This blog will tell you why you should pay by ACH.
What Is ACH?
ACH stands for Automated Clearing House. It’s a way to move money directly between bank accounts.
ACH is used to process:
- Direct deposits (like payroll)
- Bill payments
- Business transactions
If you’ve ever paid a bill online from your bank account or received a paycheck via direct deposit, you’ve used ACH!
Click Here For Interactive Demo ⬇
Why Should Small Businesses Use ACH Transfers?
If you run a small business, making payments on time is important. The ACH transfer feature from OnlineCheckWriter.com – Powered by Zil Money, helps you:
✅Save Money – ACH is cheaper than wire transfers or card payments.
✅Avoid Errors – No more wrong amounts.
✅Get Paid Faster – Customers can pay you directly.
✅Make Payroll Easy – Pay employees directly into their accounts.
✅Stay Secure – No risk of lost or stolen cash.
For small businesses, ACH transfers are a game-changer. They are fast, safe, and reliable.
How OnlineCheckWriter.com – Powered by Zil Money Makes ACH Easy
OnlineCheckWriter.com – Powered by Zil Money lets you send and receive ACH payments with just a few clicks.
Here’s How It Works:
1. Sign Up Easily
- Go to OnlineCheckWriter.com – Powered by Zil Money
- Create an account (it’s fast and easy).
- No hidden fees or complicated setup.
2. Link Your Bank Account
- Securely connect your business bank account.
- No extra software needed.
3. Send or Receive ACH Transfers
- Enter the recipient’s details.
- Choose the amount and send!
- The money moves directly from your account to theirs.
Benefits of ACH Transfers with OnlineCheckWriter.com – Powered by Zil Money
1. Faster Payments
- Other payment methods like money orders and cash take days to clear. ACH transfers are much quicker.
- The same-day ACH feature from the platform makes the payment within the next business day.
- Get paid faster by customers.
- Pay vendors on time and avoid late fees.
2. Lower Fees
- ACH transfers cost much lesscompared to other payment methods.
- No extra processing fees!
3. Easy Payroll Payments
- Pay employees directly to their bank accounts.
- Employees get paid on time, every time.
4. Schedule Payments in Advance
- Set up payments for rent, suppliers, or payroll.
- No more forgetting to pay bills.
5. Easy to Track Transactions
- Every payment is recorded and trackable.
- No missing payments or lost checks.
ACH vs Other Payment Methods
Payment Method Speed Security Best For Why OnlineCheckWriter.com – Powered by Zil Money
ACH Same-day ACH:
Next business day
Standard ACH:
1-2 days High Business & payroll The platform is an official member of NACHA, the regulating body that controls the ACH network.
Wire Transfer Domestic:
few hours
International:
Few days High Large international payments Gives access to both international and domestic wire transfers.
Credit Card Instant High Customer payments Eliminate payee charges by acting as an intermediary between you and the payee.
Printable Check Instant High Instant transactions Saves 80% of check printing costs by eliminating pre-printed checks.
eChecks Instant High Instant payments Sends eCheck as one-time printable PDFs and notifies payees via SMS to enhance security.
Check Mail First class:
1-5 days
Priority mail:
1-3 days
Express mail:
2 days
Overnight mail: Next business day High Vendor payments Prints the checks, puts them in an envelope, labels them, and sends them via USPS/FedEx on your behalf.
For small businesses, ACH is the best choice. It’s cheap, safe, and fast.
Common Questions About ACH Transfers
1. How long does an ACH transfer take?
- ACH payments usually take 1-2 business days to process.
- The cloud-based platform offers same-day ACH transfers, which delivers the payment within the next business day.
2. Is ACH safe?
- Yes! ACH payments are secure and encrypted.
- They are guided and monitored by NACHA.
- OnlineCheckWriter.com – Powered by Zil Money is an official member of NACHA.
- Making ACH payments via the platform is completely safe.
3. Can I receive ACH payments from customers?
- Yes! OnlineCheckWriter.com – Powered by Zil Money lets you receive ACH payments easily.
4. Do I need special software?
- No! Just an OnlineCheckWriter.com – Powered by Zil Money account and a linked business account are enough for sending and receiving ACH payments.
Final Thoughts
If you own a small business, ACH transfers are a must-have. They are fast, safe, and cost-effective.
Using OnlineCheckWriter.com – Powered by Zil Money, you can send and receive ACH payments in just a few clicks.
💡Start to pay by ACH online today!
