Positive Pay
Positive Pay is a mechanism that allows you to inform your bank about your issued checks ahead of time. As a result, your bank will only clear checks if you have already reported to them. Banks usually use this service to manage their cash to prevent fraudulent payments. Payment is made when the check number, account number, and dollar amount of the company’s issued check match the check presented for payment. Checks that do not match are returned to the issuer.
OnlineCheckWriter.com- powered by Zil Money is a financial technology company, not a bank or an FDIC member. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.
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Safe Check Payment
OnlineCheckWriter.com now offers you an automated Positive Pay service. The platform transmits the list of your company’s issued checks to the bank via API, FTP, and Excel sheet upload. Also, the check printing platform will inform the bank immediately when you cancel or void the checks. Therefore, you don’t have to notify the banks manually when you issue or cancel checks. You can have peace of mind while OnlineCheckWriter.com will take care of everything.
Our Features AP/AR
OnlineCheckWriter.com - Powered by Zil Money offers a wide range of payment features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.
Check Printing
Create and print business checks at your office desk with a drag and drop design.
ACH
Pay or get paid one-time or recurring ACH/RTP with low transaction fees.
Integration
Integrate with the top third-party applications.
Pay Bill
Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.
Payments by Credit Card
Now pay by credit card even if they don't accept them.
Wire Transfer
Transfer money electronically from one financial institution to other.
Deposit Slips
Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.
Invoicing
Create invoice to your customer and send link through email.
Cloud Bank
Open an online checking account with no hidden charges.
Email Check
Send your checks as a one-time printable pdf with a tracking facility.
Payment Link
Create an HTML form or link to receive payments.
User/Approver
Give access to accountant or clients with a role based user and approval process.
Overnight Check Mailing
Overnight Check mailing without leaving your desk. We print and mail it by FedEx.
Digital Checks
Digitize your paper checks and make your payments via email or text.
Bank Data
Connect & reconcile, Categorize from Any Financial Institution automatically.
API/White Label
Interactive developer-friendly API. Complete white label solution.
100% Fraud Detection
Positive pay from OnlineCheckWriter.com provides complete fraud detection by matching company-issued checks with those present for payment. A check that does not contain the correct identifying information will be returned to the sender and notified by a representative from your company. The bank can also ask permission to clear the check if it is valid.
Exception Item
A check presented to the bank becomes an ‘exception item’ when it does not match the list of issued checks. An exception item will be notified to the client by fax or image of the check. The business will then review the presented check and instruct the bank to deny or accept it. As a result, the platform allows companies to catch illegal checks before they clear and reduce their exposure to fraud. This way, companies can reduce fraud risks and save money through automated cash management.
MULTIPLE FEATURES, ONE PLATFORM
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CONNECT ANY BANK, PREVENT FORGERIES
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OPEN A MODERN BANK ACCOUNT WITH ZIL
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Integration with Banks and Accounting Software
OnlineCheckWriter.com is connected to 22,000+ banks in the USA and Canada. Users can easily link multiple bank accounts, seamlessly match bank data with the software, and print checks from various banks. The cloud-based software is integrated with popular payroll and accounting software.
FREQUENTLY ASKED QUESTIONS
What is positive pay?
OnlineCheckWriter.com offers Positive pay that lets you inform your bank about your issued checks beforehand. As a result, your bank will only clear checks you have already reported to them.
How do I enable positive pay?
Using OnlineCheckWriter.com, customers can register their Positive Pay consent easily. If the customer has registered for Positive Pay, they must submit the check details whenever they issue checks.
How to prevent check fraud?
Positive pay from OnlineCheckWriter.com provides complete fraud detection by matching company-issued checks with those present for payment. If a check doesn't match the details, the sender will be notified, and a check that does not contain the correct identifying information will be returned to the sender.
Positive Pay vs ACH
Positive Pay is a mechanism that allows you to inform your bank about your issued checks ahead of time. As a result, your bank will not clear any checks except those you have already reported to them. An ACH is an electronic fund transfer between banks and credit unions through the Automated Clearing House network. OnlineCheckWriter.com offers Positive pay and payment methods like checks, ACH, wire, etc.
REVIEWS FROM ESTEEMED CUSTOMERS
Zil Money's payment processing system offers efficiency, security, and ease of use. It streamlines transactions, ensures timely payments, and provides robust encryption for data security. Additionally, its user-friendly interface simplifies the process for both businesses and clients, enhancing overall satisfaction.
Adam
Zil Money makes it easy for us to keep track of bills that are due and paid for our small business. We have several different checking accounts to pay from and switching back and forth is very easy. Some of our vendors still require checks for payment and printing them is straightforward as well. We don't use some of the other features yet but may look into them in the future as our business grows.
Megan
User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency.
Ana
Ease of deployment and use. Normally, a switch like this is both time-consuming and confusing, but in this case, it was super easy.
Jennifer
The dashboard and the customer support are amazing! Never has a company been there like Zil Money and answered all my questions before letting me go. Thank you.
Stephanie
I love that I am able to process payments and do ACH transfers very easily.
Ardinay
I like that I can use multiple payment methods and that my data is always secure.
Craig
Easy to use, friendly customer support team.