How to solve the check-less bank account issue?
There will be circumstances in life when one has to pay an amount as a bill, rent, or salary, and all that he will have is a check-less bank account. Most apartments and private rental house owners in the United States usually accept checks for rents, and as a tenant, you have to provide checks, but you have a check-less account. It will lead to a situation when the payments will delay, which will lead to further serious consequences.
What are the alternatives for a check-less bank account?
One major option that the customer can do is to go for counter checks. A blank form provided by the cashier’s booth to withdraw urgent cash from the banks is called counter checks. Counter checks are a sort of personal checks handed over to the customer to get money from his account. As these types of checks issued from the teller’s counter, these checks are called counter checks. Counter checks usually do not carry severe much safety measures and will be very simple because the checks are issued and getting cashed in the presence of the customer and the bank.
Create checks and send online
Check writing, and printing software helps design and create checks which avoids the much hectic visit to the nearby bank branch. Instead of going to the bank branch and taking money to pay, the check you have created can send the person to whom payment should be made and then cashed by the latter. For example, after purchasing an item, if one wants to pay using a check and has a check-less account, he can create and send checks to the shop owner on mail, and the shop owner can take the print and get the cash from the banks.
Sending money orders
Money order is basically a paper document and is ore-reliable than a check as money order is issued against the money is once paid in the bank. Hence the entire system of money order is risk-less for both the parties. Unlike checks, money order is does not have a possibility to get bounced and hence the funds are guaranteed. However there will be a probability to pay an extra fee associated with that and it may vary between 80 cents and $5 and the fee varies accordingly to the places from where it is issued. Out of the above mentioned three ways, the most reliable and economic one will be creating and printing checks online and sending them to the person who needs to receive the cash.
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