Bank account holders do not generate official checks for everyday spending. As the official checks carry watermarks and bank employee signatures, the bank gives the surety the checks will not be misused. The moment you identify the bank from where you need to generate an official check, and the verification has done regarding the account’s requirement, the rest of the process is straightforward. In Tolerate official checks at a bank’s branch, the process requires your complete information and has to pay an application fee.