Online Check Writer

ACH Transfer

ACH Transfer or Automated Clearing House transfer involves the transfer of funds between banks electronically. As a member of NACHA, which regulates ACH payments, OnlineCheckWriter.com offers quick ACH payments through its cloud-based banking platform. With our recurring ACH facility, you can deposit regular payments to your payees or collect direct payments from clients before their due dates. 

Log in to our platform, add your bank account for free, and pay and get paid by ACH transfers anytime, anywhere through computers, tablets, or smartphones. In addition, OnlineCheckWriter.com offers check drafts, checks by mail, eChecks, and invoices.

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What is ACH?

ACH stands for Automated Clearing House. It is a U.S. financial network that helps people make electronic payments and money transfers. ACH transfers money from one bank to another over a secure network run by NACHA. When you use OnlineCheckWriter.com’s cloud-based banking platform, you can experience faster ACH processing and other benefits for your business checking account.

It processes large amounts of credit and debit transactions in batches. ACH credit transactions include direct deposit, payroll, and vendor payments. Similarly, ACH debit transfers contain consumer payments on insurance premiums, mortgage loans, and other bills.

What is ACH?

Our Features AP/AR

OnlineCheckWriter.com offers a wide range of banking features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.

Check Printing

Create and print business checks at your office desk with a drag and drop design.

ACH

Pay or get paid one-time or recurring ACH/RTP with low transaction fees.

Integration

Integrate with the top third-party applications.

Pay Bill

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Payments by Credit Card

Now pay by credit card even if they don't accept them.

Wire Transfer

Transfer money electronically from one financial institution to other.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.

Invoicing

Create invoice to your customer and send link through email.

Cloud Bank

Open an online bank account with no hidden charges.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Payment Link

Create an HTML form or link to receive payments.

User/Approver

Give access to accountant or clients with a role based user and approval process.

Check Mailing

Check mailing without leaving your desk for $1.25. We print and mail it by USPS/FedEx.

Digital Checks

Digitize your paper checks and make your payments via email or text.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

API/White Label

Interactive developer-friendly API. Complete white label solution.

One-Stop Solution

One-Stop Solution

The cloud-based banking platform’s free business checking account provides banking services to meet all your business needs. Manage employee costs with customizable cards, manage paychecks, and manage invoices and bills using the platform. Also, design and print your business and personal checks instantly with OnlineCheckWriter.com.

MULTIPLE FEATURES, ONE PLATFORM

    

CONNECT ANY BANK, PREVENT FORGERIES

    

OPEN A MODERN BANK ACCOUNT WITH ZIL

    

Types of ACH Payments

The main kinds of ACH payments, are ACH Credit and ACH Debit. With ACH Credit, money is moved from the payer’s bank account to the account of the payee. People often use this way for direct transfers, payroll, tax refunds, and payments to vendors. It makes it easy for businesses and people to send money online, eliminating the need for paper checks and cutting down on processing time. ACH Debit, on the other hand, lets the receiver take money out of the bank account of the payer. OnlineCheckWriter.com provides users with flexible and secure options to streamline their payment processes and improve financial management.

Types of ACH Payments

Easy To Access

Instant access to your account anywhere, anytime.

High Security

Secured with Encryption, Fraud Detection, and Infrastructure.

Easy Payment

Efficiently transfer funds to where they're needed.

Moblie App

Moblie App

The OnlineCheckWriter.com all-in-one mobile app lets you manage your money with many capabilities. This program lets users create checks, start ACH transfers, wire transfers, and eChecks. This vast variety of capabilities lets users and businesses utilize multiple payment methods in one app. 

FREQUENTLY ASKED QUESTIONS

What is ACH?

ACH stands for Automated Clearing House. It is the U.S. financial network to make electronic payments and money transfers. You can experience faster ACH processing on OnlineCheckWriter.com’s cloud-based banking platform and other benefits for your business checking account.

What is ACH transfer?

ACH transfer is electronic bank-to-bank payments in the United States that go through the ACH network (Automated Clearing House). Funds move from one bank to another with the help of a centralized system that directs funds to their destination. The National Automated Clearing House Association (NACHA) controls ACH transfers. With our recurring ACH facility on OnlineCheckWriter.com’s cloud-based banking platform, you can make regular payments to your payees or collect payments from clients before due dates.

How long does ACH transfer take?

Typically, an ACH transfer is delivered and settled in one to two business days. OnlineCheckWriter.com’s cloud-based banking platform, an official member of NACHA, offers customers the same business-day ACH transactions on its platform.

ACH Transfer vs Wire

The main difference between ACH and wire transfer is that wire transfer can only push money. At the same time, ACH is used to both push and pull money. ACH typically takes longer to credit than a wire transfer, which transfers bigger sums of money. Wire transfer has a higher transaction fee percentage than ACH transfer. According to your business deal and cash flow needs, pay & get paid in your way by ACH, direct deposit, printable check, or international wire transfer on OnlineCheckWriter.com’s cloud-based banking platform.

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland