7 Features That Make Melio Payments Alternative a Small Biz Must-Have 

May 2, 2025 | Melio Payments Alternative

OnlineCheckWriter.com- Powered by Zil Money is a financial technology company, not a bank. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks like Silicon Valley Bank and Texas National Bank.

Melio payments alternative offers affordable payment options to handle accounts receivable and payable for businesses and individuals.  

You didn’t start your business to wrestle with banks. You started it to chase your dream, build something real, and maybe even make life a little easier. But somewhere between the endless fees, snail-mail checks, and “sorry for the delay” payment excuses, it started feeling like the system was rigged against you. Sound familiar? Yeah, you’re not alone. 

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1. Print Checks on Your Schedule, Not the Bank’s 

Forget waiting 7-10 business days for a checkbook order to ship. Forget paying $35 for “rush delivery” because payroll is tomorrow. OnlineCheckWriter.com – Powered by Zil Money lets you print your own checks instantly using any standard printer and blank check paper. 

  • Laptop? ✔️ 
  • Home office? ✔️ 
  • Coffee shop? ✔️ 

You can pay vendors, contractors, suppliers — anyone — right when you need to, without delays. Save up to 80% on printing costs, and never be held hostage by a slow bank again. 

2. Make Your Checks Look Like a Million Bucks 

Who says small businesses can’t look big? The platform lets you custom-design your checks with an easy drag-and-drop tool. 

  • Add your logo and background 
  • Choose custom fonts and colors 
  • Create a brand experience right on your check 
  • The platform offers premium quality pre-designed check templates to make check payments easy. 

First impressions count — and when your checks look polished and professional, you instantly build trust. No design degree required. Just your style and a few clicks. 

3. Send Checks Without Leaving Your Couch 

Driving to the post office just to mail a check? Nah, hard pass. OnlineCheckWriter.com – Powered by Zil Money mails checks for you for just $1.25 — printing, postage, tracking, everything included. 

You just: 

  • Create the check 
  • Click “Send” and select “Mail.” 
  • Kick back and watch the tracking updates roll in 

Save time, save gas, and save yourself the hassle.

4. Need It Faster? Send eChecks Instantly 

Sometimes you don’t have two days. Sometimes you don’t even have two hours. That’s where eChecks come in. Email a check in seconds — safe, secure, and instantly available for deposit. 

Perfect for: 

  • Paying contractors 
  • Settling urgent invoices 
  • Handling last-minute payroll 

No more “the check’s in the mail” drama. Get it done. Get it paid. Keep it moving. 

5. Pay by Credit Card — Even If They Don’t Accept It 

One of the biggest headaches for small businesses? Trying to pay vendors who don’t accept credit cards. 

Good news: OnlineCheckWriter.com – Powered by Zil Money lets you pay vendors with your credit card, even if they’re strictly “checks only.” 

  • Keep your cash on hand 
  • Pay as ACH, wire, checks, or virtual cards 
  • Earn points, cashback, and rewards 
  • Pay bills without touching your cash reserves 

Your vendors get paid however they want. You keep your perks — and your cash flow flexible. 

6. ACH Transfers and Wire Payments Made Easy 

You get speed, affordability, and control — everything a small business actually needs. 

7. Create Invoices That Actually Get You Paid 

Invoices shouldn’t be a guessing game. OnlineCheckWriter.com – Powered by Zil Money makes invoice creation ridiculously easyso you can bill clients faster and look good doing it. 

  • Customize your invoices easily and instantly 
  • Email invoices directly to customers 
  • Accept payments via instant generatable payment links 

No more “lost invoices” excuses. No more “when was this due again?” emails. You send it, they pay it. Simple. 

Keeping cash flowing into your business has never been this easy — or this professional. 

8. API Integration That Grows With Your Business 

Got bigger dreams? Running multiple platforms, apps, or managing high-volume transactions? OnlineCheckWriter.com – Powered by Zil Money’s API integration has your back. Connect your systems directly to the platform and automate payments, track transactions, or even create custom financial workflows that fit your unique needs. 

  • Generate and manage checks programmatically 
  • Trigger payments automatically from your app or software 
  • Monitor payment statuses in real time 

Whether you’re scaling up, building out, or just saving yourself a ton of manual work, the powerful API makes sure your payments can grow right along with you. 

Less clicking. More doing. More winning. 

Why Small Business Owners Are Making the Switch 

Here’s the deal: 

  • No monthly fees 
  • No minimum balances 
  • No hidden charges 

Just clean, honest, small-business-friendly tools that let you spend less time stressing about payments and more time growing your dream. Whether you’re running a bakery, a landscaping business, a marketing agency, or a home-based side hustle — OnlineCheckWriter.com – Powered by Zil Money is built for real people running real businesses. 

The Future of Business Payments Is Here 

You don’t have to deal with slow checks, hidden bank fees, or old-school payment drama anymore.  

There’s a better way — and it’s already helping thousands of businesses across the U.S. move faster, look sharper, and keep more of their hard-earned cash. 

OnlineCheckWriter.com – Powered by Zil Money — isn’t just a payment platform. 

It’s a business owner’s secret weapon. 

  • Faster payments 
  • Better control 
  • More rewards 
  • Way less stress 

It’s time to make the smart move. Your dream deserves better. And now, you’ve got it.  

Get in Touch

(408) 775-7720

Make a call directly to our customer support team to get assistance instantly.

support@onlinecheckwriter.com

Email us to resolve any queries you have about OnlineCheckWriter.com.

111 N Market St, San Jose, CA 95113

PO Box 6543, Tyler TX 75711

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