Online Check Writer

Melio Payments Alternative

Pay Vendors, Taxes, Rent, and Payroll with Credit Card, Even If They Do Not Accept It

Melio Payments Alternative allows businesses to handle accounts payable with credit card, even when cards are not accepted. Small businesses can maintain cash flow and earn credit card rewards through this payment solution from the check printing software. Process payments to vendors, pay taxes, cover rent and manage payroll efficiently, while enjoying the benefits of a credit card.

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No Need for a Merchant Account

Users can also accept credit card payments without a merchant account with OnlineCheckWriter.com – powered by Zil Money. Send a custom payment link to your customers and they will be redirected to a page where they can easily complete their transactions using a credit card. The funds will be deposited instantly into your wallet, giving immediate access to funds.

OnlineCheckWriter.com- powered by Zil Money is a financial technology company, not a bank or an FDIC member. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

We are not associated with Meliopayments. All mentions are for informational purposes only

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TRUSTED BY MILLION PLUS USERS

1M+

happy customers

5000+

new customers per week

22K+

transactions per week

A Man Sits Confidently Atop a Large Pile of Money, Symbolizing Melio Payments Alternative Helps You Pay Your Vendors with a Credit Card

Boost Your Payment Visibility and Control

  • Faster collections and receivables
  • Easily accept credit and debit cards without merchant fees
  • Payment Automation
  • Seamless cash flow
  • Short-term financing
  • Invoice data capture

Our Features AP/AR

OnlineCheckWriter.com - Powered by Zil Money offers a wide range of payment features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.

Check Printing

Create and print business checks at your office desk with a drag and drop design.

ACH

Pay or get paid one-time or recurring ACH/RTP with low transaction fees.

Integration

Integrate with the top third-party applications.

Pay Bill

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Payments by Credit Card

Now pay by credit card even if they don't accept them.

Wire Transfer

Transfer money electronically from one financial institution to other.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.

Invoicing

Create invoice to your customer and send link through email.

Cloud Bank

Open an online checking account with no hidden charges.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Payment Link

Create an HTML form or link to receive payments.

User/Approver

Give access to accountant or clients with a role based user and approval process.

Overnight Check Mailing

Overnight Check mailing without leaving your desk. We print and mail it by FedEx.

Digital Checks

Digitize your paper checks and make your payments via email or text.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

API/White Label

Interactive developer-friendly API. Complete white label solution.

No Worries About Merchant Fees

Usually, when you pay by credit card, the payees are charged merchant fees to accept payments. But with OnlineCheckWriter.com – powered by Zil Money, you have the option to choose how they receive payments – as ACH, wire, check mail, or virtual card. This eliminates merchant fees, allowing vendors to better manage their finances without additional costs.

A Woman Joyfully Jumps While Holding Cash, Symbolizing Financial Freedom and Payment Options with Melio Payments Alternative

MULTIPLE FEATURES, ONE PLATFORM

    

CONNECT ANY BANK, PREVENT FORGERIES

    

OPEN A MODERN BANK ACCOUNT WITH ZIL

    

A Tablet Shows Diverse Payment Needs, Symbolizing Payment Options with Melio Payments Alternative, Make Your Transaction Easily

Meeting Diverse Payment Needs

The cloud-based platform is a perfect payment solution for small businesses. Users can ensure flexibility as the platform offers multiple payment options like physical checks, check mail, ACH, wire, credit card, and more. You can also send eChecks to payees via email or SMS to ensure timely payments. Also, schedule payments and automate recurring transactions for better payment processing.

Easy To Access

Instant access to your account anywhere, anytime.

High Security

Secured with Encryption, Fraud Detection, and Infrastructure.

Easy Payment

Efficiently transfer funds to where they're needed.

The Complete Payment Platform

OnlineCheckWriter.com – powered by Zil Money, allows businesses to easily handle all accounts payable and receivable transactions. In addition, you can create financial documents like invoices bills, and check drafts with a few clicks. The platform also allows you to reconcile bank statements, track payments, and maintain accurate financial records.

A Man Completing Payments Using the Platform, Symbolizing Payment Options with Melio Payments Alternative

FREQUENTLY ASKED QUESTIONS

How to accept payment by credit card?

Accept payment by credit card without setting up a merchant account with OnlineCheckWriter.com - powered by Zil Money. Send payment links to your customers, and once they pay with credit card, the funds will be deposited into your wallet.

Can I pay my bill with credit card?

Yes, OnlineCheckWriter.com - powered by Zil Money makes it really easy to pay your bill with credit card. Choose "Credit Card" from the "Pay From" section and select how the payees will receive the funds - as ACH, wire or check mail.

Can I pay by credit card even if my vendors don't accept that?

Yes, the check printing software makes it possible to pay vendors by credit card even if they don't accept cards. You can process payments from credit card and the payees receive the funds as ACH, wire or check mail.

Credit Card vs Debit Card

A credit card lets you borrow money to make purchases, which you have to pay back with an interest. A debit card allows you to spend money that you already have in your checking account. Businesses can pay bills, rent, and payroll with credit card through OnlineCheckWriter.com - powered by Zil Money.

Online Check Writer - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland