Online Check Writer

Check Mailing

Check Mailing on the same business day from the check printing platform offers the service just at $1.25. The cost includes postage and paper charges. All you need to do is open an account and send checks by mail to your payee from your office or home using our software. Users can customize and print checks using high-quality paper or stock paper in any printer anywhere we will print your check, label it, envelop it, and post it on the same business day. Checks are sent to whoever you tell us along with your bank account details and they’re delivered via USPS/FedEx. It appears like you sent the checks yourself! powered by Zil Money is a financial technology company, not a bank or an FDIC member. offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

First Class Check Mailing $1.25

First Class USPS Canada $2.99

First Class with Tracking $7.50

Priority Mail Through USPS $12.99

Express Mail USPS $34.99

FedEx Overnight  USA $24.99  Canada $24.99

All mails are processed same business day and handed over to USPS or FedEx. Cut-off time: 1:30 PM EST.  Delivery times depend on your selected shipping method and carrier schedules. For emergencies after the cut-off time,  call us! We’re here for you.

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General Questions

Can you send a check through mail?

Yes, with, you can mail checks through USPS or FedEx, starting at $1.25 for First Class. You can also print customized checks easily using the drag-and-drop design tool, which can help you save up to 80% of costs compared to pre-printed checks.

How to mail a check?
  • To mail a check using, sign up and add your bank account.
  • Design your check using the platform’s drag-and-drop tool, then create the check.
  • Click “Mail It” to have the check printed at our automated facility and mailed on the same business day.
  • The service includes various mailing options, such as 1st class mail for $1.25 to FedEx Overnight.
How much does it cost to send a check by mail?

The costs for sending checks via are as follows:

  • First Class without tracking services: $1.25
  • First Class check mailing (Canada): $2.99
  • First Class with tracking services: $7.50
  • Priority Mail services: $12.99 (2-3 business days)
  • Express Mail services: $34.99 (next-day to 2-day delivery)
  • Certified mailing Regular: $9.99
  • Certified mailingPriority: $14.99
  • FedEx Standard Overnight services: $24.99
  • International First Class mailing: $3.50
  • InternationalFedEx: $49.99
Is it safe to send a check by Mail?

Yes, it is safe to send checks by Mail using The platform uses secure services like USPS and FedEx. Additionally, checks are printed with MICR ink, which adds an extra layer of security recognized by bank computers.

Can I track the status of mailed checks?

Yes, provides tracking options for mailed checks, allowing you to monitor their status and ensure they are received by the recipients.

Does the platform have any monthly fee for check mailing?

No, if you are on a pay-as-you-go plan, there is no monthly fee for check mailing.

Is there any onboarding fee?

No, there is no onboarding fee.

Is your check mailing API free?

Yes, the check mailing API is free for everyone.

Can I import checks from an Excel sheet and mail them?

Yes, you can import check details from an Excel sheet, CSV file, or other electronic formats. This feature allows you to manage and execute bulk payments efficiently.

Do you offer IMB tracking code for first Class?

Yes, the platform offers IMB tracking code for USPS first class.

Can you send multiple checks to one location?

Yes, allows you to send up to 40 checks in one envelope, which is ideal for businesses needing to distribute multiple payments at once.

How long does it take for a check to be delivered?

Delivery times depend on the mailing option selected:

  • First Class Mail: Typically 2-9 business days within the US. ( Most cases Delivered in 2 to 4 Days)
  • Priority Mail: 2-3 business days.
  • Express Mail: Next-day to 2-day delivery.
  • FedEx Standard Overnight: Delivery by the next business day.
Can I schedule checks to be mailed at a future date?

Yes, allows you to schedule checks to be mailed on a future date. This feature is useful for ensuring timely payments without having to remember to send them manually.

Can I mail a check on a recurring basis?

Yes, you can mail a check on a recurring basis, with options for weekly, monthly, and more.

What is the cutoff time for same-day mailing?

The cutoff time for same-day mailing is 1 PM EST. Any checks scheduled after this time will be processed the next business day.

Can I include attachments with my checks?

Yes, you can include attachments with your checks. You can add up to 40 pages per envelope, and each additional page costs $1. Call for Volume Price.

Are there volume discounts available for mailing checks?

Yes, offers volume discounts for businesses that mail large quantities of checks. Contact our customer service for more details on pricing and discounts at (408) 775-7720.

Can I mail checks internationally?

