ACH Transactions
ACH Transactions made simple with the cloud-based check printing platform. You can process your transactions at low transaction cost easily. Log in to the platform, add your bank account for free, pay using ACH transfers, and receive payments. Businesses may send or accept ACH payments anytime, anywhere, using PCs, tablets, or smartphones, thanks to our ACH payment processor! The platform also offers Wire transfer, eChecks, Printable checks, Payment links, and check by mail.
OnlineCheckWriter.com- powered by Zil Money is a financial technology company, not a bank or an FDIC member. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.
TRUSTED BY MILLION PLUS USERS
1M+
happy customers
5000+
new customers per week
22K+
transactions per week
What is ACH?
Automated Clearing House, or ACH, is a network used for electronic funds transactions between U.S. bank accounts. It will let you digitally transfer funds between your bank account and a vendor or employee bank account. It’s also easy to implement ACH transactions for your small business. ACH transactions through OnlineCheckWriter.com are cost efficient than payment mode.Â
Our Features AP/AR
OnlineCheckWriter.com - Powered by Zil Money offers a wide range of payment features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.
Check Printing
Create and print business checks at your office desk with a drag and drop design.
ACH
Pay or get paid one-time or recurring ACH/RTP with low transaction fees.
Integration
Integrate with the top third-party applications.
Pay Bill
Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.
Payments by Credit Card
Now pay by credit card even if they don't accept them.
Wire Transfer
Transfer money electronically from one financial institution to other.
Deposit Slips
Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.
Invoicing
Create invoice to your customer and send link through email.
Cloud Bank
Open an online checking account with no hidden charges.
Email Check
Send your checks as a one-time printable pdf with a tracking facility.
Payment Link
Create an HTML form or link to receive payments.
User/Approver
Give access to accountant or clients with a role based user and approval process.
Check Mailing
Check mailing without leaving your desk. We print and mail it by USPS/FedEx.
Digital Checks
Digitize your paper checks and make your payments via email or text.
Bank Data
Connect & reconcile, Categorize from Any Financial Institution automatically.
API/White Label
Interactive developer-friendly API. Complete white label solution.
NACHA Membership
ACH transactions, also known as direct payments, are electronic bill payments that are debited straight from the customer’s checking account or savings account. The money is transferred from one bank account to another without using paper checks, credit card networks, wire transfers, or cash. ACH transfers are routed from one financial institution to another over a network through a secure system run by National Automated Clearing House Association (NACHA), which regulates these types of transfers.
Send Payments From Mobile App
OnlineCheckWriter.com makes it easier to use by adding a fast and easy way to send payments through a mobile app. Users can now easily handle their money while they’re on the go, right from their phones. This new feature makes creating checks even easier and faster, and it lets you send money quickly and safely with just a few taps. The mobile app has all the same features as the web version so that you can be sure of a smooth and consistent experience.
Easy To Access
Instant access to your account anywhere, anytime.
High Security
Secured with Encryption, Fraud Detection, and Infrastructure.
Easy Payment
Efficiently transfer funds to where they're needed.
Same Day ACH
OnlineCheckWriter.com offers Same Day ACH, which changes how people and businesses transfer money. With Same Day ACH, you can get your money immediately instead of waiting for days. Users can make quick and safe same-day ACH payments for a small fee, which guarantees a quick and easy transaction process.
FREQUENTLY ASKED QUESTIONS
What is an ACH transaction?
ACH transactions are electronic payments debited directly from your checking account and are used for bill payments. The ACH network is run by NACHA (National Automated Clearing House), which helps transfer money from one bank account to another. With the cloud-based check printing platform, you can pay and get paid easily.
How does ACH payment processing work?
Debit and credit are the two ways ACH transactions are processed. When a customer authorizes the merchant to make an electronic transaction, it is called ACH debit. On the other hand, when money gets deposited into the receiver’s account, it is called ACH credit. You can do easier and faster ACH transactions with OnlineCheckWriter.com.
What is needed for an ACH transaction?
ACH allows users to pay money electronically through the Automated Clearing House network, regulated by NACHA. You can now send and receive ACH payments easily using OnlineCheckWriter.com.
ACH Payments vs Wire Transfer
ACH transactions are completed through a clearing house electronically and are used to make direct deposits. They are processed with low transaction fees. A bank makes wire transfers with a fee deduction for every international/national money transfer you make. Using OnlineCheckWriter.com, you can process both ACH and Wire transfer at low transaction fees.
REVIEWS FROM ESTEEMED CUSTOMERS
Zil Money's payment processing system offers efficiency, security, and ease of use. It streamlines transactions, ensures timely payments, and provides robust encryption for data security. Additionally, its user-friendly interface simplifies the process for both businesses and clients, enhancing overall satisfaction.
Adam
Zil Money makes it easy for us to keep track of bills that are due and paid for our small business. We have several different checking accounts to pay from and switching back and forth is very easy. Some of our vendors still require checks for payment and printing them is straightforward as well. We don't use some of the other features yet but may look into them in the future as our business grows.
Megan
User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency.
Ana
Ease of deployment and use. Normally, a switch like this is both time-consuming and confusing, but in this case, it was super easy.
Jennifer
The dashboard and the customer support are amazing! Never has a company been there like Zil Money and answered all my questions before letting me go. Thank you.
Stephanie
I love that I am able to process payments and do ACH transfers very easily.
Ardinay
I like that I can use multiple payment methods and that my data is always secure.
Craig
Easy to use, friendly customer support team.