Online Check Writer

Pay Mortgage With A Credit Card

Pay Mortgage With A Credit Card using the cloud-based platform to avoid missed payments. You can make secure and timely payments without worrying about a lack of funds. The Pay by credit card feature allows you to make timely payments to your payee without affecting your cash flow.

The all-in-one platform lets you pay other bills, rent, and taxes easily. powered by Zil Money is a financial technology company, not a bank or an FDIC member. offers banking services through partnership with FDIC member banks Silicon Valley Bank, Texas National Bank, and East-West Bank.




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Using Credit Cards to Save Money on Business Expenses


Cash Back Rewards

  • Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.
  • Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.

Tax Benefits

  • Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.
  • Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

  • Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.
  • Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Detailed Example: Capital One Spark Card

  • Process Fee: 2.95%
  • Cash Back: 2%
  • Tax Break: 0.06%
  • Final Fee: 0.35%
  • Additional Benefit: 30-45 days of cash flow management and float revenue.

Floating Revenue from Bank

  • Float Revenue - Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.
  • Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Additional Resources

By combining these strategies, the actual cost of using a credit card to handle business expenses can be significantly reduced, while also providing the flexibility to manage cash flow more effectively.

Pay And Get Paid Any Way You Want allows you to pay mortgage with a credit card even if the lenders don’t accept it. You can choose how they get paid – ACH, Wire Transfer, or Checks.  

You can also accept credit card payments as ACH, Wire, or Check, without being a merchant. The platform provides a seamless solution for the financial concerns of small businesses.

Pay And Get Paid Any Way You Want

Our Features AP/AR - Powered by Zil Money offers a wide range of banking features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.

Check Printing

Create and print business checks at your office desk with a drag and drop design.


Pay or get paid one-time or recurring ACH/RTP with low transaction fees.


Integrate with the top third-party applications.

Pay Bill

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Payments by Credit Card

Now pay by credit card even if they don't accept them.

Wire Transfer

Transfer money electronically from one financial institution to other.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.


Create invoice to your customer and send link through email.

Cloud Bank

Open an online bank account with no hidden charges.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Payment Link

Create an HTML form or link to receive payments.


Give access to accountant or clients with a role based user and approval process.

Check Mailing

Check mailing without leaving your desk for $1.25. We print and mail it by USPS/FedEx.

Digital Checks

Digitize your paper checks and make your payments via email or text.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

API/White Label

Interactive developer-friendly API. Complete white label solution.

Fee-Free Transactions

Fee-Free Transactions

Vendors usually hesitate to accept credit card payments due to the transaction costs and the additional fees associated with it. With, you can easily pay anyone with your credit card without any transaction cost or additional charges. You can also keep all your credit card reward points when you pay mortgage with a credit card.

Easy To Access

Instant access to your account anywhere, anytime.

High Security

Secured with Encryption, Fraud Detection, and Infrastructure.

Easy Payment

Efficiently transfer funds to where they're needed.

Credit Card Processing

Process your credit card payments with anyone, even if they are not accepted. The cloud-based platform lets you pay and get paid the way you want. You can choose from various payment options like ACH, wire transfer, or checks while you pay mortgage with your credit card. 

Credit Card Processing







Rack Rewards Without Additional Fees

Rack Rewards Without Additional Fees 

When you pay mortgage with a credit card, you can keep all your credit card reward points and get rid of all the additional charges and the transaction cost. offers you the financial freedom of paying your mortgage with credit card.


How to pay with credit card online?

You can make payments with credit card through even if your payee doesn't accept them. Choose how they get paid – ACH, check or wire.

What is credit card bill payment?

Credit card bill payment means using a credit card to pay your bills like rent, taxes, mortgage, etc. With, you can pay mortgage with a credit card seamlessly.

How credit card payments work?

Credit card payments can be done online or in person. is a hassle-free platform that allows you to make credit card payments effortlessly. Pay all your bills or pay mortgage with a credit card through

Credit Card vs Debit Card

Credit and debit card payments are the two types of card payments. Even though credit card payments aren’t widely accepted, the platform provides a solution to help you pay by credit card. Make effortless credit and debit card payments with

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No credit-card required for free trial.

Trial period comes with full features: unlimited checks, bank accounts, users/ employees, etc.