Yes, you can mail checks internationally. The cost for mailing checks to Canada is $2.99 for first Class, the rest of the world $3.50, and International FedEx services are also available at $49.99.

What happens if a check gets lost in the Mail?

Losing a check in the Mail is very rare, occurring in a very small percentage of cases. During the holiday season, USPS reports a slight increase in delays and losses. If you use a tracking service, you can track the check. Online Check Writer/Zil Money handles your check printing and mailing service responsibly, using a banking-grade secured environment, and hands it over to USPS or FedEx, ensuring the process is secure and reliable. In the rare event that a check is lost, you will need to stop payment with your banking institution and reissue the check using our platform.

How do I ensure my checks are secure? uses MICR ink for printing checks, which adds an extra layer of security recognized by banks. Additionally, the platform employs encryption and other security measures to protect your financial data.

Can I use the service for payroll checks?

Yes, you can use to print and mail payroll checks. The platform integrates with various payroll software, making it easy to manage employee payments.

Can I cancel a check once it's mailed?

Once a check is mailed, it cannot be canceled. However, you can stop payment with your banking institution.

What are the benefits of using over traditional check mailing services? offers several benefits over traditional check mailing services:

  • Improved Cash Flow: Funds are only deducted when the check is cashed.
  • Convenience: Checks can be designed, printed, and mailed from your home or office.
  • Security: MICR ink and encryption ensure secure transactions.
  • Flexibility: Schedule future payments and include attachments easily.
  • Cost Savings: Lower fees compared to traditional banks.
  • Recurring: Schedule checks to mail out on a weekly, monthly, or quarterly basis. You can set this up for a certain number of checks or up to a certain date.
  • Better Reporting: Reporting and sorting of mailed checks is made easy through our platform. You can easily access your history and sort by check or bank account, a feature not typically available in the bill payment services of traditional banking institutions.
How do I integrate my accounting software with integrates with popular accounting software like QuickBooks, Xero, and others. You can import your checks and payees directly from these platforms, making the check creation process seamless. We have hundreds of third-party accounting software integrations already available. If your Accounting software is not currently integrated, our team can customize and integrate it with any of your accounting software or any platforms for a certain fee.

Is there a mobile app available?

Yes, offers a mobile app that provides all the web-based platform’s features, allowing you to manage your check printing and mailing needs on the go.

Can I customize the appearance of my checks?

Yes, you can customize your checks using the drag-and-drop design tool. Add your company logo, choose different fonts, and create personalized designs to reflect your brand.

Can I add multiple bank accounts?

Yes, you can add as many bank accounts as you need.

Can I add multiple signatures?

Yes, you can add multiple signatures.

Can I add multiple users?

Yes, you can add multiple users. Zil Money offers advanced user control and role-based restrictions that enhance the security and efficiency of managing check payments. Here are the key features:

  • Role-Based Permissions: You can add employees or managers to your account, allowing them to create and mail checks on your behalf. This flexibility helps you delegate tasks without compromising control over your financial processes.
  • Customizable Limits: Set specific limitations for different roles, such as the maximum amount permissible for a single check or restrictions on which bank accounts can be used. This ensures that employees operate within predefined boundaries, enhancing financial security.
  • Approval Requirements: Implement a hierarchy of approvals for checks above a certain amount. This means that checks of substantial value require confirmation from you or a higher authority before processing, adding an extra layer of scrutiny to large transactions.
  • Comprehensive Audit Trails: The platform tracks all activities, including the IP addresses from which checks are created and mailed. You can also restrict access to the service from specific IP addresses or computers, ensuring that only authorized devices can issue checks.
  • Efficient Workload Management: With these controls, you can manage your team’s workload effectively, ensuring that responsibilities are handled smoothly without the need to rush or worry. Our system keeps an exhaustive audit log, providing you with peace of mind and full accountability.
Checks vs Cheques

British English uses “cheque,” while US English uses “check,” both of which have the same meaning. Bank account holders use checks to transfer money. With – powered by Zil Money, you can easily print checks from your home or office.

Security and Fraud Prevention

How to combat check fraud?

The platform combat check fraud with several measures:

  • MICR Ink: For encoding bank information, making checks recognizable by bank processing systems.
  • Encryption: Protects data during transmission and storage.
  • Verification Processes: Ensure that only authorized checks are printed and mailed.
Are my bank details secure with you?

Yes, your bank details are secure. We use advanced encryption technology to protect your information and comply with industry standards for data security.

