Pay Rent With Any Credit Card & Earn Rewards
Even if your landlord doesn’t accept cards. They receive full payment free via ACH, check, or wire. You keep 100% of your rewards.
OnlineCheckWriter.com- Powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.
$1M+
Business Accounts
16M+
$91B+
Transaction Volume
80%
Check Cost Savings
How It Works
Get started in 60 seconds
Sign Up Free
Create your account in seconds. No monthly fees or subscriptions.
Add Landlord
Enter your landlord’s payment details and delivery preference.
Pay With Card
Use any credit card and earn your rewards instantly.
Done
Landlord receives full payment with zero fees. You keep all rewards.
Why Thousands Choose Us
The smarter way to pay rent
Earn Rewards
Earn 1-2% cash back or points on your largest monthly expense. Perfect for meeting credit card signup bonuses.
Better Cash Flow
Get 30-45 days before payment is due. Pay rent on the 1st, actual payment due weeks later.
Build Credit
On-time credit card payments strengthen your credit history for better future loan rates.
100% Secure
SOC 2 certified, PCI compliant, FDIC insured. Bank-level 256-bit encryption protects your data.
No Landlord Fees
Your landlord receives the full rent amount via ACH, wire, or check with zero fees to them.
Fast & Easy
Set up automatic recurring payments. No checks to write. Track everything digitally 24/7.
Turn Your Largest Monthly Expense Into Rewards
Rent is the biggest monthly expense for most Americans. For years, this payment earned nothing-no points, no cash back, no benefits. Now you can transform it into rewards.
A 2% cash back card on $2,000 monthly rent earns $480 annually. Over seven years of renting, that’s $3,360 in rewards-enough to fund vacations or build emergency savings. Plus, you get 30-45 days of payment float to manage cash flow better.
How It Works: Your Landlord Pays Nothing
Most landlords don’t accept credit cards because 2.5-3% merchant fees would reduce their rental income. We solve this problem. You charge rent to your card and earn rewards. We send the full amount to your landlord via ACH, wire, or check-with zero fees to them.
Your landlord receives 100% of the rent within 1-3 business days. They don’t change anything, sign up for anything, or pay any fees. Meanwhile, you’re earning cash back or travel points on your largest monthly expense.
Build Credit & Protect Your Payments
Payment history is 35% of your credit score. When you pay rent via credit card and pay your bill on time, you’re building credit history that leads to better mortgage rates, car loans, and financial opportunities.
Credit cards also offer superior fraud protection with $0 liability and dispute resolution services-far better than checks or bank transfers.
FREQUENTLY ASKED QUESTIONS
How does it work if my landlord doesn't accept credit cards?
You pay us with your credit card, and we send the full rent amount to your landlord via ACH (1-3 days), wire transfer (same day), or check (5-7 days). They receive 100% of the rent with zero fees.
What credit cards can I use?
We accept all major credit cards: Visa, Mastercard, American Express, and Discover. Both personal and business cards work.
Is my payment information secure?
Yes. We use bank-level 256-bit SSL encryption. We're SOC 2 Type II certified and PCI DSS compliant. Our partner banks are FDIC insured. We process over $2.4 billion annually with enterprise-grade security.
Can I set up automatic monthly payments?
Yes. Schedule recurring monthly rent payments and never miss rent day. You can modify, skip, or cancel anytime.
Start Earning Rewards on Rent Today
Join over 1 million users maximizing their largest monthly expense
Real Stories, Real Results
Experience fast, secure, and cost-effective international transfers
Karla C.
"The best online software"
Save time
Chansa Catherine
"overall it was a good experience, loved the mobile app, came in handy when on the move out of the office"
Money arrives in minutes
Danylo
"I use Online Check Writer daily and I am satisfied that I selected that product"