Accept Payment By Credit Card
Accept Payment By Credit Card for enhanced transactions with the cloud-based platform. You can now send and accept money quickly without any stress. Pay your recipient even if they don’t accept credit card transactions. Payees can receive money via ACH, wire transfer, checks, and more. Have relief from the merchant fee and enjoy the advantages of payment services provided by the platform.
OnlineCheckWriter.com- powered by Zil Money is a financial technology company, not a bank or an FDIC member. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.
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Using Credit Cards to Save Money on Business Expenses
Cash Back Rewards
- Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.
- Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.
Tax Benefits
- Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.
- Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.
Cash Flow Management
- Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.
- Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.
Detailed Example: Capital One Spark Card
- Process Fee: 2.95%
- Cash Back: 2%
- Tax Break: 0.06%
- Final Fee: 0.35%
- Additional Benefit: 30-45 days of cash flow management and float revenue.
Floating Revenue from Bank
- Float Revenue - Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.
- Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.
Additional Resources
By combining these strategies, the actual cost of using a credit card to handle business expenses can be significantly reduced, while also providing the flexibility to manage cash flow more effectively.
Pay Using a Credit Card: Flexible Options for Payee
Vendors have declined credit card transactions due to high transaction fees. Don’t worry anymore, because OnlineCheckWriter.com – powered by Zil Money, allows anyone to pay their payee using a credit card. There are no transaction costs for the payee when using credit cards, and you can keep your credit card reward points.
Our Features AP/AR
OnlineCheckWriter.com - Powered by Zil Money offers a wide range of payment features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.
Check Printing
Create and print business checks at your office desk with a drag and drop design.
ACH
Pay or get paid one-time or recurring ACH/RTP with low transaction fees.
Integration
Integrate with the top third-party applications.
Pay Bill
Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.
Payments by Credit Card
Now pay by credit card even if they don't accept them.
Wire Transfer
Transfer money electronically from one financial institution to other.
Deposit Slips
Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.
Invoicing
Create invoice to your customer and send link through email.
Cloud Bank
Open an online checking account with no hidden charges.
Email Check
Send your checks as a one-time printable pdf with a tracking facility.
Payment Link
Create an HTML form or link to receive payments.
User/Approver
Give access to accountant or clients with a role based user and approval process.
Check Mailing
Check mailing without leaving your desk. We print and mail it by USPS/FedEx.
Digital Checks
Digitize your paper checks and make your payments via email or text.
Bank Data
Connect & reconcile, Categorize from Any Financial Institution automatically.
API/White Label
Interactive developer-friendly API. Complete white label solution.
One Stop Solution
OnlineCheckWriter.com – Powered by Zil Money, allows users to pay and get paid using credit cards, printable checks, eChecks, ACH, wire transfers, and more. The platform is integrated with over 22,000 financial institutions, enabling you to link multiple bank accounts. This also makes it easy for your finance team to manage accounts payable and receivable.
MULTIPLE FEATURES, ONE PLATFORM
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CONNECT ANY BANK, PREVENT FORGERIES
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OPEN A MODERN BANK ACCOUNT WITH ZIL
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Cross Platform Support
Use the application to benefit from cross-platform support. Install the app on your smart devices to enjoy all its features from anywhere. The user-friendly platform lets you manage all your finances in an affordable, accessible, and assured way. The app also integrates and allows you to manage your accounts anywhere.
Easy To Access
Instant access to your account anywhere, anytime.
High Security
Secured with Encryption, Fraud Detection, and Infrastructure.
Easy Payment
Efficiently transfer funds to where they're needed.
Pay Your Payroll with Credit Card
Paying your payroll with a credit card using OnlineCheckWriter.com – powered by Zil Money, lets businesses pay their employees on time, even when cash flow is disrupted. The feature lets businesses earn credit card points while paying their employees, making payroll management cost-effective. Payroll with a credit card is a quick and flexible way for businesses to manage cash flow and pay employees on schedule.
FREQUENTLY ASKED QUESTIONS
How to accept payment by credit card?
If you are a person who does not have a credit card, don't worry. Set up OnlineCheckWriter.com - powered by Zil Money, to accept credit card payments via ACHs, wire transfers, checks, eChecks, or virtual cards. You don't have to pay transaction charges to receive the payments.
How to accept credit card payments on my phone?
Install OnlineCheckWriter.com - powered by Zil Money's online app on your phone and log in to your account. You can send or receive payments instantly via the app.
Can I pay my bill with credit card?
OnlineCheckWriter.com - powered by Zil Money, allows you to pay your bills with a credit card. Whether it be an electricity bill, supplier bill, or rent - you can easily pay with a credit card and earn rewards on your credit card transactions.
Credit Card vs Debit Card
A credit card is a physical payment card that allows you to borrow money from a financial institution to make purchases and pay bills. There will be a certain period when you need to repay the money. With OnlineCheckWriter.com - powered by Zil Money, you can pay bills, rent, suppliers, and many more and earn rewards points on your credit card transactions. A debit card is a plastic card that allows you to make electronic transactions using money from your linked bank account. If there is no money in your linked account, you cannot make the transaction.
REVIEWS FROM ESTEEMED CUSTOMERS
Zil Money's payment processing system offers efficiency, security, and ease of use. It streamlines transactions, ensures timely payments, and provides robust encryption for data security. Additionally, its user-friendly interface simplifies the process for both businesses and clients, enhancing overall satisfaction.
Adam
Zil Money makes it easy for us to keep track of bills that are due and paid for our small business. We have several different checking accounts to pay from and switching back and forth is very easy. Some of our vendors still require checks for payment and printing them is straightforward as well. We don't use some of the other features yet but may look into them in the future as our business grows.
Megan
User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency.
Ana
Ease of deployment and use. Normally, a switch like this is both time-consuming and confusing, but in this case, it was super easy.
Jennifer
The dashboard and the customer support are amazing! Never has a company been there like Zil Money and answered all my questions before letting me go. Thank you.
Stephanie
I love that I am able to process payments and do ACH transfers very easily.
Ardinay
I like that I can use multiple payment methods and that my data is always secure.
Craig
Easy to use, friendly customer support team.