Payroll Services for Small Business
Pay Every Employee On Time. Every Time.
Missing payroll isn’t just a financial mistake – it’s a trust problem. OnlineCheckWriter.com gives small businesses complete payroll services: pay by check, ACH, or credit card, all from one platform.
OnlineCheckWriter.com- Powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.
$1M+
Business Accounts
22,000+
Financial institutions integrated
100%
Fraud detection accuracy
24/7
Real-time protection
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Why Payroll Costs Small Businesses More Than It Should
Most small business owners don’t need a $500/month payroll platform. But they can’t afford manual errors, missed deadlines, or systems that don’t connect to their bank.
Time Eaten Every Pay Cycle
Manually entering hours, cutting individual checks, and chasing approvals takes hours you don’t have. Most business owners spend 5+ hours per payroll cycle on tasks a good system handles automatically.
Cash Leaves Before It Should
Traditional check printing means funds clear the moment checks are cashed – often before you’ve reconciled your accounts. Without payment flexibility, payroll becomes a cash flow drain every two weeks.
Integrations That Break
If your payroll tool doesn’t talk to your accounting software, you’re doing double data entry. Errors sneak in every transfer. One wrong number can trigger a compliance issue that takes weeks to fix.
No Payment Flexibility
Some employees want direct deposit. Others prefer a paper check. If your payroll system only supports one method, you’re constantly working around it – frustrating both staff and management.
How OnlineCheckWriter.com Fixes Your Payroll
OnlineCheckWriter.com, brings every payroll payment method into one platform. Get the flexibility your employees expect and the control your business needs.
Pay by Check or eCheck
Print professional payroll checks directly from your browser on blank stock paper – no preprinted checks needed. Or send eChecks by email for faster, paperless delivery to employees who prefer it.
ACH Direct Deposit
Send payroll via ACH directly to your employees’ bank accounts. Set up recurring payments so your team gets paid on the same schedule every cycle – automatically, with low transaction fees.
Payroll by Credit Card
Use your business credit card to fund payroll and earn rewards on eligible payments. This gives you extra float during tight months without disrupting when your employees receive payment.
Integrates with Your Tools
Connects directly with QuickBooks, Gusto, Zoho Payroll, ADP, and over 22,000 banks. Import payroll data and avoid manual re-entry. Your accounting software stays in sync automatically.
Running Payroll in 3 Steps
Setup takes minutes, not days. You don’t need a payroll specialist – just a browser and a bank account.
Create Your Free Account
Sign up at OnlineCheckWriter.com in under two minutes – no credit card required. Connect your business bank account and add employees with their payment preferences. The platform walks you through every step.
Enter or Import Payroll Data
Add employee hours and payment amounts manually, or import directly from QuickBooks, Gusto, Zoho Payroll, or ADP. Every number is verified before you confirm – no surprises on the other side.
Send Payments in One Click
Choose how each employee gets paid – printed check, mailed check, eCheck, ACH, or credit card. Approve from your dashboard and payments go out immediately, with a full record saved automatically.
Built for Small Business. Not Enterprise.
Every feature earns its place. No bloat. No enterprise price tag.
Flexible Payment Methods
Check, eCheck, ACH, or credit card – all from the same dashboard. Every method is tracked and recorded in one place.
Check Printing on Blank Stock
Print payroll checks from any standard printer using blank check paper. Fully customizable with your logo, company name, and banking details.
Bank-Grade Security
SOC 1, SOC 2, PCI DSS, and ISO 27001 certified. Bank-grade encryption and fraud detection on every payroll transaction. FDIC-backed through partner banks.
Overnight Check Mailing
Need to get a payroll check to a remote employee fast? OnlineCheckWriter.com prints and mails payroll checks via FedEx or USPS overnight – without you leaving your desk.
Role-Based Access & Approvals
Grant your accountant access to manage payroll while you retain approval authority. No payment goes out without the right authorization – every step is logged.
Common Questions
What payroll services does OnlineCheckWriter.com offer for small businesses?
OnlineCheckWriter.com provides payroll services including check printing, eCheck delivery, ACH direct deposit, and payroll by credit card. Small business owners can pay employees using any of these methods from a single dashboard. The platform also integrates with Gusto, ADP, QuickBooks, and Zoho Payroll for complete payroll management.
How much does it cost to use OnlineCheckWriter.com for payroll?
OnlineCheckWriter.com offers a 15-day free trial with full access - no credit card required. Paid plans are available at a low monthly cost, and transaction fees for ACH and check printing are among the lowest available for payroll services. Visit the pricing page for a full breakdown.
Can I run payroll by credit card through OnlineCheckWriter.com?
Yes. OnlineCheckWriter.com allows you to fund payroll using a business credit card, even if your employees receive payment by check or ACH. This lets you earn rewards points based on your card reward program and gives you added cash flow flexibility during tight months.
Does OnlineCheckWriter.com integrate with Gusto or ADP?
OnlineCheckWriter.com integrates directly with Gusto, ADP, Zoho Payroll, QuickBooks, and other major payroll platforms. You can import payroll data in seconds and send payments without re-entering information manually - no double-entry, no errors from copy-paste.
Is it safe to process payroll through OnlineCheckWriter.com?
Yes. The platform is SOC 1 and SOC 2 certified, PCI DSS compliant, and ISO 27001 certified. It uses bank-grade encryption and fraud detection on every payroll transaction. FDIC coverage is provided through partner banks Texas National Bank and Lincoln Savings Bank.
Real Stories, Real Results
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Karla C.
"The best online software"
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Chansa Catherine
"overall it was a good experience, loved the mobile app, came in handy when on the move out of the office"
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"I use Online Check Writer daily and I am satisfied that I selected that product"