Online Check Writer

ACH Payment Systems

ACH Payment Systems lets you make one-time or recurring online ACH bank transfer at low transaction fees. You can receive and pay via ACH using computers, tablets, or cell phones from anywhere. The platform also offers instant ACH transfer on the same business day using same-day ACH services. The user can promptly initiate an ACH for payment, ensuring a quick and secure transaction.

Our all-in-one cloud-based platform also allows you to pay and get paid through printed checks, eChecks, Direct Deposit, or RTP, as well as $1.25 check mailing services, all at low transaction cost.

OnlineCheckWriter.com- powered by Zil Money is a financial technology company, not a bank or an FDIC member. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

TRUSTED BY MILLION PLUS USERS

1M+

happy customers

5000+

new customers per week

22K+

transactions per week

NACHA Membership

Pay via ACH are digital bank-to-bank transactions conducted via the ACH network (Automated Clearing House). This system facilitates funds transfer between banks by utilizing a centralized mechanism, NACHA, or the National Automated Clearing House Association that guides these funds to their intended recipients. NACHA manages and operates ACH services, allowing credit transfers and direct debits. This system is optimized for handling batch payments comprising multiple transactions and generally imposes fees on the businesses or vendors receiving ACH bank transfer payments. OnlineCheckWriter.com is an official member of NACHA.

NACHA Membership
What is ACH Debit or Credit?

What Is ACH Debit or Credit?

ACH debits are the most common type of ACH transaction. Merchants use them to withdraw money directly from customers’ accounts. It begins when a customer provides a merchant with a routing number and account information and is authorized to make the transaction.

ACH credits occur when money is deposited into a recipient’s account instead of being deducted as an ACH debit. OnlineCheckWriter.com also provides recurring ACH for payment.

MULTIPLE FEATURES, ONE PLATFORM

    

CONNECT ANY BANK, PREVENT FORGERIES

    

OPEN A MODERN BANK ACCOUNT WITH ZIL

    

What Is ACH Payment Systems?

ACH transfer is an electronic way to move money between banks using the automated clearing house network. It covers various transactions such as external fund transfers, individual payments, bill payments, employer direct deposits, government benefit programs, etc. Many transfer providers utilize the ACH Network to send money.

NACHA Membership

Easy To Access

Instant access to your account anywhere, anytime.

High Security

Secured with Encryption, Fraud Detection, and Infrastructure.

Easy Payment

Efficiently transfer funds to where they're needed.

What is ACH Debit or Credit?

All-In-One Solution

OnlineCheckWriter.com is a versatile financial platform that streamlines fund handling for businesses and individuals. It effortlessly connects with banks and accounting apps, simplifying financial management. The user-friendly interface helps users efficiently handle finances, including payroll, expense tracking, check creation, printing, and account reconciliation. The platform also offers recurring payments, secure eCheck transactions, mobile check scanning for deposits, and more, making it a convenient, all-in-one solution for managing funds.

FREQUENTLY ASKED QUESTIONS

What is ACH payment?

ACH payments are electronic payments bank-to-bank that go through the ACH network (Automated Clearing House). Funds move from one bank to another with the help of a centralized system that directs funds to their destination. It is run by the National Automated Clearing House Association (NACHA). The system is designed to process batch payments containing numerous ACH for payment transactions and typically charges fees for usage to the business or vendor receive and pay via ACH. OnlineCheckWriter.com provides ACH processing with low transaction fees and instant ACH transfer with same day ACH services.

How long does ACH payment take?

ACH bank transfer can take two to three business days to process. With OnlineCheckWriter.com, you can process your payments with utmost ease and security. You can also go for the same-day ACH feature, which lets you process instant ACH transfer payment on the same day.

What are the documents required to apply for ACH?

You can easily apply for ACH with Formation Document, Principal Officer ID, Any business proof such as LLC/Corporation Document, EIN Letter or IRS.

ACH Payment vs Wire

The wire transfer process starts and ends with banks, while ACH services uses an ACH Network as its middleman, which reduces the risk for both sides since all transactions go through one entity rather than being handled manually in different locations. ACH payments are comparatively less expensive. With OnlineCheckWriter.com, you can enjoy hassle-free ACH and wire payment systems.

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland