Accept Payment By Credit Card
Accept Payment By Credit Card just got simple with the cloud-based banking platform. You can now send and accept money quickly without any stress. Avoid tiring bank days and start paying and receiving money more effortlessly than ever from the comfort of your home. You can open a US bank account remotely in no time. Making credit card payments is seamless and easy, making it a preferred choice for many businesses today.
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Using Credit Cards to Save Money on Business Expenses
Cash Back Rewards
- Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.
- Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.
Tax Benefits
- Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.
- Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.
Cash Flow Management
- Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.
- Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.
Detailed Example: Capital One Spark Card
- Process Fee: 2.95%
- Cash Back: 2%
- Tax Break: 0.06%
- Final Fee: 0.35%
- Additional Benefit: 30-45 days of cash flow management and float revenue.
Floating Revenue from Bank
- Float Revenue - Cash incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.
- Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.
Additional Resources
By combining these strategies, the actual cost of using a credit card to handle business expenses can be significantly reduced, while also providing the flexibility to manage cash flow more effectively.
Pay Using a Credit Card: the Payee Receives Funds Via Check, Wire Transfer, or ACH
In the past, your vendor may have refused to accept credit card payments due to the associated transaction cost, or they may have required you to add a transaction fee. No more concerns regarding credit card charges. Anyone can now be paid using a credit card.
There are no transaction costs for the payee when using credit cards, and you can keep your credit card reward points.
Our Features AP/AR
OnlineCheckWriter.com offers a wide range of banking features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.
Check Printing
Create and print business checks at your office desk with a drag and drop design.
ACH
Pay or get paid one-time or recurring ACH/RTP with low transaction fees.
Integration
Integrate with the top third-party applications.
Pay Bill
Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.
Payments by Credit Card
Now pay by credit card even if they don't accept them.
Wire Transfer
Transfer money electronically from one financial institution to other.
Deposit Slips
Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.
Invoicing
Create invoice to your customer and send link through email.
Cloud Bank
Open an online bank account with no hidden charges.
Email Check
Send your checks as a one-time printable pdf with a tracking facility.
Payment Link
Create an HTML form or link to receive payments.
User/Approver
Give access to accountant or clients with a role based user and approval process.
Check Mailing
Check mailing without leaving your desk for $1.25. We print and mail it by USPS/FedEx.
Digital Checks
Digitize your paper checks and make your payments via email or text.
Bank Data
Connect & reconcile, Categorize from Any Financial Institution automatically.
API/White Label
Interactive developer-friendly API. Complete white label solution.
All-In-One-Platform
OnlineCheckWriter.com is a place to pay and get paid using credit cards, printable checks, eChecks, ACH, and wire transfers. Receive customizable spending reports and enhance cash flow visibility. You can keep track of all your invoices and bills on one platform. Auto-reconcile bank statements make it easy at the month or quarter’s end. The platform is integrated with over 22,000 banks so that you can link multiple bank accounts. This also makes it easy for your finance team to manage your accounts payable and accounts receivable. All these features lead to accept payment by credit card conveniently.
MULTIPLE FEATURES, ONE PLATFORM
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OPEN A MODERN BANK ACCOUNT WITH ZIL
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Cross Platform Support
Use the application to benefit from cross-platform support. Install the app on your mobile devices to enjoy all its features from anywhere. The user-friendly platform lets you manage all your finances from your smartphone. The app also integrates and allows you to manage your accounts anywhere.
Easy To Access
Instant access to your account anywhere, anytime.
High Security
Secured with Encryption, Fraud Detection, and Infrastructure.
Easy Payment
Efficiently transfer funds to where they're needed.
Pay Your Payroll with Credit Card
Paying your payroll with a credit card using OnlineCheckWriter.com lets businesses pay their employees on time, even when cash flow is limited. Integrating with 22000+ accounting software allows firms to perform payroll and pay by card. The card might pay all or part of their payroll. This function lets businesses earn credit card points while paying their employees, making payroll management cost-effective. Pay your payroll with a credit card is a quick and flexible approach for businesses to manage cash flow and pay employees on schedule.
FREQUENTLY ASKED QUESTIONS
What to do if my vendor refuses to accept credit cards?
Don't worry, your vendor will not receive funds as credit card payments but as checks or ACH. You can set up OnlineCheckWriter.com to process credit card payments for vendors who don't want payment by credit card. You provide the platform with the payment information, which will cover the rest. The program can send payments electronically using ACH or by issuing a check.
Can I pay by credit card even if my vendors don't accept that?
Yes, you can! OnlineCheckWriter.com handles your credit card payment and then processes the vendor's payment by ACH or check. It means a vendor will be paid through the company, but you will get to use your credit card, earning rewards and deferring payments to manage your cash flow better.
Does my vendor/supplier have to pay any charge for receiving payment by credit card payments?
No. OnlineCheckWriter.com don't charge your vendor an additional fee because they accept payment by credit card. Instead, you pay a small 2.95% fee for each transaction—an industry-standard cost of doing business.
Pay By Credit Card With OnlineCheckWriter.com vs Pay By Credit Card Without OnlineCheckWriter.com
Payment via credit card with OnlineCheckWriter.com enhances your cash flow, makes time-sensitive payments, and earns rewards on your card while capturing early pay discounts from vendors.
Without OnlineCheckWriter.com, the payee suffers from high transaction costs and time-consuming account creation processes.
REVIEWS FROM ESTEEMED CUSTOMERS
Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.
Frank Czar
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Travis Copeland
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