Online Check Writer

Melio Payments Alternative

Pay Vendors, Taxes, Rent, and Payroll with Credit Card Even If They Do Not Accept It.

Melio Payments Alternative with multiple options for payments. When you need more cash flow, use your credit card to pay your Vendors/Rent/Taxes/Payroll, or anyone else, even if they don’t accept credit cards. Also, earn all your credit card rewards. OnlineCheckWriter.com sends them ACH/Wire/PaperCheck/Virtual Visa Card immediately.

Accept Credit Cards Without a Merchant Account. 

You can accept credit cards without a merchant account. Register with OnlineCheckWriter.com and link your bank account for card settlement. Accept credit card payments by texting, emailing a link, or embedding a button on your website for free. There is no cost to you. 

TRUSTED BY MILLION PLUS USERS

1M+

happy customers

5000+

new customers per week

22K+

transactions per week

Boost Your Payment Visibility and Control

Boost Your Payment Visibility and Control

  • Faster collections and receivables
  • Easily accept credit and debit cards without merchant fees.
  • Payment Automation
  • Seamless cash flow
  • Short-term financing
  • Invoice data capture

Our Features AP/AR

OnlineCheckWriter.com offers a wide range of banking features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.

Check Printing

Create and print business checks at your office desk with a drag and drop design.

ACH

Pay or get paid one-time or recurring ACH/RTP with low transaction fees.

Integration

Integrate with the top third-party applications.

Pay Bill

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Payments by Credit Card

Now pay by credit card even if they don't accept them.

Wire Transfer

Transfer money electronically from one financial institution to other.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.

Invoicing

Create invoice to your customer and send link through email.

Cloud Bank

Open an online bank account with no hidden charges.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Payment Link

Create an HTML form or link to receive payments.

User/Approver

Give access to accountant or clients with a role based user and approval process.

Check Mailing

Check mailing without leaving your desk for $1.25. We print and mail it by USPS/FedEx.

Digital Checks

Digitize your paper checks and make your payments via email or text.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

API/White Label

Interactive developer-friendly API. Complete white label solution.

No Worries About Transaction Costs

The vendor might not have accepted credit card payments earlier due to the transaction costs involved. In addition, you might have had to add an extra fee as an extra transaction charge. Now there will be no more hassles over credit card charges. You can now pay anyone with a credit card.

Your credit card rewards points can still be used, and no transaction fees are applied to the payee. Get started today with OnlineCheckWriter.com and enjoy this benefit.

No Worries About Transaction Costs

MULTIPLE FEATURES, ONE PLATFORM

    

CONNECT ANY BANK, PREVENT FORGERIES

    

OPEN A MODERN BANK ACCOUNT WITH ZIL

    

Enhancing Payment Flexibility

Enhancing Payment Flexibility

When it comes to managing cash flow, having multiple options for payments is essential. Melio Payments Alternative offers that flexibility by allowing you to use your credit card to pay vendors, rent, taxes, payroll, or anyone else, even if they don’t accept credit cards. This innovative approach ensures you have the liquidity needed to meet obligations while capitalizing on credit card rewards. It’s an all-in-one solution tailored to modern businesses’ diverse payment needs.

Easy To Access

Instant access to your account anywhere, anytime.

High Security

Secured with Encryption, Fraud Detection, and Infrastructure.

Easy Payment

Efficiently transfer funds to where they're needed.

Immediate Payment Solutions

With OnlineCheckWriter.com, the payment process is made even more convenient. It offers immediate payment options like ACH, wire transfers, paper checks, and virtual Visa cards. Whether you need to pay rent or settle vendor bills, these methods guarantee quick and seamless transactions. Moreover, earning credit card rewards adds an extra incentive layer. It’s a dynamic and adaptable solution that puts you in control of your financial transactions, aligning with the ever-evolving demands of the business world.

Immediate Payment Solutions

FREQUENTLY ASKED QUESTIONS

What to do if my vendor refuses to accept credit cards?

Don't worry at all! Your vendor will not receive funds as credit card payments but as checks or ACH. You can set up OnlineCheckWriter.com to process credit card payments for vendors who don't accept them. You provide us with the payment information, and we will take care of the rest. The program can send payments electronically using ACH or by issuing a check.

Do my vendor/supplier has to pay any charge for receiving payment by credit card payments?

Importantly, no. We don't charge your vendor an additional fee because they accept payments with pay by card. You pay a small 2.95% fee for each transaction – an industry-standard cost of doing business.

Can I pay by credit card even if my vendors don't accept that?

Yes, you can! OnlineCheckWriter.com handles your credit card payment and then processes the vendor's payment by ACH or check. This means that a vendor will be paid through the company, but you will get to use your credit card, earning rewards and deferring payments to manage your cash flow better.

Melio Payments vs OnlineCheckWriter.com

OnlineCheckWriter.com lets you efficiently manage cash and maintain a general ledger entry and Receivables ledger, which enables you to manage your finances effectively. Melio Payments does not support cash management and receivables ledger maintenance.

Online Check Writer - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland