Write a check is a relevant form of payment with billions written every year. According to the recent Federal Reserve figures, Americans are writing 37 checks per year. As per the reports, Americans wrote 14.5 billion checks worth $25.8 trillion in 2018.
However, considering this report, it is clear that checks are an integral part of our day-to-day life. So, it is important for everyone that to know how to write a check.
By the end of this tutorial, you will know how to fill out a check correctly with no errors. Let’s go over it step by step.
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How To Fill out a Check?
Step 1: Date Field
Write the date on the upper-hand corner of the check. It will help you and your recipient to keep an accurate record of it.
Step 2: Pay To Line
Fill outline that says “Pay to the order of” write the name of the person or organization you are paying. In this case, if you don’t know the exact name of the person or organization, you can also write “cash.” However, be aware that this can be risky if the check is ever lost or stolen. Anyone can cash or deposit a check made out to “cash.”
Step 3: Amount Box
Write the amount in numeric form in the small box on the right-hand side. Start as far over to the left as possible to keep someone from sneaking a number upfront. For instance, If your payment is for $100.15, then the ‘1’ should be right up against the left-hand border of the dollar box to prevent fraud.
Step 4: Amount Line
Spell up the numbers and write the cents as a fraction. Write out the amounts using words to avoid fraud and confusion. The amount you write in words will be legally considered as the number of your checks. Also, use all capital letters, which are harder to alter. Finally, draw a line after the amount to fill up the rest of the space to keep someone adding text.
For example, to spell up $100.15 as ‘ONE HUNDRED AND 15/100.’
Step 5: Memo Line
Fill out the line that says “Memo” with a note. This step is optional and will not affect how businesses process your checks. A memo line is a good place to add a reminder about why you wrote a check. Also, it can be good to know in the future or for your tax records, like giving to a charity.
Step 6: Signature
This step is essential, and the check will not be valid without a signature. Sign the check legibly on the line in the bottom right corner. Significantly, use the same name and signature that you have on the file at your bank.
YOUR PERFECT ACCOUNTING SOLUTION
- Cutting Cost by Allowing Businesses to use Blank Check Stock over Pre-Printed Checks.
- A single platform to connect all your bank accounts.
- Accept Payments by Phone, Email, Fax & more.
- Detecting Fraudulent Checks
- Send Checks via Postal Service.
- Managing Payrolls.
Write your Checks Online
Write a check online is a safe and secure way to compare pre-printed paper checks. It can eliminate check writing errors by the automatic entry of your bank details and amount.
Nowadays, several online check printing software helps you print checks instantly on-demand using a regular Printer. OnlineCheckWriter.com is one of the best in the industry, with one million users and a quarter million business customers.
FREQUENTLY ASKED QUESTIONS
How to create a check online?
Create a check online by completing the date, payee, or business name, the amount written in, and the numerical amount filled in and sign at the bottom right-hand corner of the check. A memo field is optional for your records.
Can you create a check online?
Yes, you can create a check online using Online Check Writer. Create a check online by completing the date, payee, or business name, the amount written in, and the numerical amount filled in and sign at the bottom right-hand corner of the check.
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