Online Check Writer

Positive Pay

Positive Pay is a mechanism that allows you to inform your bank about your issued checks ahead of time. As a result, your bank will not clear any checks except those you have already reported to them. Banks usually use this service to manage their cash to prevent fraudulent payments. Such a payment is made when the check number, account number, and dollar amount of the company’s issued check match the check presented for payment. Checks that do not match are returned to the issuer.

Online Check Writer

Key figures

1M

Users

4,000+

New Customers a Week

50,000+

Transactions per Week

Positive Pay with OnlineCheckWriter.com

OnlineCheckWriter.com now offers you an automated Positive Pay service. The platform transmits the list of your company’s issued checks to the bank via API, FTP, and Excel sheet upload. Also, the platform will immediately inform the bank when you cancel the check and void the checks immediately. Therefore, you don’t have to notify the banks manually when you issue or cancel checks. You can have peace of mind while OnlineCheckWriter.com will take care of everything.

Positive Pay with OnlineCheckWriter.com
100% Fraud Detection

100% Fraud Detection

Positive pay from OnlineCheckWriter.com provides complete fraud detection by matching company-issued checks with those present for payment. A check that does not contain the correct identifying information will be returned to the sender and notify a representative from your company. The bank can also ask permission to clear the check if it is valid. Sometimes, the company includes the payer’s name in its system, but this name is not included in check matching.

Exception Item

A check presented to the bank becomes an ‘exception item’ when it does not match the list of issued checks. An exception item will be notified to the client by fax or image of the check. The business will then review the presented check and instruct the bank to deny or accept it. As a result, the platform allows companies to catch illegal checks before they clear and reduce their exposure to fraud. This way, companies can reduce fraud risks and save money through automated cash management.

Exception Item

FREQUENTLY ASKED QUESTIONS

What is positive pay?

Positive Pay is a mechanism that allows you to inform your bank about your issued checks ahead of time. As a result, your bank will not clear any checks except those you have already reported to them. OnlineCheckWriter.com now offers you an automated Positive Pay service.

How do I enable positive pay?

Using OnlineCheckWriter.com, customers can register their Positive Pay Consent by selecting General Services>Cheque Positive Pay System>Cheque Positive Pay Limit. If the customer has registered for Positive Pay, it is mandatory for them to submit the check details whenever they issue checks.

How to prevent check fraud?

Positive pay from OnlineCheckWriter.com provides complete fraud detection by matching company-issued checks with those present for payment. A check that does not contain the correct identifying information will be returned to the sender.

Positive Pay vs ACH

Positive Pay is a mechanism that allows you to inform your bank about your issued checks ahead of time. As a result, your bank will not clear any checks except those you have already reported to them. An ACH is an electronic fund transfer made between banks and credit unions through what is known as the Automated Clearing House network. Fund transfers via ACH include direct deposit of paychecks and monthly debits for routine payments.

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland