they can either be directly deposited into your bank account, or you can print checks and deposit them, giving you more flexibility in managing your funds.

5. Instant Invoices = Less Admin Time 

Users can generate and send invoices directly from the platform without switching apps or devices. Whether on a phone, tablet, or desktop, it takes just a few taps to create and send a payment request.

Are Old Payment Habits Holding You Back?

In a world where clients can tap a button to order dinner or transfer funds instantly, why should collecting business payments take days or weeks?

The answer is—it shouldn’t.

Getting paid should be simple. Managing payments shouldn’t require spreadsheets, manual checks, or late-night follow-ups. Today, small businesses have access to tools that make payments secure, flexible, and instant. Adopting smarter solutions isn’t just a matter of convenience—it’s about staying competitive, saving time, and improving financial health.

Take the First Step Toward Smarter Payments

If processing payments still takes hours, it’s time for a change.

Explore how to manage payment links with OnlineCheckWriter.com – Powered by Zil Money, a platform that brings everything under one roof—custom links, flexible payment methods, and faster deposits. Small shifts can create big improvements, especially when they free up time to focus on what really matters—growing your business.

Frequently Asked Questions

Frequently Asked Questions (FAQ)

What is a Payment Link?

A payment link is a secure, personalized URL that directs clients to a page where they can complete a payment using their preferred method.

How do clients receive payment links?

Clients can receive the link via SMS or email. It's easy to access on any device.

What payment methods are supported by the platform?

Clients can choose to pay via credit card or directly from their account using the link.

Get in Touch

(408) 775-7720

Make a call directly to our customer support team to get assistance instantly.

support@onlinecheckwriter.com

Email us to resolve any queries you have about OnlineCheckWriter.com.

111 N Market St, San Jose, CA 95113

PO Box 6543, Tyler TX 75711

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