Online Check Writer

Money Transfer

Money Transfer can be done anytime, anywhere, using cloud-based banking platforms. Money can be transferred by ACH/Direct deposit, wire transfer, and eCheck. By using a recurring ACH facility, you can make direct deposits to your payees on a regular basis or collect direct payments from your clients before their due dates.

You can pay and get paid from your computer, tablet, or smartphone anywhere, anytime when you log in to our platform. The platform also offers check drafts, checks by mail, and invoices.

OnlineCheckWriter.com- powered by Zil Money is a financial technology company, not a bank or an FDIC member. OnlineCheckWriter.com offers banking services through partnership with FDIC member banks Silicon Valley Bank, Texas National Bank, and East-West Bank.

TRUSTED BY MILLION PLUS USERS

1M+

happy customers

5000+

new customers per week

22K+

transactions per week

One-Stop Solution

OnlineCheckWriter.com’s cloud-based banking platform’s free business checking account provides banking services to meet all your business needs. Manage employee costs using the platform with customizable cards, paychecks, invoices, and bills. Also, design and print your business and personal checks instantly for hassle-free money transfers.

One Stop Solution

Our Features AP/AR

OnlineCheckWriter.com - Powered by Zil Money offers a wide range of banking features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.

Check Printing

Create and print business checks at your office desk with a drag and drop design.

ACH

Pay or get paid one-time or recurring ACH/RTP with low transaction fees.

Integration

Integrate with the top third-party applications.

Pay Bill

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Payments by Credit Card

Now pay by credit card even if they don't accept them.

Wire Transfer

Transfer money electronically from one financial institution to other.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.

Invoicing

Create invoice to your customer and send link through email.

Cloud Bank

Open an online bank account with no hidden charges.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Payment Link

Create an HTML form or link to receive payments.

User/Approver

Give access to accountant or clients with a role based user and approval process.

Check Mailing

Check mailing without leaving your desk for $1.25. We print and mail it by USPS/FedEx.

Digital Checks

Digitize your paper checks and make your payments via email or text.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

API/White Label

Interactive developer-friendly API. Complete white label solution.

Open A US Bank Account Anywhere In The World

Open A US Bank Account Anywhere In The World

Grow your business faster in the US by remotely setting up a US bank account. A US bank account allows you to accept US dollars without losing exchange rates. Additionally, you can offer your customers a variety of payment methods for money transfers.

Payment Links

OnlineCheckWriter.com provides a user-friendly platform for requesting payments via customizable, no-cost payment links. Easily create and share payment links, thereby offering a streamlined and adaptable method of payment. Send free payment links through email or SMS to make transactions easier and faster for everyone.

One Stop Solution

Easy To Access

Instant access to your account anywhere, anytime.

High Security

Secured with Encryption, Fraud Detection, and Infrastructure.

Easy Payment

Efficiently transfer funds to where they're needed.

Open A US Bank Account Anywhere In The World

International Money Transfers

OnlineCheckWriter.com’s cloud-based banking platform enables the management of simple and effortless international money transfers. Make cost-effective, secure money transfers by utilizing the platform’s user-friendly interface. Without special skills, this platform assures businesses a seamless and effective international transaction experience.

FREQUENTLY ASKED QUESTIONS

What is ACH transfer?

ACH transfers are electronic bank-to-bank payments in the United States that go through the ACH network (Automated Clearing House). Funds move from one bank to another with the help of a centralized system that directs funds to their destination. The National Automated Clearing House Association (NACHA) controls ACH transfers. With the recurring ACH facility on OnlineCheckWriter.com's cloud-based banking platform, you can make regular payments to your payees or collect payments from clients before due dates.

How to do a wire transfer?

You can initiate a wire transfer in person at your bank or from an online bank account by providing the recipient's name, bank account details, and amount. Move funds by wire online on OnlineCheckWriter.com's cloud-based banking platform, a faster, more convenient way to send and receive wire transfers online through your smartphone or computer.

Do same-day wire transactions have a cut-off time?

Yes. Here are the cut-off times for originating wire transactions on the same day.
Domestic Wire: 1:00 PM PST
International Wire: 6:00 AM PST

ACH Transfer vs Wire

The main difference between ACH and wire transfer is that wire transfer can only push money. At the same time, ACH is used to push and pull money. ACH typically takes longer to credit than a wire transfer, which transfers bigger sums of money. Wire transfer has a higher transaction fee percentage than ACH. According to your business deal and cash flow needs, pay & get paid in your way by ACH, direct deposit, printable check, or international wire transfer with OnlineCheckWriter.com's cloud-based banking platform.

REVIEWS FROM ESTEEMED CUSTOMERS

Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland