Online Check Writer

Positive Pay

Positive Pay is a mechanism that allows you to inform your bank about your issued checks ahead of time. As a result, your bank will only clear checks if you have already reported to them. Banks usually use this service to manage their cash to prevent fraudulent payments. Payment is made when the check number, account number, and dollar amount of the company’s issued check match the check presented for payment. Checks that do not match are returned to the issuer.

OnlineCheckWriter.com- powered by Zil Money is a financial technology company, not a bank or an FDIC member. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks Silicon Valley Bank, Texas National Bank, and East-West Bank.

TRUSTED BY MILLION PLUS USERS

1M+

happy customers

5000+

new customers per week

22K+

transactions per week

Safe Check Payment

OnlineCheckWriter.com now offers you an automated Positive Pay service. The platform transmits the list of your company’s issued checks to the bank via API, FTP, and Excel sheet upload. Also, the check printing platform will inform the bank immediately when you cancel or void the checks. Therefore, you don’t have to notify the banks manually when you issue or cancel checks. You can have peace of mind while OnlineCheckWriter.com will take care of everything.

Positive Pay with OnlineCheckWriter.com

Our Features AP/AR

OnlineCheckWriter.com - Powered by Zil Money offers a wide range of banking features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.

Check Printing

Create and print business checks at your office desk with a drag and drop design.

ACH

Pay or get paid one-time or recurring ACH/RTP with low transaction fees.

Integration

Integrate with the top third-party applications.

Pay Bill

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Payments by Credit Card

Now pay by credit card even if they don't accept them.

Wire Transfer

Transfer money electronically from one financial institution to other.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.

Invoicing

Create invoice to your customer and send link through email.

Cloud Bank

Open an online bank account with no hidden charges.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Payment Link

Create an HTML form or link to receive payments.

User/Approver

Give access to accountant or clients with a role based user and approval process.

Check Mailing

Check mailing without leaving your desk for $1.25. We print and mail it by USPS/FedEx.

Digital Checks

Digitize your paper checks and make your payments via email or text.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

API/White Label

Interactive developer-friendly API. Complete white label solution.

100% Fraud Detection

100% Fraud Detection

Positive pay from OnlineCheckWriter.com provides complete fraud detection by matching company-issued checks with those present for payment. A check that does not contain the correct identifying information will be returned to the sender and notified by a representative from your company. The bank can also ask permission to clear the check if it is valid.

Exception Item

A check presented to the bank becomes an ‘exception item’ when it does not match the list of issued checks. An exception item will be notified to the client by fax or image of the check. The business will then review the presented check and instruct the bank to deny or accept it. As a result, the platform allows companies to catch illegal checks before they clear and reduce their exposure to fraud. This way, companies can reduce fraud risks and save money through automated cash management.

Exception Item

MULTIPLE FEATURES, ONE PLATFORM

    

CONNECT ANY BANK, PREVENT FORGERIES

    

OPEN A MODERN BANK ACCOUNT WITH ZIL

    

100% Fraud Detection

Integration with Banks and Accounting Software

OnlineCheckWriter.com is connected to 22,000+ banks in the USA and Canada. Users can easily link multiple bank accounts, seamlessly match bank data with the software, and print checks from various banks. The cloud-based software is integrated with popular payroll and accounting software.

FREQUENTLY ASKED QUESTIONS

What is positive pay?

OnlineCheckWriter.com offers Positive pay that lets you inform your bank about your issued checks beforehand. As a result, your bank will only clear checks you have already reported to them.

How do I enable positive pay?

Using OnlineCheckWriter.com, customers can register their Positive Pay consent easily. If the customer has registered for Positive Pay, they must submit the check details whenever they issue checks.

How to prevent check fraud?

Positive pay from OnlineCheckWriter.com provides complete fraud detection by matching company-issued checks with those present for payment. If a check doesn't match the details, the sender will be notified, and a check that does not contain the correct identifying information will be returned to the sender.

Positive Pay vs ACH

Positive Pay is a mechanism that allows you to inform your bank about your issued checks ahead of time. As a result, your bank will not clear any checks except those you have already reported to them. An ACH is an electronic fund transfer between banks and credit unions through the Automated Clearing House network. OnlineCheckWriter.com offers Positive pay and payment methods like checks, ACH, wire, etc.

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland