Online Check Writer

ACH Transfer

ACH Transfers (Automated Clearing House) are electronic funds transfers between banks. The platform is a member of NACHA (which regulates ACH payments) and offers fast ACH payments. With its recurring ACH feature, you can regularly deposit payments to payees or collect direct payments from clients before their due dates.

In addition, OnlineCheckWriter.com – powered by Zil Money, offers check drafts, checks by mail, eChecks, invoices, and more.

OnlineCheckWriter.com- powered by Zil Money is a financial technology company, not a bank or an FDIC member. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

TRUSTED BY MILLION PLUS USERS

1M+

happy customers

5000+

new customers per week

22K+

transactions per week

Same Day ACH

Same-day ACH transactions provide a fast and efficient payment method, enabling real-time payments and improving cash flow by reducing traditional banking delays. OnlineCheckWriter.com – powered by Zil Money’s Same Day ACH, streamlines transactions, reduces costs, and helps businesses manage finances smoothly. This method is ideal for its speed, ease of use, security, and cost-effectiveness.

What is ACH?

Our Features AP/AR

OnlineCheckWriter.com - Powered by Zil Money offers a wide range of payment features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.

Check Printing

Create and print business checks at your office desk with a drag and drop design.

ACH

Pay or get paid one-time or recurring ACH/RTP with low transaction fees.

Integration

Integrate with the top third-party applications.

Pay Bill

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Payments by Credit Card

Now pay by credit card even if they don't accept them.

Wire Transfer

Transfer money electronically from one financial institution to other.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.

Invoicing

Create invoice to your customer and send link through email.

Cloud Bank

Open an online checking account with no hidden charges.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Payment Link

Create an HTML form or link to receive payments.

User/Approver

Give access to accountant or clients with a role based user and approval process.

Check Mailing

Check mailing without leaving your desk. We print and mail it by USPS/FedEx.

Digital Checks

Digitize your paper checks and make your payments via email or text.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

API/White Label

Interactive developer-friendly API. Complete white label solution.

Types of ACH Payments

Recurring ACH

OnlineCheckWriter.com – powered by Zil Money, offers a recurring ACH service for paying vendor bills and receiving customer payments. This helps businesses and individuals pay bills on time and avoid penalties. The platform also provides ACH transactions at reasonable fees.

Easy To Access

Instant access to your account anywhere, anytime.

High Security

Secured with Encryption, Fraud Detection, and Infrastructure.

Easy Payment

Efficiently transfer funds to where they're needed.

NACHA Membership

ACH payments, or Direct Deposits, are electronic bill payments made directly from your checking or savings account. This secure system transfers money between banks without using physical cash. NACHA oversees these transfers to ensure safety and regulation.

Types of ACH Payments

MULTIPLE FEATURES, ONE PLATFORM

    

CONNECT ANY BANK, PREVENT FORGERIES

    

OPEN A MODERN BANK ACCOUNT WITH ZIL

    

One-Stop Solution

All In One Mobile App

OnlineCheckWriter.com – powered by Zil Money app, can be downloaded from the Google Play Store or Apple App Store. The mobile app offers the same features as the web application, providing a seamless experience. This all-in-one platform lets you conveniently make or receive payments with low transaction fees. Users can send ACH, wire transfers, eChecks, mail checks, payment links, and more to manage business on the go.

FREQUENTLY ASKED QUESTIONS

What is ACH?

ACH, or Automated Clearing House, is the U.S. financial network for electronic payments and money transfers. OnlineCheckWriter.com - powered by Zil Money, offers faster and more secure ACH processing.

What is ACH transfer?

ACH transfers are electronic bank-to-bank payments in the U.S. using the ACH network. Funds move between banks through a centralized system managed by NACHA. With OnlineCheckWriter.com - powered by Zil Money, you can use the recurring ACH feature to make regular payments to payees or collect payments from clients before due dates.

How long does ACH transfer take?

An ACH transfer is typically delivered and settled in one to two business days. OnlineCheckWriter.com - powered by Zil Money, an official member of NACHA, offers customers same-business-day ACH transactions on its platform.

ACH Transfer vs Wire

ACH transfers are electronic bank-to-bank payments processed through the Automated Clearing House network. Wire transfers are direct electronic transfers between banks that are processed in real-time, often completed within hours, but usually with higher fees. ACH transfers are generally used for routine, non-urgent transactions, while wire transfers are preferred for urgent and high-value transactions. With OnlineCheckWriter.com - powered by Zil Money, you can pay and get paid via ACH or Direct Deposit, check, or wire transfer, depending on your business needs.

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland

REVIEWS FROM ESTEEMED CUSTOMERS

Zil Money's payment processing system offers efficiency, security, and ease of use. It streamlines transactions, ensures timely payments, and provides robust encryption for data security. Additionally, its user-friendly interface simplifies the process for both businesses and clients, enhancing overall satisfaction.

 

 

Adam

Zil Money makes it easy for us to keep track of bills that are due and paid for our small business. We have several different checking accounts to pay from and switching back and forth is very easy. Some of our vendors still require checks for payment and printing them is straightforward as well. We don't use some of the other features yet but may look into them in the future as our business grows.

 

 

Megan

User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency.

 

 

Ana

Ease of deployment and use. Normally, a switch like this is both time-consuming and confusing, but in this case, it was super easy.

 

 

Jennifer

The dashboard and the customer support are amazing! Never has a company been there like Zil Money and answered all my questions before letting me go. Thank you.

 

 

Stephanie

I love that I am able to process payments and do ACH transfers very easily.

 

 

Ardinay

I like that I can use multiple payment methods and that my data is always secure.

 

 

Craig

Easy to use, friendly customer support team.

 

 

Bell