Online Check Writer

Cloud Bank API

Cloud Bank API functions as a bridge, connecting businesses and customers to advanced banking features while maintaining the ease and convenience of cloud technology. This platform allows seamless transactions, real-time updates, and superior scalability to accommodate burgeoning startups and well-established organizations. Furthermore, the platform provides top-tier security measures to protect sensitive banking information, reinforcing trust between the bank and its customers. In essence, Cloud Bank API is not just an innovation but a transformational tool driving the future of digital banking. powered by Zil Money is a financial technology company, not a bank or an FDIC member. offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.




Rated check printing software

in the QuickBooks app store

Banks & Financial Institutions

are Connected

Account Creation Made Easy 

The process of opening new accounts is effortless with the Cloud Bank API. It allows your customers to set up new accounts smoothly, fostering increased financial accessibility and facilitating the growth of your customer base. Experience the future of cloud banking with Cloud Bank API.

Account Creation Made Easy

Our Features AP/AR - Powered by Zil Money offers a wide range of payment features to make your business transactions secure and flexible. Now you can pay and receive payments with the easy-to-use software and dive into the journey.

Check Printing

Create and print business checks at your office desk with a drag and drop design.


Pay or get paid one-time or recurring ACH/RTP with low transaction fees.


Integrate with the top third-party applications.

Pay Bill

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Payments by Credit Card

Now pay by credit card even if they don't accept them.

Wire Transfer

Transfer money electronically from one financial institution to other.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.


Create invoice to your customer and send link through email.

Cloud Bank

Open an online checking account with no hidden charges.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Payment Link

Create an HTML form or link to receive payments.


Give access to accountant or clients with a role based user and approval process.

Check Mailing

Check mailing without leaving your desk. We print and mail it by USPS/FedEx.

Digital Checks

Digitize your paper checks and make your payments via email or text.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

API/White Label

Interactive developer-friendly API. Complete white label solution.

Manage Multiple Business Accounts

Manage Multiple Business Accounts Cloud Bank API facilitates the creation of multiple business bank accounts. This feature is a boon for tracking finances for different businesses separately, ensuring efficient financial management and orderly business operations.

Easy To Access

Instant access to your account anywhere, anytime.

High Security

Secured with Encryption, Fraud Detection, and Infrastructure.

Easy Payment

Efficiently transfer funds to where they're needed.

Secure and Speedy Funds Transfers 

The Cloud Bank API enhances the banking experience with its quick and secure fund transfer feature. It facilitates the easy exchange of money, ensuring customers can confidently conduct their banking transactions.

Secure and Speedy Funds Transfers







Customizable Card Creation

Customizable Card Creation

The Cloud Bank API stands out with its feature to create customized physical and virtual cards. This digital-centric function aligns perfectly with the ongoing digital transition today. The API’s versatility in creating unique payroll and expense cards further enhances its wide array of features.


What is cloud banking?

Cloud banking entails the use of cloud technology and services for carrying out financial operations by banking institutions. It involves storing, processing, and managing data on remote servers instead of traditional, physical ones. This shift lowers operational expenses, enhances scalability, and optimizes efficiency. Nonetheless, it presents challenges related to data security and adherence to regulations that the banks must properly manage.

Why use cloud in banking?

Adopting cloud technology in banking carries multiple benefits. Firstly, it delivers scalability and adaptability, empowering banks to modify resources in response to demand and bypassing the need for physical infrastructure investment. Secondly, this technology can substantially cut expenses by eradicating the requirements for the upkeep and modernization of on-site servers. Lastly, it facilitates the rapid and effective rollout of novel services and applications, improving client experience and matching the rapid innovation pace in the financial sector. However, banks must implement rigorous data security and privacy safeguards when utilizing cloud technology.

How does cloud banking work?

Cloud banking employs internet-hosted remote servers, also known as 'the cloud,' to store data, execute computations, and operate applications, rather than relying on local, physical servers. When adopting cloud services, a bank collaborates with a service provider to transition its data and applications onto the provider's infrastructure. The cloud service provider then assumes the responsibility of data and application management, offering access and services through the internet. Consequently, the bank can access and oversee its operations anywhere and anytime via secure internet connections. This flexibility facilitates real-time data analysis, swift service provision, and optimized resource usage.

Online And Traditional Banking

Online banking, or Internet or digital banking, enables customers to manage their finances electronically through the bank's website or mobile app, negating the need to visit a physical branch. This banking mode provides round-the-clock access to banking services, immediate transaction updates, and typically faster and more efficient service. However, it demands a stable internet connection and a certain level of digital proficiency from its users.
Contrastingly, traditional banking relies on physical, brick-and-mortar establishments where customers perform their financial transactions, including making deposits, withdrawing funds, and applying for loans. These transactions involve direct human interaction and are generally constrained to regular business hours.

You will love We are sure.
We are confident to offer a 15-day free trial.
No credit-card required for free trial.

Trial period comes with full features: unlimited checks, bank accounts, users/ employees, etc.