Online Check Writer a Melio Payments Alternative

Nov 16, 2022 | Payments powered by Zil Money is a financial technology company, not a bank or an FDIC member. offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

One of the widely used payment methods in the USA is the credit card. Using credit cards unwisely can cost you money, but credit cards could be extremely useful if you know how to utilize them properly. Melio payments provide you with a credit card, but it won’t solve some problems, like if sometimes your vendors do not accept credit card payments or your vendor has to pay some processing charges, he will not be comfortable losing money. Don’t worry – Powered by Zil Money, a Melio payments alternative, can help you. Keep reading to know more.

What Is a Credit Card?

A credit card is a small, rectangular piece of plastic or metal issued by a bank or other financial institution. It permits the holder to borrow money to pay for products and services at businesses that accept credit cards. Credit cards require cardholders to repay the borrowed funds, plus any applicable interest and other agreed-upon charges, in full or over time, either by the billing date or later. the best Melio Payments Alternative

Your payment processing is made simpler by the Melio Payments Alternative. Even if your suppliers don’t take it, you can still pay them with a credit card using Rent and taxes can be paid effortlessly, and you can pay any business with a credit card. You can also accumulate points. is a great alternative to Melio Payments for businesses that want to accept credit cards but don’t want to pay the high fees associated with traditional processing companies. With, you can process payments at a fraction of the cost, and there are no monthly or annual fees – only a small transaction fee per purchase. Plus, you’ll earn rewards points for the transaction.

 You can also properly manage your finances by keeping track of a general ledger entry and a Receivables ledger using Melio Payments do not support cash management and ledger upkeep.

Problem with Credit Card payments

Paying your rent with a rewards credit card will allow you to boost your earnings and meet the initial spending requirement to qualify for a rewards bonus. But in some cases, even if the credit card transaction is possible, you will not be able to pay them for some reason.

For example, take the case of rent payment using a credit card. It may be possible to pay rent directly with a credit card, but most property managers and landlords are charged a processing fee of 2.5% to 2.9% by the credit card company, and sometimes the landlord won’t allow paying rent using a credit card. You can pay rent with a credit card, but it won’t be easy or cheap. However, many people still do it, providing benefits like fraud protection and rewards.

    How our platform can assist you?

    Do not worry if someone does not accept credit card payments. Our platform can assist you, if you think your merchant will receive money from credit card payments, then you might be wrong. For vendors that don’t accept the credit card payment process, you can set up to handle the payment processing. Just provide us with the required payment information, and we’ll take the rest. Our service offers the option of sending payments through check or ACH electronically. By doing this, you can be certain that your vendor will get their money without any problems.


    • Invoice data capture.
    • Increased receivables and collections.
    • Automate payments.
    • Short-term funding.
    • Accept credit and debit cards without paying any merchant fees.
    • Accept money in person by utilizing the eCommerce Checkout SDK, shareable payment links, or a QR code.
    • Consistent financial flow.

      Do my vendor/supplier has to pay any charge for receiving payment by credit card payments? 

      If you are using a normal credit card, sometimes your vendors have to pay, but if using our pay by credit card, then we don’t charge your vendor an additional fee because they accepted the payments with pay by card. But For each transaction, you must pay a tiny charge of 2.95%, which is the typical cost of doing business.

      Can I pay by credit card even if my vendors don’t accept that? 

      Yes, you can! handles your credit card payment and then processes the vendor’s payment by ACH or check. This means that a vendor will be paid through the company, but you will get to use your credit card, earning rewards and deferring payments to manage your cash flow better. If you’re looking for a way to manage your cash flow and earn rewards on your credit card purchases, may be a good option for you. You can also take advantage of special financing offers from, which can help you save money on interest payments.

      If your vendor refuses to take credit card payments because they have to pay a processing fee, they won’t be happy with losing money. Melio payment can only provide you with credit card payment, but it will not solve the above problem., a Melio Payment Alternative, can solve this problem. Our platform handles your credit card payment and then processes the vendor’s payment by ACH or check. So, why wit starts using and enjoy this feature? 

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