What security measures do you have in place for handling confidential information?

We have multiple security measures, including encryption, secure access controls, and regular security audits, to protect your confidential information.

What is your policy on the destruction of documents containing confidential information?

Documents containing confidential information are securely destroyed following industry best practices and regulatory requirements to ensure no unauthorized access or use.

Customization and Mailing Options

Can I customize my checks?

Yes, you can customize your checks using our drag-and-drop design tool. You can add your company logo, choose different fonts, and personalize your checks to reflect your brand.

What mailing options do you provide?

We offer several mailing options, including:

  • USPS First Class Mail
  • FedEx Overnight
  • Priority Mail
  • Express Mail
  • Certified Mail. First Class or priority
  • International first-class Mail to any country.
  • International FedEx.
Do you charge extra for information printed on the check stub?

No, there is no extra charge for printing information on the check stub. You can include as much detail as needed for your records. You can customize the information your own way.

Can I print checks from multiple bank accounts?

Yes, you can print checks from multiple bank accounts. Our platform supports multiple accounts, allowing you to manage payments from different sources easily.

Pricing and Billing

What is the average cost per check?

The cost per check varies based on the mailing option:

  • First Class Mail: $1.50
  • Priority Mail: $12.99
  • Express Mail: $34.99
  • FedEx Standard Overnight: $24.99
Are there any setup fees or monthly minimums?

There are no setup fees or monthly minimums for our pay-as-you-go plan.

What payment methods do you accept?

We accept various payment methods, including credit cards, debit cards, and ACH transfers.

Our Features AP/AR - Powered by Zil Money offers a wide range of payment features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.

Check Printing

Create and print business checks at your office desk with a drag and drop design.


Pay or get paid one-time or recurring ACH/RTP with low transaction fees.


Integrate with the top third-party applications.

Pay Bill

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Payments by Credit Card

Now pay by credit card even if they don't accept them.

Wire Transfer

Transfer money electronically from one financial institution to other.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.


Create invoice to your customer and send link through email.

Cloud Bank

Open an online checking account with no hidden charges.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Payment Link

Create an HTML form or link to receive payments.


Give access to accountant or clients with a role based user and approval process.

Check Mailing

Check mailing without leaving your desk. We print and mail it by USPS/FedEx.

Digital Checks

Digitize your paper checks and make your payments via email or text.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

API/White Label

Interactive developer-friendly API. Complete white label solution.

Create and Customize Checks in the Mail

Create and Mail Customized Checks, powered by Zil Money, simplifies the check design and printing process. It allows you to customize your checks with your company logo, preferred fonts, and personalized designs. This saves you time and up to 80% in expenses compared to pre-printed checks. The platform then efficiently prints and securely sends the checks to your payee via USPS or FedEx.

Easy To Access

Instant access to your account anywhere, anytime.

High Security

Secured with Encryption, Fraud Detection, and Infrastructure.

Easy Payment

Efficiently transfer funds to where they're needed.

Check Mailing at a Low-Cost

Compared to other checks by mail services,, powered by Zil Money offers you less expensive checks in the mail service. The platform print your checks on high-quality check paper. Generally, it costs a business up to $ 7.78 to send a check by mail, including the cost of printing, packing, and tracking each check. Hence, the check printing platform offers you long-term benefits from check mailing costs.

Checks in the Mail at a Low Cost
Print Payroll Checks

Print Payroll Checks, powered by Zil Money, streamlines check printing for businesses. It allows them to create and print professional payroll checks effortlessly from their offices. The platform also offers customizable check forms to match branding and layout needs.







Electronic Payment, powered by Zil Money lets businesses electronically send and receive payments, improving financial processes. The platform enables ACH transactions, wire transfers, and credit card payments, giving businesses flexibility and ease. It helps businesses optimize financial processes and boost productivity.

Electronic Payment


Here are some precious reviews from our customers. We are pledged to make your life simple with all our features.

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.
Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Frank Czar

Bimal Daftari

Travis Copeland

As HR manager, I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork. The Check Book feature on OCW makes it easy for me to search! The logs are very helpful for me.

Frank Czar

Online Check Writer has made my life easy. Now I can print all the checks on Blank Check Paper from numerous companies and export from my QuickBooks as well. I don’t have to keep track and change the pre-printed check papers.

Bimal Daftari

Being a contractor I always have to give checks ahead in many situations and keep report and notes. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland