Online Check Writer

Payment By ACH

Payment By ACH with the cloud-based banking platform is easy and convenient. No more struggles with recurring transactions. With an ACH payment processor, businesses can make or accept ACH payments anytime, anywhere, with computers, tablets, or smartphones. Log in to our platform and add your bank account for quick and easy ACH transfers at a low price.

Online Check Writer

Key figures

1M

Users

4,000+

New Customers a Week

50,000+

Transactions per Week

National Automated Clearing House

ACH payment online is routed from one financial institution to another over a network through a secure system run by the National Automated Clearing House Association (NACHA), which regulates these types of transfers. Payments by ACH, also known as direct payments, are electronic bill payments that are debited straight from the customer’s checking or savings account. The money is transferred from one bank account to another without using paper checks, credit card networks, wire transfers, or cash. 

National Automated Clearing House

FEATURE AP/AR

Check Printing

Create and print business checks at your office desk with a drag and drop design.

Pay By Credit Card

Now pay by credit card even if they don't accept them.

Cloud Bank

Open an online bank account with no hidden charges.

Check Mailing

Check mailing without leaving your desk for $1.25. We print and mail it by USPS/FedEx.

ACH / RTP

Pay or get paid one-time or recurring ACH/RTP with low transaction fees.

Wire Transfer

Transfer money electronically from one financial institution to other.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Digital Checks

Digitize your paper checks and make your payments via emails or text.

Integration

Integrate with the top third-party applications.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.

Payment Link

Create a HTML form or link to receive payments.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

Bill Pay / Vendor

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Invoicing

Create invoice to your customer and send link through email.

User / Approver

Give access to accountant or clients with a role based user and approval process.

API / White Label

Interactive developer-friendly API. Complete white label solution.

What is ACH?

What is ACH?

An Automated Clearing House, or ACH, is a network used for electronic funds transactions between U.S. bank accounts. It will let you digitally transfer funds between your bank account and a vendor or employee bank account. It’s also easy to implement payments by ACH for your small business. ACH payment online via OnlineCheckWriter.com’s cloud-based banking platform is less expensive than paper checks, credit card transactions, and wire transfers.

ACH vs Wire Transfer

ACH (Automated Clearing House) and wire transfer are two popular ways to transfer payments, each with their own benefits. ACH transfers transmit money between US bank accounts electronically. OnlineCheckWriter.com makes ACH transactions easy to start and administer. Direct deposits, bill payments, and business-to-business transactions employ ACH transfers. Wire transfers are better for urgent transactions since they send payments quickly. OnlineCheckWriter.com allows safe, efficient wire transactions. OnlineCheckWriter.com supports both ACH and wire transfers, giving you flexibility for handling your finances.

ACH vs Wire Transfer
One Stop Solution

One Stop Solution

OnlineCheckWriter.com is a complete and trustworthy financial solution. OnlineCheckWriter.com streamlines financial operations and saves time. It secures printing customized checks, payroll management, internet payments, and bank account reconciliation. OnlineCheckWriter.com can create blank checks, issue invoices and collect payments electronically, and track spending. Its user-friendly design and intuitive features simplify financial operations for organizations and individuals. OnlineCheckWriter.com helps handle all your banking duties in one place. OnlineCheckWriter.com’s one-stop solution is convenient and efficient.

FREQUENTLY ASKED QUESTIONS

What is ACH payment?

ACH payments are the transfer of money electronically, and it involves moving money between two banks using the Automated Clearing House network, a secure network run by NACHA. People often use them for direct deposit or auto bill pay. You can experience faster ACH transfers with OnlineCheckWriter.com’s cloud-based banking platform.

How does ACH payment processing work?

Debit and credit are the two ways ACH payments are processed. When a customer authorizes the merchant to make an electronic transaction, it is called an ACH debit. On the other hand, when money gets deposited into the receiver’s account, it is called ACH credit. You can make easier and faster ACH payments with OnlineCheckWriter.com’s cloud-based banking platform.

What is the cut-off time for processing ACH debits and credits?

Here are the cut-off times for originating ACH Credit & Debit Transactions:
Same Day ACH Cut-Off: 9:45 AM PST
Next Day ACH Cut-Off: 2:45 PM PST

ACH Payment vs Credit Card

ACH is guaranteed to go through once processed and completed. This usually takes days, but it is free or low-cost. Meanwhile, credit cards go through a network to verify limits and incur interest charges. Process ACH at a low cost using OnlineCheckWriter.com’s cloud-based banking platform.

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland